Emaculate
Nyamira, Kenya
100% repaid
Name
Emaculate
Member since
May 2017
On-time repayments
58 installments • 83%
I started my primary education 1999-2008 then joined in secondary school in 2009-2012 then later trained Diploma information technology 2013-2015
since there was no employment i started my business. I am single mother and there are so many challenges am facing more so taking care of my kid who demands a lot from me, paying for my rents that is business premise and my house where i life. Food is also a challenge . I had to start the business because i couldn't able to feed myself and the kid or survive without money. I borrowed my friends some starting capital which helped me to start the cyber services. Our place is full of Bananas and every household has at least a banana and we are called banana land. We also have tea plantations and avocados are plenty.
-My income comes from my cyber cafe where by i offer cyber services like photocopying ,photo printing internet services lamination and scanning
-My business is situated near by a bank and National Hospital Insurance Fund where by I capture many customers when they need such services
Part of the money i use to pay school fees for my last born sister in school and a have a son who is turning 3 years come next year where I will also be paying for him schools fees and books , uniforms, shoes as he will be joining school, I use the money to pay my pay rents and utilities . The remaining profits i used it to improve my business. My business now makes sales of 100-200 dollars per month and profit of 40-100 dollars depends on demand of my services
The last loan helped much to increase stock to my business and my clients demanded more thus I wish to use the new loan for the following:
1. 2 Box of printing papers @ 20 dollars= 40 dollars
2. 5 packets of A4 photo printing papers @ 2 dollars= 10 dollars
3. 2 packets of pens, 2 packets pencils @ 9 dollars
3. 2 Reems of writing papers @ 5 dollars.
4. 3 Epson ink @ 1.5 dollars= 4.5 dollars.
The stock will improve my services to my clients and add more profits between 2-3 dollars per day.
Positive
None
Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$36.00
Date disbursed
Mar 21, 2018
Repayment status
On Time
Projected term
4 months
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