Memory cards, paper, mouse and scanner for cybercafe

Dorine

Busia, Kenya

100% repaid

Entrepreneur

Name

Dorine

Member since

December 2013

On-time repayments

349 installments  •  14%

About Me

Am Dorine Auma Buluma,23 years of age.Born and raised in Busia county,work and live Busia town.I was was born in the family of six i being the second born.

I am holding diploma in ICT and self employed at my cyber cafe in Busia town.I started my business more than a year ago immediately after my college so that to keep myself busy and also i may earn a living before i could secure any kind of job in future.

My business has been doing too good the fact that Busia is a border of Kenya and Uganda so i have lots of customers who are using internet to clear their vehicle when they are crossing the border.

From the business i pay my own rent,feed myself and also support my family at home.

My Business

I run a small cyber cafe in Busia town.My business has five computers,printers and binding machine.The business is purely a sole proprietor of which i started with the capital from my savings and the soft loan i was given by my father.

I offer internet service,printing,typing,photocopying and binding.The demand is high the fact that Busia is situated in Kenya Uganda border so most of my customers are those who want to cross the border so i offer my service for them while they clear and forward their vehicles.

My business is profitable because i have so many customers so the more i serve the more i earn.The risk am facing is just lack of captal to expand my business.

My monthly cost is as follows KES 5000 rent,KES 3000 orange data bundles,KES 6000 and KES 5000 for other expences.Frofit ranges from KES 10000-20000 per month.The loan i will used to modify my business and its the business that will repay the loan.

Loan Proposal

i thank the zidisha organization for the great chance they are giving me to support my business. i thank the zidisha for great support . since when i started dealing with the zidisha micro finance i have seen great fruits for my business i have been able to concur many challenges in business
through these loan i will meet some of the most challenging challenges i face in my office i will buy RAM chips which will help in my computers in speeding my machines speed i will be in great chance to store photocopying papers since most of my job i do photocopy. will get paper worth 11250/= which are 25 reams. i use around 20 reams a month so i know with these in my stock i will be in position to spend less in the course of the month which will help me do my calculation seeing the profit more then expenses i will get my machine new mouse since the one i gate are cheap and most of the time they hung so with the zidisha loan i will get the most finest mouse 4000 i will pay my net for the month 7000/= i will get more embossed paper 2000/= since sometime i make wedding card through zidisha i will make it THANK AGAIN

Feedback

6

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$452.00

Date disbursed

Apr 17, 2014

Repayment status

On Time

Projected term

6 months

Lenders

evinpa

United States

Susanne

Freising, Germany

J

jjonas

berlin, Germany

ElWal

Kirn, Germany

Sarasota

Sarasota, Fl, United States

markpearson

Portsmouth, United Kingdom

A

alretz

United States

C

Chad

United States

S

sean07

Australia

K

Kimbo

Vietnam

trincowski

Vilar, Vila do Conde, Portugal

Guillaume

Rimouski, Canada

L

LeSher

United States

S

Sw33trosa

United States

Ask Dorine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Dorine    Nov 23, 2015

    i would like to pay my installment since i have been having such a hard time with my family and it has generally affected my loan and it has been so had to come up with the amount i would really want to make you trust me but i will request you to accept my loan repayment request since when i get on truck i will be in position to continue with my loan

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  • Dorine    Oct 23, 2015

    i would like to apologize for my lateness on paying my loan i was involved in an accident that had led led me to a financial problem since the car i was using was my friend's and since i was the one using it got destroyed and i was to repair it. the vehicle costed me 80,000/= and it really affected my business as well. am resuming my to job on Monday and am i know i will make

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  • Dorine    Jul 25, 2015

    zidisha,
    From what I got from the last loan I purchased a photocopier since what I had was damaged by power and there was need for a new one. it also helped me to move from the previous apartment to a new one sine where I was it belonged to the government hence I was given a notice immediately luckily zidisha loan was just disbursed just few day after getting the notice from . From my previous earning I have increased because before current loan I did not have a photocopier machine.

    From the loan I have been able to cater for my siblings school fees and my mother’s business . I have been able to get my mother on her feet business wise though the income is not sufficient but at list she is busy. From her saving i manage to add my savings and pay my siblings school fees.

    In my neighborhood hood I have been motivated by young people who are doing their best to get on their feet. Most of them I have introduced to the zidisha family they have shown very big improvement since they have been developing their life’s e.g. Some have been able to buy land as a group and they are laying down foundation for rental houses for business people who live in Busia as visitors business wise.

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  • Samuel    Mar 27, 2015

    all the best in your business

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  • Dorine    Mar 26, 2015

    hello zidisha
    would like to reschedule my loan since have been in areas. and unfortunately i lost my line i ha to replace it to get back connected to zidisha .due to these my areas have piled to 611 and i cant pay the money at one at the moment so would like it to remain as i had suggested before. i have the number replace and am sure of paying the money without fail .

