Mattresses & blankets to restock my bedding shop

Francis

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Francis

Member since

February 2016

On-time repayments

216 installments  •  76%

About Me

my name is Francis Barasa , I was born in Western part of Kenya a place called Bungoma. I schooled at Machwele primary school and went to Bukembe Friends secondary school , after that I joined Sang'alo institute of science and technology but I I did not complete my education due to lack of school fees.
I am married to my beloved wife and we are blessed with two kids.
I later decided to start a small business that would enable me to provide for my family and our younger brothers and sisters from both sides. my aunt supported me with 3000 kenyan shillings of which I began small grocery that have finally grown in to a retail shop for the last five years. I am a christian by religion and I teach my kids how to grow and walk in the fear of the lord.

My Business

i sell home supplies like branded food vegetables and other retail shop accessories that are useful to the people living in my area. I buy on whole sale and sell them at retailled price. the business is good for you have to walk a long distance for you to get a nother shop. I sell my goods at a cheaper price and tha't;s why i have more customers. to some poor people i give them on credits and they faith fully pay during the a greed time.
So if supported with a loan then my area will develop properly thanks even as you prepare to fund my loan

Loan Proposal

To my lenders and zidisha team , am requesting the loan to re stock for my foam products and blanket shop. I have realized that my competitors are not stocking their shops fearing that it might rise to post elections violence . due to this reason their will high demand to these products after elections which will be three weeks time . with these 88000 ksh am going to buy mattresses of worthy ksh 45000,foam cushions of worthy 20000,blankets of worthy 20000 and the remaining 3000 for transportation. Iam confidence that before the manufacturing companies resume their normal operation I will still make sales and therefore I will beat my competitors and satisfy my customers.moreover make good profit .during this time I can make 20% more profit than normal.

Feedback

2

None

None

  • guenter    Jan 26, 2019

    Francis payed back very well!

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  • Mary    Jan 25, 2019

    Hello Francis,
    thanks for repaying your previous loan. It was a pleasure supporting you again. Best wishes for continued success.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$927.00

