Name
Mirriam
Member since
January 2014
On-time repayments
93 installments • 13%
I am a lady aged 27 years, a bachelor of education graduate from Kenyatta University. I am married and I am a mother of a 2year old daughter. I live in Eastleigh which is in Machakos town and I run a small business in Machakos town (at Marikiti Market) where I supply detergents and cleaning materials and disinfectants. I started the business as I had the passion for business. The business i do required less capital and that is why i ventured into it. The earnings from the business sustain my family by paying bills and add stock to the business. The business is booming in the area and that is why I require a loan to increase my stock supply. Kindly consider me for the loan.
We supply detergents and cleaning materials and disinfectants-the business is the only source of income. The demand for these locally made detergents is increasing as they are cheaper compared to industry manufactured ones. The customers prefer us to the other competitors as we have the best customer relationship management and our prices are cheaper. We also offer follow up services to our customers and home deliveries which makes them want to purchase from. The business if profitable because we have a large customer base who purchase our products from different parts of Machakos. The risk we face is of shortage of chemicals in the market considering the fact that the chemicals are imported from China. The monthly sales are 100,000 with costs of 80,000 and a profit of 20,000 that i use to pay bills.
I have expanded my business from detergents to the sewing of clothes, thanks to Zidisha for the previous loans. I will make use of the loan to buy an extra sewing machine that will help in the sewing of clothes and hence enable me to meet the daily demands for clothes. I would be grateful to Zidisha if i am funded with this loan. I promise to repay every single coin as you lenders have been excellent.
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$134.00
Date disbursed
Jul 1, 2015
Repayment status
Late
Projected term
12 months
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