Add printing services for cybercafé
Josphat
Umoja 3 In Nairobi [mugunda], Kenya
100% repaid
Entrepreneur
Name
Josphat
Member since
December 2014
On-time repayments
400 installments • 98%
About Me
My names are Josphat mwiti from eastern side of Kenya in Meru county,I am 32 years now married with two children .I am first born in a family of five,my dad died 9 years ago after a short illness when i was in form 3 and my mum who is peasant farmer continued paying my school fees which was hard for her but we were assisted by my local Methodist church in the village.After i did my final exam, i came to Nairobi city to look for a job and i was employed as a loader and i was able to help my mum to cater for my 2 sisters and 2 brothers .I also saved small and bought 5 second hard computers and in July 2014 i bought a small hp desk jet printer 1551 a second hard as on my photo and a hp 3 in one printer 1512 and i started my small cyber and money transfer services (Mpesa )in the Estate[NE TECH CYBER CAFE AND PHOTO STUDIO ]the name of my cyber where i offer services like printing ,typing ,laminating,binding ,photo printing and PC games for children.I also offer computer packages training but under someone college name because i have not registered my cyber as a college but is in the process by June 2015.I my self love computers ,i went to a college and did an IT course ,from there i interacted with more learned peoples especially my mentor in business who teach me a lot including basic computer repair,formatting [software and hardware] and business management. I love children's ,that's why i gave them opportunity to play on my PC but in future i will buy play game station.I live a neighborhood being a slum (KOROGOCHO) where some peoples lives is not good.I want in future to see my children living a good live and be future business peoples.My vision is to teach people entrepreneurship through IT. . By that i think there will no cry of unemployment in Kenya and entire world.
My Business
My business is mostly MONEY TRANSFER SERVICES (MPESA) A PHOTO STUDIO AND CYBER CAFE where i offer COMPUTER SERVICES like typing ,printing ,games and internet services.I also offer computer basic training for both young and old by what one can afford to pay e.g one can pay through affordable installment as agreed.Other services include online government applications like payslips,ticketing ,k.r.a pin number,passport application and driving license and more.
Computer services ,training is in demand because schools are around and my cyber is at the entrance of the estate,also schools make photocopy more demand.I choose this business to help society and make profit to help my mum to educate by brothers.In the last nine months my profit has increased by40,000ksh[400 ($) US DOLLARS] per month which is 70% growth monthly . I have used this profit to expand my business with the help of loan i get from Zindisha lenders and pay school fees for my brother.For now want to introduce sponsorship for computer training in my cyber for less able like the slums boys and girls and also to the street children because i live within a slum.MY GOD HELP ME.
Loan Proposal
Hello lenders,when i get the loan i will use it to buy an Epson Px 660 3 in 1 printer which is capable.of printing passport and photos direct from phones,cameras,USB, memory cards e.t.c.This printer is approximate 4500 Ksh(450 dollars).
The remaining cash will be used to add float on Mpesa, Equity and cooperative bank agent. This will add more profit to my business as it will be bringing a 7,000 Ksh (70 Dollars) a week equivalent to approximately 21,000 Ksh (200 Dollars) a month.
The profit that i will be getting will help me paying back the loan on time and also help in paying my son and the daughter school fees.Also it will help me cater for my Mum who is widowed back in rural areas.
The profit will increase at about 30% which will add up to 32,000 (320 Dollars ) a month after expenses.
Kindly lenders,do lend me again to pursue my dreams.
Thank you very much.
Income Source
My business mainly is for money agency ,in Kenya money agency is one of the crucial business which will remain opened during this time because we are bank agency and government is giving priority to cashless money transaction.
I have Mpesa (mobile money agency) Equity and Cooperative banks agency.
some of the transactions are ,deposits,withdraw,paying bills e.t.c.
