Entrepreneur
Name
Joseph Magudah
Member since
November 2018
On-time repayments
72 installments • 71%
About Me
i always overcome hardship by believing in myself and facing them with no excuse.the most important thing in my life is that i have to ensure i achieve my goals before moving on to the next door.i came to hear about zidisha through a volunteer mentor madetso waswa who was able to teach and show me the importance of zidisha over other lenders like the bank.My hobby is that i like travelling and reading newspaper.
My Business
i supply general supplies and also carry out construction activities ranging from water, building and road works.My services are very useful because they are on high demand .the typical cost and ranges from ksh.143,00 to 350,00 per month while the income range from ksh.650,000 to 850,00 per month.I use my profits to invest in other activities like building projects and also charitable organistaion.
Loan Proposal
i would like to use the loan to purchase a new set of computer box that recently broke down in my car engine.this will improve the efficiency of my car hence no more damages will occur again.the expense and the cost of purchases will be aroung ksh.54,350.
Income Source
i will use my other source of income to repay my loan without failure.but currently my business has not been hit that much the current pandemic since it has increased the necessity around my community.
Feedback
Positive
1
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$502.45
Date disbursed
May 19, 2020
Repayment status
On Time
Projected term
3 months
Cost to entrepreneur
Service fee: $39.89
Credit risk payment:
$59.84
Optional expediting fee:
$39.89
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Kenny Jan 31, 2021
Margaret Mar 2, 2019
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