Purchase of equipment,materials and paying of school fees

Calvince Odhiambo

Rongo, Kenya

15% repaid

Entrepreneur

Name

Calvince Odhiambo

Member since

July 2017

On-time repayments

51 installments  •  41%

About Me

I am Calvince Otieno Odhiambo born in 11/08/1989 in Rongo Kamagambo south Migori county.I am the first born in a family of three children,two boys and a girl.I went to Tonye primary school and did my kcpe examination in 2007 and later went to Nyachenge secondary school where I drop out of school due to lack of school fees.My mother died in 2003 and my father was suffering from stroke,he couldn't pay school fees and life was not bearable.In September 2011,I went to Uriri youth polytechnic where I did carpentry and joinery and completed my course in December 2013. I went to Bondo town to search for jobs, i got series of jobs earn a living and i am working until to date.I got married in january 2015 and Mighty God blessed me with a baby girl. She is still very young and cannot make her future decision on her carrier. In our Rongo,we usually receive adequate rainfall which is good for farming, cattle keeping, business and we also experience cool breeze from Kisii highlands.During my free time, I like reading bible, magazines, watching football premier leagues of various countries .

My Business

In carpentry and joinery, I mostly get some joinery contracts like fittings,roofs construction form works,repairs of various building structures. With this, it helps me earn a living, support my work,cater for family needs.After completion of most jobs,I remain with some money which really help me to purchase food for the family, buy clothes, pay school fees for my brother and sister who are still going to school, cater for transport to and from work sites,pay also other bills. This works pays nicely,easier than other tiresome activities.

Loan Proposal

The disbursed loan will be used to pay the remaining school fees balance at a cost of 15000 KES,good quantity of timber for building roof at a cost of 10000 KES,horse pipe for leveling at a cost of 2500 KES,new spirit level at a cost of 2000 KES, wood preservatives and oil at cost of 3500 KES,new varnish paints at a cost of 600 KES,professional wood glue at a cost of 500 KES,claw hammer at a cost of 600 KES and tape measure at a cost of KES 200.Net income of the business will be increased by 50% .This income will be used to buy equipment, materials, paying school fees,clothes,food, and paying bills. This will improve living standard of a family, monetary status increased and financial and mental stress free.Thanks for lenders support.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$801.84

Date disbursed

Mar 14, 2018

Repayment status

Late

Projected term

5 months

Cost to entrepreneur

Service fee: $33.78

Credit risk payment: $67.57

Calvince opted to pay $357.39 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

davelowe100

Perryville, United States

ErikN

Stockholm, Sweden

MakeSense

-, St. Kitts and Nevis

L

Lemon

Switzerland, Switzerland

R

Rossman

Poland, United States

Cloudways

Malta, Malta

R

rholden

glen iris, Australia

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

P

Prysdahl

Marshall, United States

Patrick

Berlin, Germany

H

Haavard

Bergen, Norway

B

Berkeley100

Berkeley, CA, United States

R

rossgarlick

United States

Pankratio

EastVan, Canada

B

bugdaniel

Switzerland

V

vbud

United States

G

ghimeu

Malaysia

Jamal Hamou

Cascadia, Canada

C

Crainster

Chapel Hill, United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Joerg

Velen, Germany

Gab

Singapore

A

AER

Germany

W

Wade

United States

PR

peter reibold

United States

Dean Cress

United States

ME

Manaal Eisa

Washington DC, United States

P

patricio

Yorba Linda, Ca, United States

E

eriklonnroth

United Kingdom

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

S

simchaboston

United States

SH

Steven Huntington

London, United Kingdom

Thomas

Sweden, Sweden

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

RC

Rudi Chen

United States

J

Jo

United States

BW

Betty Waweru

United States

RT

Rob Torti

United States

Jes-c

United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

Zack Stein

United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

L

Lucy

Australia

K

Katharina

Germany, Germany

Benjamin Kniaz

Boston, United States

chessplayer

Berlin, Germany

IC

Ian Coutts

Chicago, USA, United States

JV

Jose Vidal

New York, United States

Grégoire

Zurich, Switzerland

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

Samuel

Ottawa, Canada, Canada

R

RMIM

United States

A

Aaron

United States

MM

Mike McGary

United States

Mike

Indianapolis, United States

Martha Fleury

Bethesda, MD, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

Malibu River

Tokyo, Japan

J

James

Los Angeles, United States

Tyler Metcalf

Utah, United States

Cari Donaldson

United States

SS

Sandi Smith

Pimpama. Queensland, Australia

K

Kindra

USA, United States

SC

Samuel Clemente

Brooklyn, United States

We Not Me

St. Paul, Minnesota, United States

Ask Calvince a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Derick Mwashi    Jul 29, 2018

    Calvince Odhiambo promised to resume paying the next week

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  • Calvince Odhiambo    Apr 22, 2018

    In this season there is so that 's much rain that is make me to reduce my payment no going job so please help.

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  • Calvince Odhiambo    Apr 7, 2018

    I reduce my installment loan so that I can make it to pay my loan on time my boss was refuse to gave me my money on time that's why do so.