I do also computer services,now that students are all at home I am offering Exam printing and photocopying as schools are sending exams online at a lower cost.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,811.00
Date disbursed
Apr 3, 2020
Repayment status
On Time
Projected term
37 months
Other loans
Lenders
Tromso, Norway, Norway
United States
Canada
Muenster, Germany
United States
United States
United States
Washington DC, United States
United States
United States
Austria
United States
Australia
Romania
London, United Kingdom
Belgium
Netherlands
Switzerland
United States
Switzerland
Sacramento, United States
Göteborg, Sweden
Winchester, Ma, United States
United States
Finland
tel aviv, Israel, Israel
Belgium
United States
United States
Norway
United States
Toronto, Canada, Canada
Sweden
United States
United States
Germany
United Kingdom
Germany
United States
South Africa
United States
United States
United States
Seattle, United States
Bruno Sanchez-Andrade Nuño (brunosan)
United States
Johannesburg, South Africa, United States
Colorado Springs, Colorado, United States
Franklin, TN, United States
United States
Colombia
Saudi Arabia
United States
Phoenix, United States
Germany
Spain
Ask Josphat a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$1,811.76
Amount remaining
$0.00
Date repaid
Apr 20, 2023
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 10, 2020 | $0.99 | Apr 7, 2020 | $0.99 |
| Apr 17, 2020 | $0.99 | Apr 13, 2020 | $0.99 |
| Apr 24, 2020 | $0.99 | Apr 23, 2020 | $0.99 |
| May 1, 2020 | $1.98 | Apr 30, 2020 | $1.98 |
| May 8, 2020 | $1.98 | May 7, 2020 | $1.98 |
| May 15, 2020 | $1.98 | May 14, 2020 | $1.98 |
| May 22, 2020 | $2.47 | May 21, 2020 | $2.47 |
| May 29, 2020 | $2.47 | May 29, 2020 | $2.47 |
| Jun 5, 2020 | $1.00 | Jun 4, 2020 | $1.00 |
| Jun 12, 2020 | $1.00 | Jun 11, 2020 | $1.00 |
| Jun 19, 2020 | $1.00 | Jun 18, 2020 | $1.00 |
| Jun 26, 2020 | $1.00 | Jun 25, 2020 | $1.00 |
| Jul 3, 2020 | $1.00 | Jun 26, 2020 | $1.00 |
| Jul 10, 2020 | $1.00 | Jul 6, 2020 | $1.00 |
| Jul 17, 2020 | $1.00 | Jul 6, 2020 | $1.00 |
| Jul 24, 2020 | $1.00 | Jul 24, 2020 | $1.00 |
| Jul 31, 2020 | $1.00 | Jul 29, 2020 | $1.00 |
| Aug 7, 2020 | $1.00 | Aug 6, 2020 | $1.00 |
| Aug 14, 2020 | $1.00 | Aug 14, 2020 | $1.00 |
| Aug 21, 2020 | $1.00 | Aug 20, 2020 | $1.00 |
| Aug 28, 2020 | $1.00 | Sep 1, 2020 | $1.00 |
| Sep 4, 2020 | $1.00 | Sep 3, 2020 | $1.00 |
