Fertilizer for potato farming

Zacharia Kinga Rukwaro

Nafaka Estate, Kenya

7% repaid



Zacharia Kinga Rukwaro

Member since

January 2013

On-time repayments

27 installments  •  33%

About Me

I was born 48 years ago in a family of 10 children 5 sons and 5 daughters. The family lived in Kiptunga sub- location Nakuru district. I’m a son of Rukwaro and Ruth Kinga. At an age of 8 years i joined Kiptunga primary school in standard one. The school life was very interesting in my life time. I was good in games like football, volleyball and was long distant runner.
My dream was focused on pursuing to the higher institution of learning especially in animal husbandly. I joined 4k club when I was class four where I learned how to keep rabbits, hens and farming.
The project from 4k club was so successful such that I won a ward of the best rabbit in local district show. Back at home my father kept cows, sheep and pountry. Every morning I could feed them before I report to school.
After doing my Certificate of Primary Education and passed, I joined Kimathi High School. My favorite subjects were siences subjects such as biology and agriculture. My dream of becoming medical/vet became so vivid and after a course of 4years,I did my Kenya Certificate of Education which opened a door to High School Advanced level. After completing this level, I joined Midlevel course where I did my Diploma in Lab Technician.
I got married in 1990 and we have been blessed with 4 boys and one

My Business

After completing my Diploma course, I was employed at Mama Ngina Secondary school where I am working up date. As I have said earlier that I had interest in animal husbandly, I started research of Drugs of chickens. Initially I started giving Vaccination to chickens. The demand grew like the bushfire. Initially, one day I could attend ten farmers at different places. For vaccination used to change a considerable amount of money. The challenges developed in the course of my business when uncurable disease arose. I was forced to learn through correspondence on disease Management which has been so helpful in this field. The business has rose such that I am covering almost the whole division.
With the expansion of the business, I need the Moto- Bike which will make me serve more customers at the right time without any delay. I love this business because it makes me busy through out and make me learn more and more in daily bases. Currently i do use a bicycle and it is very hard to reach my clients at the right time.

Loan Proposal

I want to plant two Acres of patoes that will be sold in August during school holidays.That time there will be increased demand for consumption because school children shall be at home with families and therefore potato price may hike attracting to me a favorible net profit.With the loan I will buy 2 bags of [email protected],500/= i.e.ksh 7,000 and remaining money I will buy spray chemicals worth 1500.I will add to top up the loan. The project will be successful due to rains falling at correct season and no doubt will improve the standard of living to my family. I have a Son who has joined College last Month. I used part of the money to pay the School fees.If harvest well I will sustain his school fees to the end. As a matter of fact, the Scheme has been so good that we are proud of it. The cost of production of one Acre goes up to Ksh 30,000/= i.e.150,000 for 5 acres.I Please may you consider the request.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

May 31, 2014

Repayment status


Projected term

3 months

Cost to entrepreneur

Lender interest: $102.58 at 5.57% annual rate over 3 months = $1.76

Service fee: $1.12




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