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  • Calvince Odhiambo    Mar 31, 2018

    The reason for the change in the installment is there is ajob that I was doing to my client and my boss was refuse to gave me money on time.

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  • Calvince Odhiambo    Mar 11, 2018

    Thank you ZIDISHA team and entire good lenders for funding my loan. This loan will be used to buy timber at a cost of KES.15000,paying school fees balance of KES. 9500,spirit level at a cost of KES 2000, nylon measuring liner at a cost of KES 100,wood preservatives and used oil at a cost of KES 2000, wood glue at a cost of KES 500,claw hammer at a cost of KES 500,horse pipe at a cost of KES 2500,varnish paint at a cost of KES 600,tape measure at a cost of KES 1500,a packet of razor blades at a cost of KES 20.The net income will help in buying food, clothes, paying school fees, building house and work shop stores, paying all house and work bills.This also improve living standard of family and status of work.

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  • Calvince Odhiambo    Mar 4, 2018

    Thanks so much for the financial support offered by zidisha platform and entire lenders. With the last loan disbursed, I paid school fees for my brother and the children at a cost of 10000 KES,I bought timber at a cost of 9500 KES, nails at a cost of 2500 KES,varnish paint at a cost of 300 KES,painting brushes for painting at a cost of 700 KES,round poles for structural work at a cost of 2600 KES.The income received is used to buy food, clothes, paying school fees,paying work bills and buying other household requirements. It was also used to purchase materials and equipment.This loan improved my family living standard and my financial status increased by 50% thus stress free.Thanks very much.

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  • Calvince Odhiambo    Feb 18, 2018

    I got a good contract with suitable features which increases income.

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  • Calvince Odhiambo    Jan 29, 2018

    I received the Cash. Thank a lot.

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  • Calvince Odhiambo    Jan 29, 2018

    Am so grateful for accepting my loan proposal I will use the fund to boost my workshop.

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  • Calvince Odhiambo    Jan 25, 2018

    Huge thanks to entire Zidisha team and wonderful lenders for giving me a unusual financial opportunities to chase away poverty,improve living standard of family and increase monetary status.This will be used to buy timber at a cost of KES 9500,nails at a cost of KES 2500,clear varnish at a cost of KES 300,painting brushes at a cost of KES 700,round poles at a cost of KES 2600 and paying school fees for KES 10000 for my younger brother and my children. The profit got from this work will help me to purchase food, clothes, paying work and household bills, school fees paid for a better future dates. My lender thank you so much for the financial support you provided to my family.

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  • Calvince Odhiambo    Jan 18, 2018

    Thanks for the last loan disbursed. I paid school fee for my brother in secondary school at a cost of KES 5000/=,bought Jack plane for smoothening work surfaces at a cost of KES 3500/=,sash cramp for holding work piece at a cost of KES 2500/= and tennon saw for cutting pieces at a cost of KES 500/=.these purchases had increased my income by 50%.The increased earnings aided me to provide basic needs to the family like food, clothes, school fees paid, a small beautiful house built, payment of most bills and settling other secondary requirements. Thanks so much for the financial support provided by Zidisha platform.

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  • Derick Mwashi    Jan 15, 2018

    Calvince promised to resume making payments as soon as possible.

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  • Calvince Odhiambo    Nov 24, 2017

    During general election in Kenya, our place of work was attacked by rowdy youths supporting NASA party because we were working while others were demonstrating against the government and most of our tools, materials and other equipment were destroyed and others stolen and we had to seek refuge in Bondo police station.The disbursed loans really helped me purchased Jack plane, sash cramp,tenon saw,marking line and some packets of coloured chalks for making marks. This aided work, made it easier and better than before. Thank you for the financial support you have made in to my family and I would like to invite other fellow fundis.Thanks Zidisha team.

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  • Calvince Odhiambo    Nov 24, 2017

    Zidisha :Wonderful lending platform unlike some stressfull financial institutions in Kenya which requires some good deposit. Thanks for the financial support you offered in time of need. It makes me feel better than before joining this platform. The last disbursed loan help me to purchase some tools and payment of school fee for third term. I bought Jack plane for smothening timber surfaces at a cost of KES 3500/=,sash cramp for holding work pieces at a cost of KES 2500/=,tenon saw for cutting timber especially joints at a cost of KES 500/= and I also paid school fees for my brother in secondary school form two at a cost of KES 5000/= for the ending term before closure of schools.This loan really relieved me financially and reduced stress of school fee, food, fitting and joinery equipment and eventually made my work easier than before as most tools were stolen. Thank you so much for the Zidisha loan disbursed. It increased income by approximately 40% as there were sufficient fitting and joinery jobs in Bondo town despite effect of elections in the country.

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  • Calvince Odhiambo    Aug 6, 2017

    This month of August, there is a lot of construction activities and woodwork fittings despite general election which automatically increase my income by 30%,thus makes me to increase my loan payments.

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  • Calvince Odhiambo    Jul 25, 2017

    I would like to thanks my lender for the loan, I confirm the whole amount was sent to me, thanks you for the help.

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