| Sep 11, 2020 | $1.00 | Sep 10, 2020 | $1.00 |
| Sep 18, 2020 | $1.00 | Sep 18, 2020 | $1.00 |
| Sep 25, 2020 | $1.00 | Sep 23, 2020 | $1.00 |
| Oct 2, 2020 | $1.00 | Oct 4, 2020 | $1.00 |
| Oct 9, 2020 | $1.00 | Oct 4, 2020 | $1.00 |
| Oct 16, 2020 | $1.00 | Oct 15, 2020 | $1.00 |
| Oct 23, 2020 | $1.00 | Oct 22, 2020 | $1.00 |
| Oct 30, 2020 | $1.00 | Oct 30, 2020 | $1.00 |
| Nov 6, 2020 | $1.49 | Oct 30, 2020 | $1.17 |
| Oct 31, 2020 | $0.32 | ||
| Nov 13, 2020 | $1.49 | Oct 31, 2020 | $0.68 |
| Nov 11, 2020 | $0.81 | ||
| Nov 20, 2020 | $1.49 | Nov 20, 2020 | $1.49 |
| Nov 27, 2020 | $1.49 | Nov 28, 2020 | $1.49 |
| Dec 4, 2020 | $1.49 | Dec 2, 2020 | $1.49 |
| Dec 11, 2020 | $1.49 | Dec 10, 2020 | $1.49 |
| Dec 18, 2020 | $1.49 | Dec 17, 2020 | $1.49 |
| Dec 25, 2020 | $1.49 | Dec 24, 2020 | $1.49 |
| Jan 1, 2021 | $34.84 | Jan 5, 2021 | $34.84 |
| Jan 8, 2021 | $34.84 | Jan 5, 2021 | $34.84 |
| Jan 15, 2021 | $34.84 | Jan 15, 2021 | $34.84 |
| Jan 22, 2021 | $11.12 | Jan 22, 2021 | $11.12 |
| Jan 29, 2021 | $11.12 | Jan 29, 2021 | $11.12 |
| Feb 5, 2021 | $11.12 | Feb 2, 2021 | $11.12 |
| Feb 12, 2021 | $11.12 | Feb 12, 2021 | $11.12 |
| Feb 19, 2021 | $11.12 | Feb 19, 2021 | $11.12 |
| Feb 26, 2021 | $11.12 | Feb 26, 2021 | $11.12 |
| Mar 5, 2021 | $11.12 | Mar 5, 2021 | $11.12 |
| Mar 12, 2021 | $11.12 | Mar 12, 2021 | $11.12 |
| Mar 19, 2021 | $11.12 | Mar 17, 2021 | $11.12 |
| Mar 26, 2021 | $11.12 | Mar 25, 2021 | $11.12 |
| Apr 2, 2021 | $11.12 | Apr 2, 2021 | $11.12 |
| Apr 9, 2021 | $11.12 | Apr 9, 2021 | $11.12 |
| Apr 16, 2021 | $11.12 | Apr 16, 2021 | $11.12 |
| Apr 23, 2021 | $11.12 | Apr 23, 2021 | $11.12 |
| Apr 30, 2021 | $11.12 | May 1, 2021 | $11.12 |
| May 7, 2021 | $11.12 | May 7, 2021 | $11.12 |
| May 14, 2021 | $11.12 | May 13, 2021 | $11.12 |
| May 21, 2021 | $11.12 | May 20, 2021 | $11.12 |
| May 28, 2021 | $11.12 | May 27, 2021 | $11.12 |
| Jun 4, 2021 | $11.12 | Jun 4, 2021 | $11.12 |
| Jun 11, 2021 | $11.12 | Jun 11, 2021 | $11.12 |
| Jun 18, 2021 | $11.12 | Jun 18, 2021 | $11.12 |
| Jun 25, 2021 | $11.12 | Jun 24, 2021 | $11.12 |
| Jul 2, 2021 | $11.12 | Jul 2, 2021 | $11.12 |
| Jul 9, 2021 | $11.12 | Jul 8, 2021 | $11.12 |
| Jul 16, 2021 | $11.12 | Jul 16, 2021 | $11.12 |
| Jul 23, 2021 | $11.12 | Jul 20, 2021 | $11.12 |
| Jul 30, 2021 | $11.12 | Jul 29, 2021 | $11.12 |
| Aug 6, 2021 | $11.12 | Aug 6, 2021 | $11.12 |
