Entrepreneur
Name
Samuel Okoth
Member since
March 2016
On-time repayments
265 installments • 83%
About Me
Samuel Okoth Oliech is my name. I was born in Yala within the jurisdiction of Siaya County in the Republic of Kenya. I am married to Anastacia Atieno and God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as of now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years after which I dropped out of school due to lack of school fees. My parents could not afford to pay for my school fees because of poverty. As a result of this, I had to drop out of school and find ways to help my Mum in sustaining and bringing up my younger siblings. I started and engaged myself in farming vegetables to help sustain myself and assist my mum with the household budget. In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government for the needy and the less fortunate in the society. So, I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and to my sister who also lost her husband in 2007 leaving her behind with four children under her care.
My Business
Following continual financial constraints on my part, and the financial obligations I have to meet every month, we engaged each other as a family on how to overcome this challenge of accumulating debts by the end of every month. The only way was to supplement my income. We decided to open a small business to start with. After this meeting, we were so determined and optimistic that by the end of every month, we were putting aside a considerable amount of money by denying ourselves many basic necessities for us to achieve our goal. This culture of savings went on for six months, and finally our vision of starting a retail shop came to fruition in April 2012. I can testify that our business took off very fast and today it is viable and with a high potential growth. True to its inception goals and objectives, today we use the proceeds to help pay for school fees for our three children, paying rent, and supporting our mothers who are all widows with no one to rely upon except their God. On receiving my first loan, I upgraded my stock, and brought in more new consumable brands which were out of my reach financially. I want to thank you in advance, Zidisha. May God bless you mightily as you put my financial request into your humble consideration.
Loan Proposal
If granted this loan, I'm planning to buy building materials like stones, cement, timber and nails for our residential house. As a family we have managed to buy a piece of land with the proceeds from our businesses you've been financing. We've therefore, decided that it is also good to start developing it so that in the near future we could relocate and do the business in our own premises, this would exempt us from paying monthly rents and thus increase our income in terms of profit which will in turn help us to complete these loans in a timely manner. On the other hand, when we are living in our own property we can engage in many activities like poultry farming or even in livestock farming. With these projects in mind, we are still optimistic that through you our beloved lenders, you will take as far. Thank you once again.
About Me
Samuel Okoth Oliech are my names, I was born in Yala within the jurisdiction of Siaya county in the republic of Kenya. I am married to Anastacia Atieno whom God has blessed us with three children, two boys and a girl. They are lively and lovely children, the first born is Gabriel, then Phoebe who is the only daughter followed by Reagan the last born as for now. As their parents, we aspire to bring them up in the fear and admonition of the Lord, for we are saved and sanctified by the precious blood of the Lamb. We do acknowledge the big role we have to do to see that they are provided with education, shelter, food and clothing, besides being brought up in a completely different environment, lifestyle and unprofitable cultural beliefs which were part of our lifestyle when we grew up.
Back to my personal life, I am a third born in a family of six children, five boys and one girl. I completed my basic education in the year 1991, and thereafter joined Alambo Lakeside College for my secondary education for a period of two years of which I dropped out of school due to lack of school fees. My parents would not afford to pay for my school fees because of poverty and as a result of this, I had to drop out of school and find ways how I could help my Mum into sustaining and bringing up my younger siblings, so I started and engaged myself in farming vegetables to help sustain myself and times assist my mum with the household budget. . In the year 1998, my cousin wired my way to a free sponsorship program funded by World Bank in conjunction with the Kenyan government to needy and the less fortunate in the society. So I miraculously joined Kenya Industrial Training Institute for an automotive engineering course which I successfully completed two years later. . Since then, I have been the sole bread winner not only to our extended family but also to my mother-in-law who is also a widow and my sister whom also lost her husband in 2007 leaving her behind with four children under her care.
My Business
First and foremost, it is my pleasure to convey my gratitude to zidisha team for this wonderful initiative. It has really been a blessing to many and to me in particular, since the time I joined in April 2016, I can count so many blessings attached to it, from my retail shop, buying a motorbike and purchasing a sewing machine, I can testify that I am a beneficiary of this life changing organization. Proceeds from these businesses have helped me purchase a piece of property which I have started developing & I very optimistic that with zidisha's continued lending I'll relocate to my own piece of land in the near future.
