Two cows for dairy business

Obara

Currently I Live In Maua Town In Meru County., Kenya

100% repaid

Entrepreneur

Name

Obara

Member since

April 2014

On-time repayments

344 installments  •  96%

About Me

I am a businessman and a farmer at the same time.I operate a curio shop in Maua town found in Meru county.I also have dairy cows at my rural home in kisii county.

My Business

I have three dairy cows which give me around USD 825 per month on top of my earnings from a curio shop of $530 per month. My average cost to run the business per month is $177 for the shop and USD 150 in my dairy cow farming per month. I also do online assignment with Brainy Writers who pay twice in every month. I do get an average of $352 per month. Their payment is made on 5th and 25th of every month.The only cost I incur to do these assignments is $12 for internet bundles monthly. The only risk involved in my curio shop business is that i deal with fragile goods. For online assignment, the risk involved is that sometimes orders are few for one quarter in a year. This makes me make an average of $60 per month.

Loan Proposal

I have a dairy farm with three cows.I have a demand for milk which am not able to meet.I therefore want to purchase two more dairy cows to bridge the gap between my current supply of milk and my market niche demand for milk.

Income Source

I sell milk to my customers and request them to pay me cumulated amount of a weekly basis.Part of these weekly proceeds are the one I will use to make my weekly repayments.I understand the risk with which covid 19 may subject my business into and wants to add another product of milk in the value chain by making yoghurt.This will cushion me from any unforeseeable oversupply of milk incase customer demand for milk goes down.

