200 weekly installments • 59%
I am Kusi Appiah. I come from offinso in the Ashanti region of Ghana. I also stay in the same place. I start my elementary school at Naming S.D.A primary and pursue my basic certificate at the JHS of the same school. I was part of the glorious class of 2009. Although things were not easy but I tried to start small business by selling airtime (MTN transfer). I kept the small business in the hands of a trusted person and further my education. I started SHS in the same year (2009) at Okomfo ANOKYE Senior high at Wiamoase. I offered business as my program in this school for four years. I completed my second cycle institution in 2013. in the year 2014, I got admission into one of the noble tertiary institution in Ghana, university of education, Winneba- Kumasi campus to offer Bsc Accounting Education. I graduated in 2018 and now seeking for government employment as I operate my own business.
as said earlier on, I
started selling scratch card and airtime when I completed my basic education. The business has grow and i now own a shop dealing in phones and accessories, phone repairs, and also a merchant of MTN Ghana, and agent of TIGO cash.
I provide services to the people within my locality and many others in transit to the northern part of Ghana. I sell scratch cards of all the local Network in Ghana (MTN, Air tel, Vodafone, Glo and TIGO). i also act as an MTN mobile Money Merchant and Tigo cash agent. I also sell phones and accessories (hands frees, phone chargers, cables, phone batteries and many more). this kind of business has been so beneficial to me and I love to operate it. i choose that business because initially it requires small capital of which i was capable, it is also easy and convenient to operate ad well. it is so good because I operate it alongside my education with less stress and difficulties. Indeed, this business has also help many traders within my place to easily transfer and received money from their customers. i Always use my profit to expand my business and to pay my loan at Zidisha.
I will use the loan to buy goods to increase my stock. Will buy phone like Tecno brands, Itel brand, Samsung phones, infinix phones. Will buy both smartphones and keypads. I will also buy phone accessories like chargers, headphones, phone case, Bluetooth headset, phone batteries, etc
Aside the mobile money business, I do special classes for students on vacation. The money I get from this source can be used to offset the loans
Jun 30, 2021
Cost to entrepreneur
Service fee: 5% of $346.56 = $16.65
Credit risk payment: $83.73