Loan Proposal
If granted this loan, I'm planning to buy building materials like stones, cement, timber and nails for our residential house. As a family we have managed to buy a piece of land with the proceeds from our businesses you've been financing. We've therefore, decided that it is also good to start developing it so that in the near future we could relocate and do the business in our own premises, this would exempt us from paying monthly rents and thus increase our income in terms of profit which will in turn help us to complete these loans in a timely manner. On the other hand, when we are living in our own property we can engage in many activities like poultry farming or even in livestock farming. With these projects in mind, we are still optimistic that through you our beloved lenders, you will take as far. Thank you once again.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,029.00
Date disbursed
Nov 1, 2017
Repayment status
On Time
Projected term
22 months
Other loans
Lenders
United States
Norway
Luxembourg
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Germany
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Summary
Amount repaid
$1,023.40
Amount remaining
$0.00
Date repaid
Sep 1, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 12, 2017 | $10.83 | Nov 10, 2017 | $10.83 |
| Nov 19, 2017 | $10.83 | Nov 17, 2017 | $10.83 |
| Nov 26, 2017 | $10.83 | Nov 17, 2017 | $10.83 |
| Dec 3, 2017 | $10.83 | Nov 29, 2017 | $10.83 |
| Dec 10, 2017 | $10.83 | Dec 2, 2017 | $10.83 |
| Dec 17, 2017 | $10.83 | Dec 11, 2017 | $10.83 |
| Dec 24, 2017 | $10.83 | Dec 15, 2017 | $10.83 |
| Dec 31, 2017 | $10.83 | Dec 23, 2017 | $10.83 |
| Jan 7, 2018 | $10.83 | Dec 30, 2017 | $10.83 |
| Jan 14, 2018 | $10.83 | Jan 5, 2018 | $10.83 |
| Jan 21, 2018 | $10.83 | Jan 14, 2018 | $10.83 |
| Jan 28, 2018 | $10.83 | Jan 22, 2018 | $10.83 |
| Feb 4, 2018 | $10.83 | Jan 28, 2018 | $10.83 |
| Feb 11, 2018 | $10.83 | Feb 4, 2018 | $10.83 |
| Feb 18, 2018 | $10.83 | Feb 11, 2018 | $10.83 |
| Feb 25, 2018 | $10.83 | Feb 19, 2018 | $10.83 |
| Mar 4, 2018 | $10.83 | Feb 25, 2018 | $10.83 |
| Mar 11, 2018 | $10.83 | Mar 4, 2018 | $10.83 |
| Mar 18, 2018 | $10.83 | Mar 10, 2018 | $10.83 |
| Mar 25, 2018 | $10.83 | Mar 19, 2018 | $10.83 |
| Apr 1, 2018 | $10.83 | Mar 25, 2018 | $10.83 |
| Apr 8, 2018 | $10.83 | Apr 3, 2018 | $10.83 |
| Apr 15, 2018 | $10.83 | Apr 9, 2018 | $10.83 |
| Apr 22, 2018 | $10.83 | Apr 15, 2018 | $10.83 |
| Apr 29, 2018 | $10.83 | Apr 22, 2018 | $10.83 |
| May 6, 2018 | $10.83 | Apr 28, 2018 | $10.83 |
| May 13, 2018 | $10.83 | May 6, 2018 | $10.83 |
| May 20, 2018 | $10.83 | May 13, 2018 | $10.83 |
| May 27, 2018 | $10.83 | May 20, 2018 | $10.83 |
| Jun 3, 2018 | $10.83 | May 28, 2018 | $10.83 |
| Jun 10, 2018 | $10.83 | Jun 4, 2018 | $10.83 |
| Jun 17, 2018 | $10.83 | Jun 11, 2018 | $10.83 |
| Jun 24, 2018 | $10.83 | Jun 17, 2018 | $10.83 |
| Jul 1, 2018 | $10.83 | Jun 24, 2018 | $10.83 |
| Jul 8, 2018 | $10.83 | Jul 2, 2018 | $10.83 |
| Jul 15, 2018 | $10.83 | Jul 8, 2018 | $10.83 |
| Jul 22, 2018 | $10.83 | Jul 15, 2018 | $10.83 |
