Retailing mobile phone accessories

Simon Njugu

Mukuyu, Murang'a, Kenya

100% repaid



Simon Njugu

Member since

October 2013

On-time repayments

153 installments  •  29%

About Me

I am Simon Wambugu Njugu, a moblie technicial in mukuyu area in Muranga, I am a graduate of arts and have a lot of passion on mobile technology. I deal with mobile software repair and upgrading. i love my job as in this field there are no many specialist on computerized mobile repair. I also operate an Mpesa shop alongside the the phone repair. the mpesa helps to market my phone repair shop and the phone repair also markets the mpesa, therefore the two are interdependent. it is in this business that my wife works and we get enough income to sustain my family of two children and one wife. am determined to grow this business and expand it to other areas as well as training for unemployed youth.

My Business

I operate a mobile repair shop. i have specialized on software repair and have acquired two computers and flash boxes to help me improve on service delivery. this is the major business of the shop but on the sideline I also operate an Mpesa shop, under this I sell airtime, register lines, sell lines and some memory cards. I have a gross capital of about three hundred thousands which includes two laptop computers, two flash boxes and a mobile phone that the mpesa runs on. the there is market for my services as competition in the area is not stiff.I can afford to service a loan with up to 5000 per month as premium without compromising the current level of consumption

Loan Proposal

I really want to grow my business, the distance between me and my dream business is your loan. It is for this reason that an seeking for this loan to stock my business with variety of phone accessories. I have tried it with the previous loan you offered to me and it was a success, however i have not fully exploited the market and would like to use the the loan you will give me to ensure that i cover wider market.
I really thank you for your continuous support and look forward for a fruitful relationship. I will work hard to ensure that Zidisha and lenders are proud of my business and approach toward business development.

Kind Regards
Simon Njugu





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Apr 23, 2014

Repayment status

On Time

Projected term

9 months

Cost to entrepreneur

Lender interest: $150.07 at 0.47% annual rate over 9 months = $0.56

Service fee: $4.18




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