Purchase of tea fertilisers and addition of one heifer

Joseph

Kiptenden, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Joseph

Member since

October 2015

On-time repayments

286 installments • 66%

About Me

I grew up from a humble background being the last born. My primary school was about 2 kilometers where we used to walk every morning. This was so challenging based on my tender age.
My county (Kericho) is a tea zone area, therefore I grew up in such a wonderful tea zone area and I came to like it so much. I therefore developed a positive interest towards the crop and down in my heart I was longing in doing it in future.
After graduating from college, my father gave me a small portion of land to plant tea. I therefore worked on it until maturity where I started selling my tea to K.T.D.A for processing.
I have two children, a daughter and a son. They would like to be a Lawyer and Flight Engineer respectively. I do support their dream by making sure that they get quality education

My Business

Having been engaged in tea farming I realized that it can be a good source of income and thus I decided to do fully. I also do livestock farming mainly for milk production. I chose tea farming because the environment is favorable and it does well. Apart from selling the tea leaves for cash we do also have bonuses at the end of each depending on the kilograms one had delivered to the company.
From my profits I was able to buy a piece of land from my neighbor at Ksh. 600,000 and that is where I intend to relocate my family and build a permanent house. Reinvesting on tea farming has been one of my desirable dream because I am targeting 3 acre of tea plantation and from there I know I will be able to manage other emerging issues without any difficulty.
I use my salary in paying of my daughter’s fees and also paying for my own fees. I am currently pursuing Degree in Analytical Science (part-time) and I am sure completing my education will be a very important move in life.

Loan Proposal

Hopefully that i will be granted a loan by my lenders , i intend to raise another tea seedlings to add on the existing acreage this will greatly increase the production and consequently income production will also improve . tea nursery construction together with materials will cost like 150 dollars , i also intend to purchase tea fertilizers with a cost of 50 dollars . in addition i, m planing to add one heifer on the existing stock this will cost 100 dollars, all this will go along side on improving my living standard of my family and my self, it will also create employment opportunity to the community to work on the farm and in turns their living standards will improve.