Expand and diversify my clothing sales

Entrepreneur

About Me

I'm a Kenyan female adult aged 33 years. I'm married with two children. I live in the coastal region of Kenya. I'm the fourth born in a family of five with my father being a peasant farmer whereas my mother passed on in April 2018. I take care of younger sister and an orphaned nephew alongside my biological children. I went through secondary school with the help of plan international Kenya and bursary from the constituency development fund where I passed my national examinations well and I was called to join Kenyatta university in 2006 to study bachelor of education (science) with the help of students loans from higher education loans board. I'm currently in the teaching profession but due many commitments, the money I earn is not sufficient and so I started a small business.

My Business

I applied for a small loan from a Sacco which I still service to start the business of selling, clothes, slippers, rubber shoes, khangas, socks, earings, necklaces. Later on when i learnt about ZIDISHA I applied for another loan to boost my business. my business journey has not been smooth: I have faced some challenges such as low demand on some goods and some take longer to sale. However, the profit i realise from the sales goes to reinvestment and some to offset some monthly bills. I have taken the business challenge positive and I would wish to continue. Sometimes i sale more in a day around 10000 in peak months, whereas the sales go low or no sale at all in some days. Collectively and on average the sales per week is about 20000 during peak months like December while 10000 on the other months. The profit I realise weekly I use to expand the business partly and some for other expenses; offset bills, fees for children. I have hired one attendant who I also pay sometimes from my pocket especially if the business has not yielded sufficient profits, the reason why I still need to expand my business to have a wide variety of items to cater for the demand of buyers and also improve on the sales.

Loan Proposal

The loan amount will be used to buy more stock of ladies wear and and also footwear since these items are at most with demand. Also, i will buy hand wash soaps and hand sanitizers so that my customers may continue keeping safe.
In addition,there is a high demand of deras, a dress type for ladies. Part of the loan amount will be used to buy the deras of varied types and so i will be able to repay my loan from the proceeds. I am also a fully trained Tailor. I intend to engage in tailoring services in shop. I intend to purchase a sewing machine also.

Income Source

I deliver goods to my customers on daily basis. Most of my customers are permanently employed and hence reliable in terms of payment. I'm a teacher, permanently employed by TSC.

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