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  • Valentine    Feb 28, 2015

    Dear to all lenders,i spoke to Dorine today through his mobile phone today and she told me that her mother had been sick and she was hospitalized.So she was the one to pay her bills and also nurse her.With that reason she has not been working at all.She promise to make payment by next week.

    Valmond

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  • Captain    Jan 22, 2015

    Hi!
    Any updates? Is there a problem?
    Best regards!

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  • Dorine    Jan 16, 2015

    hi zidisha i have delayed my payment since i have had a very bad month at the end of last month i lost a brother whom my mother was taking care in the hospital who had stayed in the hospital the two months and his pass away has affected my business since i had to take care of the house hold and sine it was festive season i had to close my business since many of my clients from around offices had gone for a break. today i as to reschedule my loan to these amount so when i pick in my business since i have resumed i will be in position to reschedule again and finish my loan to another loan to keep my zidisha.

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  • curtains4u    Jan 15, 2015

    Hi Dorine,

    I hope your well. I was wondering if you are in a position to start making the scheduled repayments on your loan.

    Thanks
    Matt

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  • Dennis    Jan 11, 2015

    Hi Dorine,ope fine, how do you re-schedule loan?

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  • Dennis    Dec 28, 2014

    I wish you all the best for the year 2015.Things will be more great.........have a happy new year ahead..

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    • Dorine    Jan 8, 2015

      Thanks so much for that i wish you a year with full of Gods Grace

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  • Dorine    Dec 15, 2014

    my business is not doing well since i have to close it for a wail.i lost my brother who is and and uncle and i have to move to the upcountry for the burial arrangement. These will affect my sales since i wont be working and i will spending and not investing i would like the zidisha to allow my request.

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  • Dorine    Oct 20, 2014

    Dear lenders,

    I am thankfull day to all my lenders for their support as i share with you my last down fall and today's success.For the last months after my loan was disbursted i had so many challeges in my business but the worse that i will never forgate is when power bring all my computers down and the business stoped indefinately.Life was hard when i have to repay the loan and provide for my family too when the business is closed.But i thank God Zidisha lenders are the best people in this world,they were patient with me even though i reschedule my loan madly till i came back on my feet.Today i cant believe it if today my business is back to normal and am able to repay back my loan again.That was my hardest time in life.

    Thank you all.
    Dorine

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    • trincowski    Oct 27, 2014

      Hello Dorine!

      I'm glad you could overcome the difficulties. Life's never a bed of roses, is it?

      I see you have nearly completed the repayments, despite those problems. Congratulations on your good work!

      Hugs,
      Ricardo

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  • Dorine    Oct 6, 2014

    Dear Zidisha lenders kindly allow me to reschedule my loan because i got a tender of ksh 45000 at Busia Township primary school to type and print examination.Now from this amount i will be able to pay my loan again.Your money really helped me and it will be good if i repay it back on time and also avoid paying more interest.I hope you will welcome the move.

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    • trincowski    Oct 6, 2014

      Hello Dorine!

      I have no problem with that. Whatever works the best to you is also fine with me.

      Kind regards,
      Ricardo

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  • trincowski    Oct 3, 2014

    Nice to see your business going well. Keep up the good work! I hope all your dreams come true!

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    • Dorine    Oct 6, 2014

      Trincowski
      thanks so much i am glad that God has been so good my business has picked up on a fine not

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  • Dorine    Sep 27, 2014

    dear lenders
    I dearly thank the zidisha family for giving me full support over my business during the times when my business went down you listen to my request and today my business has picked up successfully you still are with me.through these loan i have been able to keep my business and tackle some of the hard challenges in my business .last week i have been able to purchase a coloured printer and photocopier combined which has really made my business move smoothly which has also made me maintain my business and other cards like weeding cards.

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  • Valentine    Sep 20, 2014

    Dear Dorine,

    Thank you for rescheduling to bigger instalment,i feel that's an encourangement to lenders to continue lending.

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    • Dorine    Sep 20, 2014

      It may pleasure to say that my business has picked up to a better state that will enable me to clear my loan at that amount so i can get another loan to lift my business

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  • Dorine    Sep 19, 2014

    Dear Zidisha lenders kindly allow me to reschedule my loan because i got a tender of ksh 45000 at Busia Township primary school to type and print examination.Now from this amount i will be able to pay my loan again.Your money really helped me and it will be good if i repay it back on time and also avoid paying more interest.I hope you will welcome the move.

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  • Valentine    Sep 9, 2014

    I thank all Zidisha borrowers who are assigned to me,you responded positively on the phone and acted upon your repayments i hope you will continue with that spirit of moving foward.Success!

    Valmond,
    vm

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    • Dorine    Sep 10, 2014

      thank for the motivation valentaine.I promise the spirit

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  • Valentine    Sep 8, 2014

    I have confirm with her to have made payment and Zidisha will update soon

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    • Dorine    Sep 8, 2014

      dear Mongola
      thank you for your concerned on that note, today I have done some deposit toward my loan hopping it will be credited soon

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