| Aug 13, 2021 | $11.12 | Aug 13, 2021 | $11.12 |
| Aug 20, 2021 | $11.12 | Aug 20, 2021 | $11.12 |
| Aug 27, 2021 | $11.12 | Aug 27, 2021 | $11.12 |
| Sep 3, 2021 | $11.12 | Sep 2, 2021 | $11.12 |
| Sep 10, 2021 | $11.12 | Sep 22, 2021 | $9.85 |
| Sep 30, 2021 | $1.26 | ||
| Sep 17, 2021 | $11.12 | Sep 30, 2021 | $11.12 |
| Sep 24, 2021 | $11.12 | Sep 30, 2021 | $11.12 |
| Oct 1, 2021 | $11.12 | Sep 30, 2021 | $11.12 |
| Oct 8, 2021 | $11.12 | Oct 5, 2021 | $11.12 |
| Oct 15, 2021 | $11.12 | Oct 10, 2021 | $11.12 |
| Oct 22, 2021 | $11.12 | Oct 20, 2021 | $11.12 |
| Oct 29, 2021 | $11.12 | Oct 29, 2021 | $11.12 |
| Nov 5, 2021 | $11.12 | Nov 5, 2021 | $11.12 |
| Nov 12, 2021 | $11.12 | Nov 12, 2021 | $11.12 |
| Nov 19, 2021 | $11.12 | Dec 1, 2021 | $11.12 |
| Nov 26, 2021 | $11.12 | Dec 1, 2021 | $11.12 |
| Dec 3, 2021 | $11.12 | Dec 1, 2021 | $10.52 |
| Dec 1, 2021 | $0.59 | ||
| Dec 10, 2021 | $11.12 | Dec 10, 2021 | $11.12 |
| Dec 17, 2021 | $11.12 | Dec 17, 2021 | $11.12 |
| Dec 24, 2021 | $11.12 | Dec 24, 2021 | $11.12 |
| Dec 31, 2021 | $11.12 | Dec 31, 2021 | $11.12 |
| Jan 7, 2022 | $11.12 | Jan 13, 2022 | $11.12 |
| Jan 14, 2022 | $11.12 | Jan 13, 2022 | $11.12 |
| Jan 21, 2022 | $11.12 | Jan 19, 2022 | $11.12 |
| Jan 28, 2022 | $11.12 | Jan 28, 2022 | $11.12 |
| Feb 4, 2022 | $141.41 | Mar 1, 2022 | $141.41 |
| Feb 11, 2022 | $11.12 | Mar 1, 2022 | $11.12 |
| Feb 18, 2022 | $11.12 | Mar 1, 2022 | $11.12 |
| Feb 25, 2022 | $11.12 | Mar 1, 2022 | $11.12 |
| Mar 4, 2022 | $11.12 | Mar 3, 2022 | $11.12 |
| Mar 11, 2022 | $11.12 | Mar 21, 2022 | $11.12 |
| Mar 18, 2022 | $11.12 | Mar 21, 2022 | $11.12 |
| Mar 25, 2022 | $11.12 | Mar 25, 2022 | $11.12 |
| Apr 1, 2022 | $11.12 | Apr 1, 2022 | $11.12 |
| Apr 8, 2022 | $11.12 | Apr 8, 2022 | $11.12 |
| Apr 15, 2022 | $11.12 | Apr 15, 2022 | $11.12 |
| Apr 22, 2022 | $11.12 | Apr 22, 2022 | $11.12 |
| Apr 29, 2022 | $11.12 | Apr 29, 2022 | $11.12 |
| May 6, 2022 | $11.12 | May 6, 2022 | $11.12 |
| May 13, 2022 | $11.12 | May 13, 2022 | $11.12 |
| May 20, 2022 | $11.12 | May 20, 2022 | $11.12 |
| May 27, 2022 | $11.12 | May 27, 2022 | $11.12 |
| Jun 3, 2022 | $11.28 | Jun 3, 2022 | $11.28 |
| Jun 10, 2022 | $11.28 | Jun 10, 2022 | $6.90 |
| Jun 12, 2022 | $4.39 | ||
| Jun 17, 2022 | $11.28 | Jun 20, 2022 | $11.28 |
| Jun 24, 2022 | $11.28 | Jun 23, 2022 | $11.28 |
| Jul 1, 2022 | $11.28 | Jul 1, 2022 | $11.28 |
