Purchase of photocopier machine

Ebenezer Dauda

Zebilla, Ghana

22% repaid

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How it Works

Entrepreneur

Name

Ebenezer Dauda

Member since

July 2016

On-time repayments

197 installments • 27%

About Me

I am the first born of Mr. Appiah Dauda and Madam Cecilia Boadu. I have two siblings, a girl and a boy. Life was tough for my family when my father joined his ancestors before I attained age eight. My mother who I affectionately call 'Yaa Asantewaa' (a brave woman in the Ashanti kingdom who led the Ashantis into wars in centuries back) passed through a lot of suffering and perseverance to see me through my education from primary school up to the college level. Despite these challenges, I studied hard to pass all my examinations once and not to let my mother suffer in vain and also take the mantle of sponsoring the family from her.
Currently, I am married with a son and now the backbone of my family.

My Business

The name of my business is Adoma Printing Business Centre. It is located about 2 kilometres away from the southern part of the Zebilla central market. I offer typing, printing and photocopying to the neighbourhood and other customers around. This business is high in demand because schools type, print and photocopy examination questions for their pupils whereas individuals come in to get their various documents typed and printed.
From the profit gotten, that is what earns my family a living. I take care of my family's needs from the income that is generated from the business. I pay for rent, water and food. I am in Valley View University now offering Bachelor of Education in Information Technology on a sandwich programme (during vocations). About 50% of the profit is always reinvested to boost the income level of the business.

Loan Proposal

I will purchase a photocopier machine to enable me undertake mass production to increase my work output at a faster rate. The type of photocopier to be purchased is Canon IR3025N (home use/slightly used) at a cost of $550.00.
Currently, I have only one secretary at my business center. The purchase of the photocopier machine will create another employment opportunity for someone because mass production goes with high labor. It will also generate income to support my university education as well as family members. I expect my profit to increase from $85 daily average sale to $120.00 daily average sale.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$537.00

Date disbursed

Oct 15, 2016

Repayment status

Late

Projected term

417 months

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Ask Ebenezer Dauda a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Svenip Dec 16, 2018

Dear Ebenezer,
Many thanks for starting repayments again. I hope you are better and wish you all the best for the future. Let us know about your situation when you have a chance.

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Ebenezer Dauda May 30, 2017

I am faced with a lot of problems financially.

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Ebenezer Dauda Jan 10, 2017

I have been ill for sometime now.

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Ebenezer Dauda Oct 29, 2016

Please I would like to reduce the amount because I have ordered for the photocopier machine but it has not yet reached me. Thank you.

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Ebenezer Dauda Oct 26, 2016

"If you believe in others and give them a positive reputation to uphold, you can help them to become better than they think they are. "
Just saying thank you my lenders will never repay your kindness to me and if the world had more people like you it would be a better place. You do make a difference. My lenders through Zidisha have made a difference in my life. I can now pay my bills and afford the three square meals for my family through the expansion of my business. Once again, thank you my lenders and the Zidisha Community.

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Ebenezer Dauda Oct 16, 2016

HelIo, I have received the amount of $537 and I will be buying a canon ir3025n photocopier machine for my business center. I thank my lenders and the Zidisha team for the great support given to me. God bless you.

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Mike Oct 13, 2016

Hi Ebenezer. I have to say reading your story you are going to meet your dreams and exceed them. Best of luck to you. An admiring fan, mike

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Ebenezer Dauda Appiah likes this.
- Ebenezer Dauda Oct 14, 2016
  
  Thank you Mike and best of luck in your endeavors.
  
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Ebenezer Dauda Oct 13, 2016

I thank my lenders very much for the great support given to me.
I will purchase a photocopier machine to enable me undertake mass production to increase my work output at a faster rate. The type of photocopier to be purchased is Canon IR3025N (home use/slightly used) at a cost of $550.00.
Currently, I have only one secretary at my business center. The purchase of the photocopier machine will create another employment opportunity for someone because mass production goes with high labor. It will also generate income to support my university education as well as family members. I expect my profit to increase from $85 daily average sale to $120.00 daily average sale.
To my lenders once again, I say thank you and God richly bless you for your support. May you live long to accomplish your heart desires.
Thank you.

