Purchase of a Brush-Cutter

Michael

Effiduase Ashanti, Ghana

100% repaid

Entrepreneur

Name

Michael

Member since

February 2015

On-time repayments

120 installments  •  48%

About Me

My grandmother sponsored my education from primary school to Secondary school because my parents were not available. During my post secondary education, I worked as photographer to support my education.
Apart from my main job as agriculturist, I sell quality hybrid coconut seedlings to farmers as I share technical knowledge with them.
My children want to become health workers in future.
My hobbies are swimming and helping of the needy people and music.

My Business

I work as cocoa, plantain and coconut farmer. The cocoa beans and coconut fruits have ready market and fixed produce price. I decided to farm in order to practice the knowledge acquired in school.
My typical cost emanate from hiring of farm labour, purchasing of agro inputs, farm implement and means of transport to farm. I get my revenue from my salary, and sale of farm produce, cocoa beans.
I use the profit to support my childrens education, reinvestment into my farm business and helping other needy people especially, renewing of their health insurance for them.

Loan Proposal

I spend so much money on hiring of labourers. So if by the grace of God and the help of zidisha, I'm able to purchase the brush cutter, I will be able to safe enough money to take care of my children education and give others helping hand. The machine will be used to help control weeds in my neighbours farms as well, thank you.

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$303.00

Date disbursed

Sep 16, 2015

Repayment status

On Time

Projected term

3 months

Lenders

C

Christian

Saarbruecken, Germany

Elinor

Maple Lake, MN, United States

COOPITALIST

Toronto, Canada

wFNV2000

Ensenada, Mexico

Zidisha

Sterling, United States

H

hwwijono

Jakarta, Indonesia

tasos

hove, United Kingdom

H

hanh352

Homosassa, United States

Myrar

Aarau, Switzerland

C

ckd25n

san francisco, United States

ads68

Melbourne, Australia

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

W

wally

Torino, Italy

D

Dutch_lender

Leiderdorp, Netherlands

P

pvranas

Boulder, United States

J

jonastang

Hong Kong, Hong Kong

C

Clben7

Cincinnati, United States

P

Purplejeep

Moravia, United States

M

Mystery15

Winnipeg, Canada

M

martyb

United States

L

lamar

lamar colorado, United States

M

misaheat

United States

Paul Buchheit

Mountain View, United States

P

plhughes

United States

K

Kber9156

North Parramatta, Australia

B

bigMo

United States

M

Microfinance

United States

Grant Xavier Storer

Seattle, Wa, United States

S

sarahb

United States

E

Erika

Buffalo, United States

K

kennychit

United States

Jamal Hamou

Cascadia, Canada

B

Bennphoto

United Kingdom

I

ident

Horsholm, Denmark

P

pnrjulius

United States

Kyle Hoback

Omaha, United States

R

ross22

United States

K

Kelly729

United States

KM

KHS Microfinance

Tampa, United States

SK

Sebastian Krohn

Amsterdam, Netherlands

A

Aaron

United States

D

Daniel

Stuttgart, Germany

M

Malte

Munich, Germany

Kate Courteau

United States

E

erica

antwerpen, Belgium

KL

Kevin Law

United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

RT

Rakesh Tondon

United States

M

Marc

Newcastle upon Tyne, United Kingdom

KD

Kent Don

United States

EB

Erica Brescia

United States

TP

Ted Power

United States

Jennifer Weber

Canandaigua, Ny, United States

Sandi Kaucic

Stow, Ohio, United States

N

Nikhil

United States

Marcus M

San Antonio, Texas, United States

WL

Wil Lazo

United States

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

Cristina Huesch

Canberra, Australia, Australia

Caroline Cress

Seattle, WA, United States

Ask Michael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Michael    Dec 12, 2017

    Thanks to all my lenders, I was able to purchase over 150 coconut seedlings to establish 2 Acre coconut farm. Its my plan to expand the farm next year.

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  • Michael    Nov 19, 2017

    Due to temporal financial challenge

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  • Michael    Oct 30, 2017

    I can now afford to pay more

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  • Michael    Sep 12, 2017

    Dear Lenders, I just dont know what to say, I am so delighted to thank you so much for your financial support, my heart is full of joy and I will never let you down. I will use the money for the intended purpose. May God richly bless you and the entire Zidisha team. Long live Zidisha, long live Lenders.

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  • Michael    Sep 3, 2017

    My dream of buying brush cutter came to pass by my donors through zidisha Team.
    Now I am able to control weeds in my farm effectively and efficiently. That has led to the improvement in the growth rate of my cocoa plants, hence increase in yield as well. I say thank you to all my donors and entire zidisha team, God bless you more

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  • Michael    Jul 5, 2017

    Now the yield of my cocoa crops have significantly improved, so I can pay the new amount easily, thanks

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  • Michael    Feb 7, 2016

    I have received Gh 1501 loan from zidisha
    I will use the above amount to purchase 3-in1 brush cutter machine.
    I am so grateful to all my lenders as well as the zidisha team, may God richly bless you so much, amen.

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  • Michael    Jan 27, 2016

    The loan will be used to purchased 3-in-1 brush cutter. It will help me to control weeds effectively at a lower cost and that will increase the yield and more yield means more income for my house hold.
    I am so grateful to my lenders and the zidisha team, may the Almighty God bless you so much, thank you once again.

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  • Michael    Jan 15, 2016

    Thank you, for your concern.

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  • Roy    Jan 14, 2016

    Michael, I am sorry you did not get funded...Please try again.
    Best Regards,

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  • Michael    Jan 7, 2016

    The loan I received enabled me to hire more farm labourers to work on my farm and that has lead to good farm sanitation. Due to lack of weed competition, the yield of the cocoa has increased by 10 percent

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  • Michael    Dec 26, 2015

    Wishing all merry christmas

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  • Michael    Nov 25, 2015

    Thank you Mr. Roy

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  • Michael    Nov 12, 2015

    Mr, Roy thanks for your concern.

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    • Roy    Nov 22, 2015

      Micahel, I hope you know that if you are having trouble with the payments it is best if you reschedule.
      Best Regards,

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  • Michael    Nov 12, 2015

    I am doing well Sir, what about you?

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  • Roy    Nov 12, 2015

    How are you Michael?

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  • Michael    Sep 17, 2015

    I have received 318.30 USD from zidisha.
    Part of this loan will be saved towards the purchasing of the brush cutter and the rest will be used to hire farm laborers.
    This loan will enable me to do proper farm sanitation, I STRONGLY BELIEVE THAT, THE BRUSH CUTTER CAN BE PURCHASED WITH MY NEXT LOAN, GOD WILLING.
    To all my lenders and zidisha team, may the Almighty God bless you all, thank you for making me happy.

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  • Michael    Sep 15, 2015

    Part of this loan will be saved towards the purchasing of the brushcutter and the rest will be used to hire farm laborers.
    This loan will enable me to do proper farm sanitation, I STRONGLY BELIEVE THAT, THE BRUSH CUTTER CAN BE PURCHASED WITH MY NEXT LOAN, GOD WILLING.
    To all my lenders and zidisha team, may the Almighty God bless you all, thank you for making me happy.

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  • Joseph    Sep 4, 2015

    Congratulations and good luck with your project

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  • Michael    Sep 1, 2015

    God bless you (lenders) all, especially madam Wendy, for your support and concern, thank you very much.

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