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,348.00

Date disbursed

Apr 4, 2021

Repayment status

On Time

Projected term

21 months

Lenders

joerg

Berlin, Germany

M

marvin24

Giessen, Germany

Feldborg

Stuttgart, Germany

Brian

Midhurst, Canada

BrassHat

Boston, United States

Dipsius

London, United Kingdom

AltruisticSelfishnes

Chicago, United States

LA

United States

F

FHult

Stockholm, Sweden

Martin

Manama, Bahrain

johnandmoliehi

Canton, New York, United States

MindMuse

Talking Rock, United States

A

AlexCheng

Seattle, United States

Tavin

Ottawa, Canada

tasos

hove, United Kingdom

Sundstroms

Falun, Sweden

L

Lenah

Vert Saint Denis, France

JessieD

Alexandria, Va, United States

Paul and Rachel

London, United Kingdom

G

Goodwill

Oakland, United States

juliemartha

Lake Mary, United States

mtnsailor

Harrisonburg, United States

L

leniwiec

Poznan, Poland

P

Prysdahl

Marshall, United States

C

CheapThrills

Liminka, Finland

Sunnyside

Stafford, United Kingdom

J

JayZKay

New York, United States

nakamura

United States

M

marcmesich

Kaohsiung, Taiwan

Hedwich

Gorssel, Netherlands

L

Leonora

TÄBY, Sweden

A

Anonymous

United Kingdom

Z

zangalan

Maryland, United States

B

BMcDermott

Washington, DC, United States

Freewolf

Salt Lake City, United States

MrMichigander

Marquette, United States

mikeice

Kohler, United States

G

GoughGirl

Washington, Dc, United States

M

merk85

United States

B

bugdaniel

Switzerland

B

bscent

Hong Kong

Laparo

Dusseldorf, Germany

T

Tim47

United States

utdream

United States

TheGoodData

London, United Kingdom

S

Symoneous

Netherlands

M

mbarbier

United States

JL

Joao Leal

United Kingdom

SK

Sebastian Krohn

Amsterdam, Netherlands

T

TZ

Singapore, Singapore

M

Marcus86257

United States

Dave Bogard

New York, United States

Franmiguel

Perth, Australia

V

Vanessa

Gold Coast, Australia

W

Wade

United States

Dayton

Vancouver, Canada

Kate Courteau

United States

Craig

Memphis, TN, United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

Tanner Schachtel

Victoria, Canada

moursund

Beaver Nation, United States

RM

Roxane Milot

Gatineau, Québec, Canada

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

Mouhamed

United States

MH

Matt Harris

United States

C

cota

United States

PT

Paul T

Amsterdam, Netherlands

MR

Michiel Rauws

San Francisco, Netherlands

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

Mattie Shaw

Seattle, United States

Isabella

UK, United Kingdom

Aran Dunlop

United States

A

Andrei

United States

M

Marzl

Germany

P

Peter

Bratislava, Slovakia

M

mariamfula

United States

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

Chuck

Manchester, United Kingdom

C

Cecilia

United States

L

LK

United States

JC

Justin cohan

United States

Anonymous

Ocoee, United States

BS

Brandon S

United States

I

isaac

United Kingdom

RC

Rudi Chen

United States

Stephan W

Witten, Germany

KT

Kate Turner

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

H

Heather

United States

E

Elynne

United States

JB

John Brown

United States

RT

Rob Torti

United States

JS

johnny smithson

United Kingdom

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

Majella

Dublin, Ireland, Canada

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

KG

Kate Goodwin

United States

J

Jon

United States

J

jennie

Guatemala

H

Hans

Czech Republic

Craig Travis Provyn

Bradenton, Florida, United States

Benjamin Kniaz

Boston, United States

ES

Evan Simons

United States

RS

Rich Stein

United States

Gerrit

Palm Harbor, FL, United States

JA

Joshua Axtell

United States

Richard Benyon

United States

NM

Nitya Marepally

San Ramon, CA, United States

Vratik Krocik

Prague, Czech Republic

Nadia Tuchman

New York City, United States

MB

Mimi Botkin

United States

HCPSPIRIT

Helsinki, Finland

NH

Nancy Hull

United States

Dean Suminski

Portland, Oregon, United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

Bo Rosén

Eslöv, Sweden

Emily

San Francisco, United States

CP

Colin Pardue

United States

JH

Joseph Hwang

Houston, United States

Paul Buchheit

Mountain View, United States

J

James

Los Angeles, United States

Katja

Switzerland

Tyler Metcalf

Utah, United States

Jane

Ontario, Canada

B

Brittany

United States

S

Sarah

Arlington, United States

A

Alex

United States

B

BRB

Australia

BN

Brian Neilon

United States

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

Daveycee

The Hague, Netherlands

A

Anonymous

United States

S

SallyM

United States

Chris

Zurich, Switzerland

MP

Michael Poley

United States

Theo

Zürich, Switzerland

Mai Phuong Nguyen

Nashville, United States

Adam Öhman

Norrköping, Sweden

Chris

Fairfax County Virginia, United States

AM

Andy Marston

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

Nick Studenski

Minneapolis, United States

Remo

Switzerland

Ryan Agnew

Australia

Shervin

San Francisco, United States

DO

Denis Ontiveros

Guildford, United Kingdom

Andrew

Devon, United Kingdom

BR

Brian Rickman

United States

Ryan

Germany

C

Carol

Bayswater, WA, Australia

R

RM

Australia

L

Lisa

United States

T

Tanvir

United States

Girolamo Marroccoli

Basel, Switzerland

R

Roman

Slovakia

J

Jim

Canada

Jeanette

Fort Worth, Texas, United States

Peter Collins

Darmstadt, Germany

Dao Nguyen

austin, United States

World Centric

Sonoma County, California, United States

alexalexalex

Berlin, Germany

P

Patto

United States

Andrew

United States

R

Roman

Germany

Cambium Foundation

Kirkland, United States

RS

Ralph Smyth

United Kingdom

Christine

Munich, Germany

NB

Nikolaus Bührer

Karlsruhe, Germany

CA

Chad Aboud

Toronto, Canada

Angela Chu

Toronto, Canada

Erin

Santa Barbara, United States

EW

Eric West

United States

JA

Justin A

Fort Collins, United States

DH

David Hopkins

United States

Tom Purser

Cambridge, United Kingdom

Claudius Brasil

United Kingdom

Kevin Kong

San Francisco, CA, United States

S

Sandy

United States

AG

Augusto Gesualdi

Berlin, Germany

JB

Juan Busco

United States

K

Ken

United States

AN

Alex N

Australia

AL

Andreu Laguarda

Benaguasil, Spain

MB

Meg Brigman

United States

J

John

Germany

E

Eduardo

Paraguay

M

Melissa

United States

Supatra Gill

Tooma, New South Wales, Australia

R

Ru

New York, United States

MN

Mike Newhof

Grand Rapids, MI, United States

Black and White Zebra

Vancouver, Canada

CC

Chris Coulson

United Kingdom

Ask Obara a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Obara    Feb 8, 2024

    Business down than I anticipated.I will catch up from the fourth installment.

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  • Obara    Jan 12, 2024

    Hi everyone.Am grateful for funding my project.I have been a zidisha member since 2014.My prayer is that I graduate to join you in funding other business people to empower them financially.Thank you so much

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  • Nnaemeka Hartson    Jan 10, 2024

    Kindly make use of the fund to support your project.

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  • Bosco David    Jan 9, 2024

    Best wishes

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  • Jairus    Jan 7, 2024

    Well done

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  • James    Jan 5, 2024

    Good work Obara

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  • Josphat    Jan 2, 2024

    Baite.. Mogaka keep up in whatever you do.
    Thank you.

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  • Obara    Nov 28, 2023

    I do dairy farming.My milk production was higher than the demand.The loan assisted me todiversify to making yoghurt.However,it was not enough lack enough and that is why I am requesting for another loan to enable me buy three more refrigerators to increase storage space and avoid wastages.

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  • Obara    Jun 11, 2023

    Hi all.Thanks for funding my loan.This will go along way to enable me purchase the refrigerators I want to help store processed yoghurt.I have experienced storage challenges in the past which were leading to a lot of wastage.This will eliminate Wastage and increase my profitability from my business.

  • Stephen    Jun 9, 2023

    All the best of luck sir

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  • Isabella    Jan 2, 2023

    Sorry Obara the computer changed your name!

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  • Isabella    Jan 2, 2023

    Greetings Obama. Thanks for your news about your growing business. It sounds good.
    Isabella

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  • Obara    Jan 1, 2023

    Greetings team.Am grateful for your finance assistance through the loans you have been giving me.I have applied the money prudently and seen my business grow gradually to a point that am able to upscale my product range in the value chain.I have been selling milk but now am able to make yoghurt whenever the demand for milk goes down.

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  • Obara    Nov 13, 2022

    Hi great team.The economic shocks globally are not sparing us in Kenya.However, I hope for the best.

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  • Obara    Nov 1, 2022

    The high inflation effects are being felt presently impacting on the overall economic activities.Hope that the situation will get better.

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  • Obara    Oct 16, 2022

    Got better last week but am down this week.Much hope of financial rejuvination in the near future.

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  • Obara    Sep 25, 2022

    The general economic situations in Kenya is worsening.However,I keep the hope alive and strongly believe tomorrow is better than today

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  • Obara    Sep 11, 2022

    The economy in general is doing badly. Individually ,I am gaining though slowly.

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  • Obara    Aug 28, 2022

    Kenya is going through an electioring period.Businesses are yet to get jumpstarted even after covid 19 economic disruptions.Hope for the best in the near future.

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  • Obara    Aug 15, 2022

    I have been trying to change the repayment amount in vain because the system was down.I hope that the Kenyan economy will pick after finishing electioneering period.

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