Purchase stationery stock

Patrick

Mrtwapa, Kenya

6% repaid

Entrepreneur

Name

Patrick

Member since

December 2013

On-time repayments

235 installments  •  7%

About Me

my name is patrick gambo , born in a family of six being the 5th born we have four brothers an two sisters who co-operate a great to improve our living standard,our family is located in matano mane but sister and i live in mtwapa as the specified plot no. i schooled at ganze boys high school and completed the year 2012. i started the business to sustain myself as am from need back ground,in my business i mainly deal with stationery and some food stuff mainly maize flour and some vegetables.the business has been able to maintain and at-least improve our living standard as a family that is my dad my mum and my yung sister

My Business

if am previlaged toget zidisha loan the source of of payement willbe from my business which is also myb source of employement . the things i buy is mainly stationery and some foodstuffs like maize flour and some wheat flour and also some vegitables like kales cabbages and many more. these food stuff i introduced them due to customers demand and itspreferable and profitable. there is no competetion whatsoever from this but a slight competetion from the sratineris as onother person is having the same business near mine. risk is mainly from the perishable vegitables but in stationery no much risk as it is long staying products.my monthly income is 30000/= expenses is around 18000/= leaving me with a profit of around 12000/=

Loan Proposal

in this loan am applying , i intend to purchase some stationery to restock my stationery shop awaiting for the pick season of stationery. ksh 5000/= will be used in purchase of exercise books of all size both single ruled and squared. ksh 7000/= is intended to increase the stock of revision text books in my store. please help on the same

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$148.00

Date disbursed

Jun 21, 2014

Repayment status

Late

Projected term

52 months

Lenders

A

Anninymouse

Southampton, United Kingdom

Sarasota

Sarasota, Fl, United States

Genady

Münich, Germany

I

Iamzwolf

Middletown, United States

D

dk1234

Netherlands

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  • Patrick    Apr 3, 2015

    e request payment of the above requested amount in my zidisha account. i have struggled to repay because i had to change my business to ensure that i get some money for repayment as i had requested earlier. currently am cooping well in y new business and i hope to clear this loan soon

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  • Patrick    Feb 5, 2015

    i now believe despite of the ups and downs i encountered last year this year wont be the same. i have plans to start a new business that will sustain me and at the same time be able to pay my zidisha loan.i know that i have really let down zidisha team but i promise to pay on time as required not to inconvenience zidisha

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  • Patrick    Dec 29, 2014

    I really oppologise for taking very long to complete my loan.it was not my expectections to take that long,but because of unexpected issues ihave not been able to pay as expected. For now i have changed my repayment schedule as indicated above.this is to ensure that i protect my reputation and improve my credit limit. However,i do promise to repay as i have requested above to ensure that zidisha goes on well

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  • Patrick    Nov 6, 2014

    am still struggling on maintaining my payment to be on time despite of my business being very low. am committed to zidisha terms and thus makes me ensure i struggle to maintain my payment records . but i promise one day i will be able to pay much more money than i have requested now. please i begyou bear with me this tough moment to me thanks alot.

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  • Patrick    Oct 17, 2014

    hi! all mine is just to confirm to you that am doing well and am looking forward to receive my payment so that i can resume paying my loan

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  • Patrick    Oct 9, 2014

    for sure i must apologize for delaying my payments but as am about to receive my payments for the tender which i supplied some stationery i believe i will resume paying soon and very soon. please i beg to repay as i have indicated in the reschedule request above so as to keep moving and be able to retain my reputation

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  • Patrick    Oct 5, 2014

    i real apologize for making it very hard for zidisha due to my late repayments, my business had real gone down and the supplies i had made were yet to be payed, for now i have been given specific dates when i will be payed. for that i have requested to reschedule my repayments date to ensure that i pay as required. his time round i will ensure i pay without any problem

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  • Patrick    Sep 19, 2014

    Am really sory for the delays in payment, i just want to tell that am okay its only that my business is not doing well but am looking forward to clear the loan as soon as possible

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  • Patrick    Aug 28, 2014

    i can be able to pay ksh.1000/= as i have requested above and i therefore ask as a request to be allowed to continue paying as above because my business was that down and thus the main reason as to why i could not make my remittance in time but now as things have returned to normal in my side i will ensure that i have payed as required and as to my request

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  • Patrick    Jul 10, 2014

    i must admit that there have been challenges on my side making it difficult for me to submit my returns as had expected and therefore, forced to reschedule to ensure that i don't ruin my credit limit. so for now please i do request to pay as i have requested above until my things work out well and i will ensure that i pay as per my capability

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  • Patrick    Jun 19, 2014

    I thank all my loan is now full funded and i expect it disbused any time

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  • Patrick    Jun 15, 2014

    HI LENDERS !, I THANK YOU ALL FOR THE SUPPORT GIVEN TO ME.I CAN SEE MY LOAN IS 44% FUNDED.BEING A SUNDAY I HOPE AND BELIEVE MY LOAN WILL BE FULL FUNDED ON THIS GREAT DAY

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  • Patrick    Jun 11, 2014

    I thank God for i was paid my money and i imidiately cleared my loan

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  • Patrick    Jun 11, 2014

    I thank God for i was paid my money and i imidiately cleared my loan

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  • Patrick    Jun 10, 2014

    hi i thank you all for the support offered to me to improve my business. i can assure you that i spread the information about your nice things your doing to help upcoming entreprenuers. be blessed

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  • Patrick    Jun 10, 2014

    hi to all its my great pleasure to know that for now i can pay as i have requested above. i didnot pay last week because i was expecting some money from my regular customer who had taken goods on credit . as i write now i expect the money any time and i believe i can pay as i have requested above. please consider that as i think of repaying as above requested amount

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  • Patrick    May 25, 2014

    my business is doing fairly well and i hope to resume payng very soon

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  • Patrick    May 24, 2014

    since the returns from my business have been minimal i could not make the payments as required . now i have decided that i reschedule my loan to the much i can pay without any further problem to enable you run effectively. the much i can pay without problem is as it is above , please allow me to pay that much till my returns improve. thanks very much

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  • Patrick    Apr 26, 2014

    hi! to all, i must thank zidisha for the past two loans now i applied for third one and its 63% funded . i urge and request all lenders to help in funding my loan.

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  • Patrick    Apr 22, 2014

    i wish to request paying the amount i have requested above as my things are working on well in terms of business and hope to pay the much so as to make zidisha services to be carried without an problems whatsoever. last time i was struggling to ensure that i pay on time but things were not working out well on my side as my business was down but now schoools have started reopening and business have really improved. i will ensure that i observe the rules guiding zidisha organisation to make its services effective.

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