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Ebenezer Dauda Oct 9, 2016

I have heavily benefited from the initial loan taken. I bought a lamination machine and lamination films with it. The purchase made a significant difference to my business because formerly I used to make an average daily sale of 60 US dollars but with the addition of the lamination machine and its films, the average daily sale shot to 85 US dollars. With the increased earnings, I have used 60% of it to reinvest into the business while the remaining 40% has been used to cater for my family e.g. payment of school fees, purchasing of books, etc.
At first, schools within my circuit (a cluster of schools forming a unit) normally type and print their schools' examination questions wherever they wished but now I have been able to convince them to see the need to organize a common examination for the schools. This idea was unanimously agreed in a circuit meeting organized on Thursday 6Th October, 2016. A committee was set to take charge of which I am a member and the chairperson as well. My business center has been chosen to see to the general production of the common examinations papers.
The above achievements could not be made possible without the assistance of my Lenders and the Zidisha Team. Thank you and God bless you.

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Ebenezer Dauda Oct 7, 2016

Business has been great of recent due to the fact that students visit my internet cafe to check and print their Basic Education Certificate Examination results online. This has generated a lot of income for my business and also maximized my profit. After checking and printing of their results, they also let me laminate them using the lamination machine I bought with the loan assistance. Thank you.

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Ebenezer Dauda Sep 24, 2016

I would like to reduce my loan to GHS6.00 temporarily because I have spent a lot of money on my siblings' school fees since it is the beginning of an academic year. Not withstanding that the loan has helped me to expand my business. I promise to adjust my loan installment back to its original state soonest as I recover. Thank you.

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Theresa Sep 12, 2016

Please i dont understand this i requested 157. 25 dollers. When i was filling my loan apprecation i choose this amount and it said to me that 28 will be detected from my loan and i will received 601 GHS and still pay 629. Please i have received 84 GHS only this morning. Now My preposal have changed saying i will pay 488Ghs in full and i only received 84 Ghana cedis. please i need an answer for this before.....i want to report this problem to Zidisha but i have to ask you before.

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- Ebenezer Dauda Sep 12, 2016
  
  Thank you, Madam Theresa Amoah, for your inquiry. Please, taking a loan from Zidisha for the first time (specifically above the minimum amount) requires that you pay a non-refundable membership registration fee. Also, you will be made to deposit certain amount (to be determined by the system) as a membership fund which will be used in paying back the loan should there be any default in certain circumstances. Based on the amount you requested, it meant that you had only 84 GHS left to be received after the above deductions. Meanwhile, you will need to repay the total amount applied for (i. e. amount received + membership registration fee + member's fund).
  Please note that the above deductions are done once and for the first time but any other loans to be accessed later on will not attract any deductions which means you will receive all the amount you request.
  Please do not hesitate to contact me should you need further explanations on any issues.
  Thank you.
  
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Ebenezer Dauda Aug 16, 2016

Today is Zebilla market day. The town's market days come every three days. I am currently in Valley View University-Techiman Campus in the Brong Ahafo Region of Ghana and per the report I received from my sales person, I made a sale of $15.34 from lamination of documents today only. Thanks to my lender and the Zidisha community.

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Ebenezer Dauda Jul 30, 2016

It has been a blessing joining the Zidisha family. Business is progressing and thankfully, I have made my successful first payment.
Thanks Paul Buchheit for making me progress. God bless you.

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Ebenezer Dauda Jul 18, 2016

I will use the loan to buy a lamination machine at the cost of $38 and also buy a lamination film at the cost of $9.40.
It will help me to now laminate people's documents (especially birth certificates, school certificates, etc) and thereby generating more money to boost my business and my family's standard of living.
I therefore thank my lender (Paul Buchheit) very much and wish that God will continue to bless him abundantly so he can continue to assist the needy. This is a society I sincerely owe my life to. Thank you.

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Purchase of photocopier machine

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