Date disbursed

Aug 9, 2017

Repayment status

On Time

Projected term

12 months

Lenders

Brian

Midhurst, Canada

C

Christian

Saarbruecken, Germany

AltruisticSelfishnes

Chicago, United States

S

SeeBiscuit

Reston, United States

O

Oliver

Geneva, Switzerland

P

peterczech

Farmingdale, United States

ErikN

Stockholm, Sweden

T

tommy0579

Salt Lake City, UT, United States

L

ldron7

Utah, United States

Pere

Barcelona, Spain

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

J

Jessica

Patagonia, Argentina

BJ

Brandon Joz

North Carolina, United States

Gnomie

Brunswick, United States

gr8ful

Syracuse, United States

kuebel

Vienna, Austria

A

AlexCheng

Seattle, United States

TK

Tim Koppel

WOLLONGONG, Australia

D

Darish

Clarksville, United States

G D Export

Kolkata, India

T

tmsaddress

Orlando, Florida, United States

Jannon

Huntsville, United States

B

Bavarian

Bavaria, Germany

tasos

hove, United Kingdom

dajawein

Gladstone, Australia

SeeMeeFi

Ontario, Canada

Z

Zippo

Berlin, Germany

Cloudways

Malta, Malta

D

danderson1953

Plainsboro, United States

Jouni

Finland

AdvancingCompassion

San Diego, United States

pentatonicscale

Niiza-shi, Japan

A

artom

Karkola, Finland

L

loistf

Madrid, Spain

G

Goodwill

Oakland, United States

McJulio

New Jersey, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

dhulsterwim

LIER, Belgium

M

mwkelley2

Columbus, OH, United States

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

A

Andy

Berlin, United States

hugomesser

Blokker, Netherlands

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

Bobrm2k3

Charleston, United States

J

Johannes

Pirmasens, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

M

Moonknight

Østre Gausdal, Norway

P

Pavane

Kungsbacka, Sweden

L

Lolababalola

Ames, United States

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

Freewolf

Salt Lake City, United States

R

richdullaghan

Encinitas, United States

H

Haavard

Bergen, Norway

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

pvilliger

Zurich, Switzerland

J

Jonas

Linköping, Sweden

T

tengbao

United States

Paul Buchheit

Mountain View, United States

D

DandS

United States

L

leftyoctober

Minneapolis, United States

larry

Sweden

C

charleen

United States

C

cathyu2crazy

United States

smastermind

Jerusalem, Israel

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

GMc50

Australia

B

bscent

Hong Kong

G

Gavin

New Zealand

J

JonAlec

United States

Grant Xavier Storer

Seattle, Wa, United States

T

Tim47

United States

K

Keith

Luxembourg

M

Medagan

San Franciso, United States

Otto Barten

Amsterdam, Netherlands

PolarBearCapital

United States

H

happyhappy

Switzerland

SuperMario28

Cudahy, United States

T

Tony1

Australia

Robert Long III

Bridgman, MI, United States

OllieOladele

London, United Kingdom

reluck

Marseille, France, France

A

andreab

United States

T

thehigginsons

United Kingdom

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

L

Leong

Singapore

KM

Kirsty M

United Kingdom

H

Hans

Germany

E

Erich

Zurich, Switzerland

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

M

Marco

Bologna, Italy

Dave Bogard

New York, United States

M

mmartin

United States

R

Robert

Berlin, Germany

Jerome

Switzerland

MW

Matt Willis

United States

W

Wade

United States

Paul

Crandon, United States

PC

Patrick Clavette

Hartford, Wisconsin, United States

K

K

United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

S

Susie

Christchurch, New Zealand

T

thedan33

Czech Republic

KD

Kent Don

United States

EB

Erica Brescia

United States

KL

Ket Lin

United States

YM

Yelka Mikolji

United States

ME

Manaal Eisa

Washington DC, United States

PT

Paul T

Amsterdam, Netherlands

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

M

Mart

United Kingdom

PG

Paul Graham

United States

K

Kevin

Australia

JR

Jeffrey Rosen

United States

P

patricio

Yorba Linda, Ca, United States

Aran Dunlop

United States

Joe Lamantia

Reston, Virginia, United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

A

Adam

United Kingdom

AK

Achim Königs

Bonn, Germany

Tobias Königs

Sancta Colonia Dei Gratia Romanae Ecclesiae Fidelis Filia, Germany

CR

Christine Randall

Brisbane, Australia

AG

abel ghita

Bucharest, Romania, Italy

AO

Amara Ogle

United Kingdom

R

Ryan

United States

JC

Justin cohan

United States

KE

Karen Epolito

Syracuse, NY, United States

T

tonym

Australia

YV

Yuri Vanin

United States

Iris

Ireland

I

isaac

United Kingdom

DK

Danny Kelly

United States

RC

Rudi Chen

United States

B

Boris

Bern, Switzerland

KT

Kate Turner

United States

Mary

Germany

NM

Neil M

London, United Kingdom

K

Kenny

United States

Kevin

United States

B

Brett

Australia

Bill Ballew

Kansas City, Missouri, United States

JA

Jan Andresen

Hamburg, Germany

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

K

Katharina

Germany, Germany

Romesh Fernndo

Perth Australia, Australia

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

Humble Bundle Community

San Francisco, United States

JS

Jason Strauss

United States

Geoguillot

California, United States

Cora and Andi

Frankfurt, Germany

JA

Joshua Axtell

United States

NM

Nitya Marepally

San Ramon, CA, United States

M

MC

Canada

A

Ari

United Kingdom

VC

Victor Chong

United States

RH

Robert Harris

United States

R

Ralf

Germany

MB

Mimi Botkin

United States

B

Bart

Netherlands

D

Dalton

San Francisco, United States

hervey liu

United States

Haroon S

United States

S

soopisgoodfood

United States

Nikola Novak

Toronto, Canada, Canada

Bo Rosén

Eslöv, Sweden

R

Raffins

United States

Brandon Wright

Salt Lake City, Ut, United States

R

RMIM

United States

SS

Sarah sewall

United States

Mike

Indianapolis, United States

A

Aliya

United States

WC

Walter Clarke

Phoenix, United States

CY

Carly Yoshida

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

John Barnett

United States

B

Bartl

United States

CN

Craig Newmark

United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

HB

Hugo Boss

United Kingdom

AW

Annie W

United States

MW

Matt Winkler

United States, Canada

SS

Sam Smith

United States

AA

Andrew and Kim

Nashville, TN, United States

GR

Germano Rizzo

Venice, Italy, Italy

R

Richard

United Kingdom

Ask Francis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Shellemiah    Dec 15, 2021

    dear readers
    mr Barraza has promised to submit some payment by the weekend to his account.

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  • Daniel    Sep 16, 2021

    Dear Lenders,
    I have spoke to Mr Barasa and he is currently experiencing some challenges but he has promised to make the payment in due coarse

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  • Lewish    Jun 21, 2021

    Her business recorded massive losses, he will however Start payments at the end of the month.

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  • Francis    Jun 8, 2021

    Am jobless and am relying on manual worker to feed my children.

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  • Lewish    May 17, 2021

    I've spoken to Francis and he's agreed to pay the required balance as as early as next week.

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  • Francis    Mar 15, 2021

    The business that i was servising the loan with collapsed due to covid 19. I can't be able to pay above that, also you deducting money that I didn't know the guarantees. But thanks God will help pay.

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  • Daniel    Jan 27, 2021

    Hello Lenders,
    Have spoke to Francis but he claims he has a problem with zidisha as somebody hacked his account and guarantee some people loan which they never paid and every time he makes the payment,it goes to this defaulted loan guaranteed through his account.Have advised him to write to zidisha with all the detailles

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  • Francis    Jan 11, 2021

    Due to covid 19 am out of business

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  • Francis    Nov 10, 2020

    This pandemic covid 19 ,lock down in my country forced my business to collapse

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  • Francis    Sep 17, 2020

    My business collapsed during this pandemic, covid 19

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  • Francis    Sep 2, 2020

    The business is very low

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  • Francis    Jul 1, 2020

    Due to covid 19,the business is down we can't even afford to pay the rent

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  • Francis    Apr 15, 2020

    Due to covid 19 the business is very low I'm not able pay the loan as required. Thanks

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  • Francis    Feb 23, 2020

    The business is not doing well

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  • Francis    Jan 6, 2020

    The business is doing well but I have to pay school fees for my late sisters childrens

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  • Francis    Dec 1, 2019

    People have shifted to preparing of Christmas so the business is down

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  • Francis    Oct 19, 2019

    I invested all the amount money given but have not sold the goods

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  • Francis    Sep 14, 2019

    Good afternoon? I don't have any single word that can express how happy I am at the moment. Thank you for your contributions towards my life by supporting my business though this loan.

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  • Francis    Sep 13, 2019

    good morning zidisha members? thank you very much for the loan. i have received almost 100 % within one week this is fantastic.

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  • Francis    Sep 7, 2019

    morning lenders i am happy today to inform you that i have been able to complete my loan. this year the business was tough. i tried to sale at less price compared to my competitors. thanks for the loan once more.i purchased mattresses and blankets with the previous loan but unfortunately the foam companies reduced the prices and was difficult to make sales. the most important point is that i want to thank you because you made my life standard improved .

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