| Jul 29, 2018 | $10.83 | Jul 22, 2018 | $10.83 |
| Aug 5, 2018 | $10.83 | Jul 30, 2018 | $10.83 |
| Aug 12, 2018 | $10.83 | Aug 6, 2018 | $10.83 |
| Aug 19, 2018 | $10.83 | Aug 13, 2018 | $10.83 |
| Aug 26, 2018 | $10.83 | Aug 20, 2018 | $10.83 |
| Sep 2, 2018 | $10.83 | Aug 27, 2018 | $10.83 |
| Sep 9, 2018 | $10.83 | Sep 2, 2018 | $10.83 |
| Sep 16, 2018 | $10.83 | Sep 9, 2018 | $10.83 |
| Sep 23, 2018 | $10.83 | Sep 16, 2018 | $10.83 |
| Sep 30, 2018 | $10.83 | Sep 24, 2018 | $10.83 |
| Oct 7, 2018 | $10.83 | Sep 30, 2018 | $10.83 |
| Oct 14, 2018 | $10.83 | Oct 8, 2018 | $10.83 |
| Oct 21, 2018 | $10.83 | Oct 14, 2018 | $10.83 |
| Oct 28, 2018 | $10.83 | Oct 23, 2018 | $10.83 |
| Nov 4, 2018 | $10.83 | Oct 30, 2018 | $10.83 |
| Nov 11, 2018 | $10.83 | Nov 5, 2018 | $10.83 |
| Nov 18, 2018 | $10.83 | Nov 13, 2018 | $10.83 |
| Nov 25, 2018 | $10.83 | Nov 18, 2018 | $10.83 |
| Dec 2, 2018 | $10.83 | Nov 27, 2018 | $10.83 |
| Dec 9, 2018 | $10.83 | Dec 2, 2018 | $10.83 |
| Dec 16, 2018 | $10.83 | Dec 9, 2018 | $10.83 |
| Dec 23, 2018 | $10.83 | Dec 16, 2018 | $10.83 |
| Dec 30, 2018 | $10.83 | Dec 29, 2018 | $10.83 |
| Jan 6, 2019 | $10.83 | Dec 29, 2018 | $10.83 |
| Jan 13, 2019 | $10.83 | Jan 6, 2019 | $10.83 |
| Jan 20, 2019 | $10.83 | Jan 13, 2019 | $10.83 |
| Jan 27, 2019 | $10.83 | Jan 21, 2019 | $10.83 |
| Feb 3, 2019 | $10.83 | Jan 27, 2019 | $10.83 |
| Feb 10, 2019 | $10.83 | Feb 5, 2019 | $10.83 |
| Feb 17, 2019 | $10.83 | Feb 10, 2019 | $10.83 |
| Feb 24, 2019 | $10.83 | Feb 17, 2019 | $10.83 |
| Mar 3, 2019 | $10.83 | Feb 22, 2019 | $10.83 |
| Mar 10, 2019 | $10.83 | Mar 3, 2019 | $10.83 |
| Mar 17, 2019 | $10.83 | Mar 8, 2019 | $10.83 |
| Mar 24, 2019 | $10.83 | Mar 22, 2019 | $10.83 |
| Mar 31, 2019 | $10.83 | Mar 29, 2019 | $10.83 |
| Apr 7, 2019 | $10.83 | Mar 31, 2019 | $10.83 |
| Apr 14, 2019 | $10.83 | Apr 15, 2019 | $10.83 |
| Apr 21, 2019 | $10.83 | Apr 15, 2019 | $10.83 |
| Apr 28, 2019 | $10.83 | Apr 22, 2019 | $10.83 |
| May 5, 2019 | $10.83 | May 1, 2019 | $10.83 |
| May 12, 2019 | $10.83 | May 7, 2019 | $10.83 |
| May 19, 2019 | $10.83 | May 10, 2019 | $10.83 |
| May 26, 2019 | $10.83 | May 19, 2019 | $10.83 |
| Jun 2, 2019 | $10.83 | May 27, 2019 | $10.83 |
| Jun 9, 2019 | $10.83 | Jun 2, 2019 | $10.83 |
| Jun 16, 2019 | $10.83 | Jun 9, 2019 | $10.83 |
| Jun 23, 2019 | $10.83 | Jun 16, 2019 | $10.83 |
| Jun 30, 2019 | $10.83 | Jun 25, 2019 | $10.83 |
| Jul 7, 2019 | $10.83 | Jun 30, 2019 | $10.83 |
| Jul 14, 2019 | $10.83 | Jul 8, 2019 | $10.83 |
| Jul 21, 2019 | $10.83 | Jul 14, 2019 | $10.83 |
| Jul 28, 2019 | $10.83 | Jul 21, 2019 | $10.83 |
| Aug 4, 2019 | $10.83 | Jul 21, 2019 | $0.53 |
| Jul 29, 2019 | $10.30 | ||
| Aug 11, 2019 | $10.83 | Jul 29, 2019 | $0.53 |
| Aug 4, 2019 | $10.30 | ||
| Aug 18, 2019 | $10.83 | Aug 4, 2019 | $0.53 |
| Aug 11, 2019 | $10.30 | ||
| Aug 25, 2019 | $10.83 | Aug 11, 2019 | $0.53 |
| Aug 16, 2019 | $10.30 | ||
| Sep 1, 2019 | $5.45 | Aug 16, 2019 | $0.53 |
| Aug 25, 2019 | $4.92 | ||
Dean Suminski Mar 28, 2017
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