John
Nyasumbi Village, Kasgunga, Kenya
100% repaid
Name
John
Member since
May 2015
On-time repayments
219 installments • 41%
I am Onyango John Kaseme, a Kenyan citizen aged 37 years old. I am the 1st born in a family of 9 (1 girl and 8 boys). I was brought up from a humble background with lots of life challenges pertaining access to basic needs like education, food and medical.
My father was a forester and I learn't environmental management techniques especially tree seedlings preservation and planting from him as he worked in the Goverment Tree Seedlings Scheme in Mbita. I successfully did my secondary education and joined Environmental Management College where I studied Botany. Upon completion of my college education, I got married and ventured in tree nursery business. I love beautification of environment(landscaping) and improving forest cover in order to combat climate change.
I like playing football when am free to break the boredom and monotony of my activity as well as relieving my minds from stress to expound my critical thinking pertaining on my area of specialization
I started tree nursery business six months ago, the business has been so well and I have started to get a very good and reliable clients base.
Basically I focus myself in provision of seedlings of different varieties for afforestation and landscaping to various sectors including local public primary schools and churches. During the rainy seasons I normally go round to asses the progress of my goods at various places
From my tree nursery I sell upto 800 trees on average per day . This amounts to a monthly income of KES 25,000. I have many customers because I have the best of what they need. I put alot of effort in my work , moreso sell to them indigenous trees which are in great demand. I water the seedlings with the water I pump directly from Lake Victoria . Repaying the loan will be easy for me because in the same piece of land i grow maize of my own while during dry season we harvest dry them and sell.
This amount will be used to buy two new horse pipes for watering seedlings at a cost of KES 5000,digging 2 lorries of loamy soil in Gembe hills and transferring it to tree nursery at a cost of KES 12000,searching for mango scions, citrus seeds,buds for budding seedlings, planted layers,grafted stocks for grafting, beautiful and contrasting flowers for gardening of compounds and beautification of homes, marcoated scions and so many types of planted vegetation all at a cost of KES 10000,8 packets of growth hormones,4 packets of soft polythene for vegetative propagation of seedlings, 5 pen dribbers for pricking out seedlings, masking tapes for grafting, 2 soft woolen pieces of clothes for wiping moisture during grafting and budding seedlings, vaseline petroleum jelly for smearing on the surfaces and some other necessary requirements in the nursery all at a cost of KES 5000,3 pairs of plastic gloves for protective measures, 2 plastic watering cans,10 kg of various types of seeds for plants, flowers and grasses for beautification and adding 2 more water taps and their stands at a cost of KES 3000.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$414.00
Date disbursed
May 25, 2018
Repayment status
On Time
Projected term
19 months
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