Raising cocoa seedlings to pay for my education
Listowell
Berekum, Ghana
12% repaid
Entrepreneur
Name
Listowell
Member since
February 2015
On-time repayments
96 installments • 73%
About Me
Listowell Asiedu is my name and I am a man of 26 years old, I was born on 8th November 1988 in a village called Biadan which is about 10 minutes drive from main township of Berekum municipality.
I am dark in complexion and I am 4.4 feet tall. I have 4 siblings with me been the second born of my parent. I am single and studying Math and Science by distance learning at the University of Cape Coast Ghana. The food I cherish most is rice with beans stew and fish. The game I like to watch most is football and wrestling. I like reading a lot and making friends all over the world.
My Business
NURSERY OF COCOA SEEDS
After completion of my Secondary School Education, I started to find something to do so that with a little help from my parents I can continue my tertiary education because I have younger siblings that needs to be cater for by my parent and closely looking at my community I opt for nursery of cocoa seeds simply because, majority of people living in these area are cocoa farmers. They have good land for agriculture and for that matter many of them choose to grow cocoa. I use that opportunity to start to cocoa seeds nursery. Few people were doing that and during the farming season cocoa seedlings become scarce. I was able to produce 3000 cocoa seedlings in my first year of and to my surprise; people were chasing me for it. As I am speaking, I am able to produce 30000 cocoa seedlings throughout the year. This has been the major sources of income to me and the family.
Some of the challenges associated with the cocoa nursery include; ordering of the cocoa seeds, nursery site/space/shade, potting/polybag filling, planting seed, watering, and pest and diseases control. I am able to manage all these challenges and always be in profit. I know with a help from Zidisha and the Lenders my dream can be fulfill
REPAYING OF LOAN
I promise you, I am going to pay back to your satisfaction, because people are patronizing my services, I am able to make profit and can pay the loan from these profits. Thank you.
Loan Proposal
Thank you for giving me another chance to raise loan again to support my project. Some farmers have place order for the cocoa seedlings in quantities and quickly have to work on it. I am now producing quality seeds and I have increased my cocoa seedlings production from 30,000 to 50,000. I have also hired 2 people who are working with me. This season is our major farming season; also the best time to plant cocoa and the number of cocoa farmers have also increased. This is how I am going to spend my loan if I am funded;
Ordering of cocoa seeds - $200
Providing shade at the nursery site - $150
Soil for filling poly bag- $140
Watering of seeds - $100
Pest and diseases control - $100
I am pleading with all Lenders to help me with my loan funding, this project is sustaining me in school , I have been paying my fees and buying books from this seedlings production and also assisting my siblings in school. God bless you for your continual support.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$693.00
Date disbursed
Jun 18, 2016
Repayment status
Late
Projected term
65 months
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Summary
Amount repaid
$88.35
Amount remaining
$639.37
Expected completion
May 14, 2017
Status
Repaying late
Installment amount
$38.75
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 26, 2016 | $7.75 | Jun 28, 2016 | $7.75 |
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $7.75 | Jul 17, 2016 | $7.75 |
| Jul 24, 2016 | $7.75 | Jul 24, 2016 | $7.75 |
| Jul 31, 2016 | $7.75 | Aug 7, 2016 | $7.75 |
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $1.81 | Aug 17, 2016 | $1.81 |
| Aug 21, 2016 | $12.92 | Aug 24, 2016 | $12.92 |
| Aug 28, 2016 | $12.92 | Aug 24, 2016 | $12.92 |
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $2.58 | Sep 11, 2016 | $2.58 |
| Sep 18, 2016 | $2.58 | Sep 11, 2016 | $2.58 |
| Sep 25, 2016 | $2.58 | Oct 4, 2016 | $2.58 |
| Oct 2, 2016 | $2.58 | Oct 4, 2016 | $2.58 |
| Oct 9, 2016 | $2.58 | Oct 13, 2016 | $2.58 |
| Oct 16, 2016 | $1.29 | Nov 2, 2016 | $1.29 |
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $1.29 | Nov 4, 2016 | $1.29 |
| Nov 13, 2016 | $1.29 | Nov 4, 2016 | $1.29 |
| Nov 20, 2016 | $1.29 | Nov 4, 2016 | $1.29 |
| Nov 27, 2016 | $1.29 | Nov 4, 2016 | $1.29 |
| Dec 4, 2016 | $1.29 | Jan 4, 2017 | $1.29 |
| Dec 11, 2016 | $1.29 | Jan 4, 2017 | $1.29 |
| Dec 18, 2016 | $1.29 | Jan 4, 2017 | $1.29 |
| Dec 25, 2016 | $1.29 | Jan 4, 2017 | $1.29 |
| Jan 1, 2017 | $1.29 | Jan 18, 2017 | $1.29 |
| Jan 8, 2017 | $1.29 | Jan 18, 2017 | $1.29 |
| Jan 15, 2017 | $1.29 | Jan 18, 2017 | $1.29 |
| Jan 22, 2017 | $38.75 | Jan 18, 2017 | $1.29 |
| Jan 29, 2017 | $38.75 | ||
| Feb 5, 2017 | $38.75 | ||
| Feb 12, 2017 | $38.75 | ||
| Feb 19, 2017 | $38.75 | ||
| Feb 26, 2017 | $38.75 | ||
| Mar 5, 2017 | $38.75 | ||
| Mar 12, 2017 | $38.75 | ||
| Mar 19, 2017 | $38.75 | ||
| Mar 26, 2017 | $38.75 | ||
| Apr 2, 2017 | $38.75 | ||
| Apr 9, 2017 | $38.75 | ||
| Apr 16, 2017 | $38.75 | ||
| Apr 23, 2017 | $38.75 | ||
| Apr 30, 2017 | $38.75 | ||
| May 7, 2017 | $38.75 | ||
| May 14, 2017 | $20.67 | ||
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