169 installments • 57%
I am an electrician with a small shop that sells electrical wares at first i was engaged in installation only this meant i had to send my customers to buy the wares from other shops until l realized i could maximize the profits if i sold the wares myself and save on time as well as some of the customers would have me fund for the wares myself and effect payment promptly once the installation is completed(this apparently is the most lucrative part of the business).what i plow back into the business is short of what i would wish to have in terms of stock.
Busia is a small town that is currently experiencing rapid growth and this means electrical installation is on the increase my electrical shop is still small and at times the orders overwhelm me so if i get a loan i can increase my stocks.most of the tenders that i normally sign into requires that i foot the billing for the materials as well with payment being prompt on completion of the works though occasionally some payment are not prompt on completion with lengthy procurement procedures but as yet non has ever resulted in non-payment.
Two years ago a strong wind blew down a tree in my compound bringing it down on my house and totally destroying the roof even though the roof was repaired i have noticed it leaks in various places and hence the need to replace the the sheets, moreso now as it has been forecasted that el nino will be raining in kenya from october to december this year. I will use the money in purchasing iron sheets, roofing nails and wood, paying for labour, and opening drainages. I estimate this to cost about $ 590 in total. Assist me kindly so that i may not be caught in the rain.
Nov 7, 2015