| Jul 8, 2022 | $11.28 | Jul 8, 2022 | $11.28 |
| Jul 15, 2022 | $11.28 | Jul 15, 2022 | $11.28 |
| Jul 22, 2022 | $11.28 | Jul 22, 2022 | $11.28 |
| Jul 29, 2022 | $11.28 | Jul 29, 2022 | $11.28 |
| Aug 5, 2022 | $11.28 | Aug 5, 2022 | $11.28 |
| Aug 12, 2022 | $11.28 | Aug 12, 2022 | $11.28 |
| Aug 19, 2022 | $11.28 | Aug 19, 2022 | $11.28 |
| Aug 26, 2022 | $11.28 | Sep 1, 2022 | $11.28 |
| Sep 2, 2022 | $11.28 | Sep 1, 2022 | $11.28 |
| Sep 9, 2022 | $11.28 | Sep 9, 2022 | $11.28 |
| Sep 16, 2022 | $11.28 | Sep 16, 2022 | $11.28 |
| Sep 23, 2022 | $11.28 | Sep 23, 2022 | $11.28 |
| Sep 30, 2022 | $11.86 | Oct 1, 2022 | $11.86 |
| Oct 7, 2022 | $11.86 | Oct 5, 2022 | $11.86 |
| Oct 14, 2022 | $11.86 | Oct 19, 2022 | $11.86 |
| Oct 21, 2022 | $11.86 | Oct 31, 2022 | $11.86 |
| Oct 28, 2022 | $11.86 | Oct 31, 2022 | $11.86 |
| Nov 4, 2022 | $11.86 | Nov 10, 2022 | $11.86 |
| Nov 11, 2022 | $11.86 | Nov 10, 2022 | $11.86 |
| Nov 18, 2022 | $11.86 | Nov 15, 2022 | $11.86 |
| Nov 25, 2022 | $11.86 | Dec 1, 2022 | $11.86 |
| Dec 2, 2022 | $11.86 | Dec 1, 2022 | $11.86 |
| Dec 9, 2022 | $16.79 | Dec 8, 2022 | $16.79 |
| Dec 16, 2022 | $16.79 | Dec 8, 2022 | $16.79 |
| Dec 23, 2022 | $11.86 | Dec 22, 2022 | $11.86 |
| Dec 30, 2022 | $11.86 | Dec 26, 2022 | $11.86 |
| Jan 6, 2023 | $11.86 | Jan 9, 2023 | $11.86 |
| Jan 13, 2023 | $11.86 | Jan 9, 2023 | $11.86 |
| Jan 20, 2023 | $11.86 | Jan 20, 2023 | $11.86 |
| Jan 27, 2023 | $11.86 | Jan 27, 2023 | $11.86 |
| Feb 3, 2023 | $11.86 | Feb 3, 2023 | $11.86 |
| Feb 10, 2023 | $11.86 | Feb 3, 2023 | $11.86 |
| Feb 17, 2023 | $12.55 | Feb 3, 2023 | $0.91 |
| Feb 15, 2023 | $11.65 | ||
| Feb 24, 2023 | $12.55 | Feb 15, 2023 | $0.91 |
| Feb 24, 2023 | $11.65 | ||
| Mar 3, 2023 | $12.55 | Feb 24, 2023 | $0.91 |
| Mar 2, 2023 | $11.65 | ||
| Mar 10, 2023 | $12.55 | Mar 2, 2023 | $0.91 |
| Mar 10, 2023 | $11.65 | ||
| Mar 17, 2023 | $13.18 | Mar 10, 2023 | $0.91 |
| Mar 21, 2023 | $12.28 | ||
| Mar 24, 2023 | $13.18 | Mar 21, 2023 | $13.18 |
| Mar 31, 2023 | $12.59 | Mar 21, 2023 | $1.14 |
| Mar 31, 2023 | $11.45 | ||
| Apr 7, 2023 | $12.59 | Mar 31, 2023 | $1.14 |
| Apr 7, 2023 | $10.84 | ||
| Apr 8, 2023 | $0.61 | ||
| Apr 14, 2023 | $12.87 | Apr 13, 2023 | $12.87 |
| Apr 21, 2023 | $12.87 | Apr 16, 2023 | $12.87 |
| Apr 28, 2023 | $141.41 | Apr 20, 2023 | $141.41 |
| May 5, 2023 | $32.20 | Apr 20, 2023 | $32.20 |
Frank Oct 9, 2021
Loading...