15 installments • 40%
My name is Charity Shaba a young Zambian woman aged 33.I was brought in a cultured way and I grew up with parent who raised up. I did my high school education and completed but I never went for further studies due to financial constraints. Therefore I started a business three ago and it is main source of my income.
Am in Gardening and my gardens I grow the vegetables such as cabbages, carrots, beans , tomatoes, Onions, fresh chili, maize and sweet potatoes. This is what gives me income and the business is profitable. Since I have started gardening and these crops my lifestyle has improved and I can manage borrow some money.
The current economic situation farming has improved to the only business that can sustain for long period of time. I want to use the loan am borrowing to buy sprinkler method of watering my vegetable crops. Water is a challenge and if I can be using sprinkler method my crops will be receiving enough water and grow very well.
I have a number of crops which I sell and I generate good income which can help me to be repaying the loan in good time. The money I will be receiving from the sale of vegetables in my vegetable garden I will save some and repay the loan on time.
Mar 5, 2021
Cost to entrepreneur
Service fee: $2.13
Credit risk payment: $5.62