Refinance my clothing & livestock businesses

John Kyeremanteng

Accra, Ghana

16% repaid



John Kyeremanteng

Member since

November 2018

On-time repayments

149 installments  •  58%

About Me

John Kyeremanteng is my name, I am 33 years of age and I hold Bachelor's of Business Administration major in Accounting am also a good entrepreneur and aim is to build my own business.
I am the fifth child of my parents I have completed senior high school but did not get the opportunity to enter into unversity in my country the above qaulification i hold is some distance program online through Great Wood Unversity USA because Accounting I was dreaming of when I was in secondary school.

Life in my childhood days was not that easy when i lost my father at the age of four as I mostly had to do buying and selling in order to cater for myself, until one woman came and took me to stayed with her. In fact I was lucky to stayed with this woman after the dead of my father life wasn't easy for my mother because we were seven children my parents has. quite remember how sometimes in village, I have to go the busy for hunting in order to get some money for school because i wanted to achieve my aim in other to help my younger siblings.
As at now aside to my Bachelors Degree I have also manage to get single subject diploma in the following subject Bookkeeping, AccountingII, Cost Accounting and Advanced Diploma in Accounting And Finance through Institute of Commercial Management (UK) have completed my national service in 2011. I lost my mother who grew me up after my national service now left with my real mother who is a cocoa farmer and she is in her old age and cannot do any better job to cater for her and other families. Everything lies on me now. I have to take care of the family from the little that I have.

I have been employed as a assistant surveyor in Qatar but my contract come to an end last three months now am back home at the moment looking for money to add to what i saved during my stayed in Qatar for the past two years to buy my own total machine since I have able to learned the surveyor work in addition to my profession. Now clothing business buy clothing and sell
My dream is to see poverty being reduced in my community and expanding my businesses will create the room for employing more hands which in turn will help reduce unemployment in the area.

With the support of Zidisha loans I have now grown interest in animals farming as their good loan terms will also help me get something to add to my animals farming business.
If I am able to raise a big amount I will invest some of that money in buying animals like cattles , goat sheep.
This are in high demand in my community and the country at large. if I am able to achieve it will help me to achieve my dreams.

Interestingly, until I discovered zidisha I have introduced five members now whom two are my invitee member but now I am not able to applied for loan again because my dashboad is not shown the loan proposal all by myself now so i support from zidisha community to achieve all my dreams.

My Business

Now am into clothing business after i came back from Qatar to Ghana when my contract came to end and my wife is also into consumables business and also about to add animale farm to it.
Some of the clothes include men's wear, women dress and kids wear.
The animals farming is going to be cattle's,goat and sheep.
I was not having any shop to stock my goods therefore I found it difficult to meet the high demands of customers but with the help of zidisha I have hope to expand business and also get shop so i can hire a helper. I would be glad to get this loan in order to help expand this business.

Loan Proposal

I will used these loan to refinance my businesses and like I said since I joined zidisha loan platform it has been helpful to me and my family as well as my business so these loan amount will support my business to refinance in order to increase my income

Income Source

Now am into clothing business after i came back from Qatar to Ghana when my contract came to end and my wife is also into consumables business and also add animale farm to it with of zidisha loan.
The animals farming is going to be sheep. I also have marchant business which also beings income





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

May 13, 2021

Repayment status


Projected term

7 months

Cost to entrepreneur

Service fee: $33.68

Credit risk payment: $135.09

Optional expediting fee: $67.48



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