Refurbish my taxi vehicles

Patrick Karanja

Nairobi Umoja Estate, Kenya

100% repaid

Entrepreneur

Name

Patrick Karanja

Member since

February 2014

On-time repayments

124 installments  •  66%

About Me

My name is Patrick Nduati Karanja.l am 40 years old and married with 2 kids.My son Adrian is turning 5 years next month and I have another son who's two weeks old. l live in umoja estate in Nairobi,kenya.l am a businessman and i hire tents and plastic chairs for events.l also have 2 cars that operate as taxis.l was raised by a single parent,my mum.l am the first born in the family of four and my two sisters live abroad,in Germany and Netherlands.l live with our last born sister as my mum is deceased.l have always been business minded since i was a little boy and i enjoy being independent.l pay my rent,pay bills and proide food and clothing for my family.l always thank God for what i have.

My Business

l have 4 tents and 350 plastic chairs which i hire out.l hire out the tents from $20 -$40 per tent per day and $1 per 10 chairs per day. This business is usually good between Friday and Sunday when most people are having events such as weddings and and other social gatherings. l get between $40-$50 per week.

I am also in transport business where I own two cars that I use as taxis to ferry people for short distances within the city of Nairobi. I make a total of about $60 per vehicle per week after all expenses are paid. I am glad I am doing relatively well in both business but challenges still abound especially in the transport business. From tire replacement, insurance cover and general maintenance - all these keep me on my toes all the time.

I am glad that since I joined Zidisha over a year ago, the loans I have been getting have eased these pressures significantly. Hopefully, with more credit, I will be able to secure financial freedom that I so much desire.

Loan Proposal

My business demands that my tools of trade (vehicles) be in tip-top condition for me to cope with fierce competition in this sector. The client who is the king always goes for a vehicle that looks clean and in good shape. For this reason, I am constantly trying to improve the outlook of my two vehicles so that I have an edge over my competition.

My two vehicles are now due for thorough service and a bit of customization. This however does not come cheap and the whole exercise will cost me about USD600 hence this loan application.


When this is accomplished, I will stay well ahead of the competition and money will continue to flow in hence pay you promptly as I have always done.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$625.78

Date disbursed

May 14, 2015

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $23.39

Lenders

T

Tmann

Los Angeles, United States

G

GalantnostS

Hong Kong, Hong Kong

C

Christian

Saarbruecken, Germany

AH

Aleksi H

Helsinki, Finland

investor

Candiac, Canada

N

nsamberger

London, United Kingdom

J

johan

Oslo, Norway

torelizer

Reggio Emilia, Italy

AdamP

Sunnyvale, United States

COOPITALIST

Toronto, Canada

DeanDropshot

Oslo, Norway

L

Lizzy88

Melbourne, Australia

S

stroll

Stockholm, Sweden

J

jgillard

Winchester, United Kingdom

Zidisha

Sterling, United States

A

ashtanga99

Newport, United States

BJ

Brandon Joz

North Carolina, United States

H

hwwijono

Jakarta, Indonesia

Jeff and Marcie

Portland, OR, United States

beverly

Vancouver, Canada

O

OneSummer

Muenster/Westphalia, Germany

F

fisaire

Ithaca, United States

G

grahamfamily

Guildford, United Kingdom

F

farwest

Alamo, United States

H

hanh352

Homosassa, United States

A

Alexandre

Sherbrooke, Canada

Myrar

Aarau, Switzerland

Andreas1974

Fristad, Sweden

P

penguin3694

Chicago, United States

J

jzidi

Los Angeles, United States

A

Austrian

Graz, Austria

Jouni

Finland

AdvancingCompassion

San Diego, United States

ads68

Melbourne, Australia

dhulsterwim

LIER, Belgium

swendl

Iowa, United States

trackpal

Brighton, United Kingdom

rfriedenberg

New Jersey, United States

E

erogers

Vancouver, Canada

Sunnyside

Stafford, United Kingdom

A

Andy

Berlin, United States

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

T

TurgayAlihos

SOUTHBANK, Australia

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

R

RCHeying

Marietta, United States

Matthieu

Switzerland, France

M

magnaculpa

Silver Spring, United States

D

DogFort1

Sydney, Australia

J

jumpfunky

Dortmund, Germany

HealthcareProvider

Baltimore, United States

E

E

Marin county, United States

O

ormung13

Christchurch, New Zealand

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

DaveyDave

Brisbane, Australia

D

Dianatalk

Netherlands

M

martyb

United States

Z

zvrk2014

Brookline, MA, United States

pvilliger

Zurich, Switzerland

A

axienjii

Amsterdam, United Kingdom

Matching Fund

Sterling, United States

J

Jonas

Linköping, Sweden

Romojo

Paraparaumu, New Zealand

J

JeffH

United States

Paul Buchheit

Mountain View, United States

N

Nijntje

Netherlands

D

duncanb

United Kingdom

P

plhughes

United States

M

merk85

United States

V

Vilius

United Kingdom

T

tiojoca

Portugal

S

salonasante

United States

M

MaggieYG

United States

K

Kber9156

North Parramatta, Australia

joshuacollinson

Vienna, Austria

Agerfar

Aarhus, Denmark

mepster

San Francisco, Ca, United States

R

raulf

Germany

A

AaltvM

Netherlands

H

hughpat

Rio Rancho, NM, United States

P

PeterDG

United Kingdom

L

luckiestmonkey

United States

B

blambert

United States

Leonardia

Waddinxveen, Netherlands

M

Microfinance

United States

I

idris

United States

B

Bennphoto

United Kingdom

C

cocolo

United States

N

Nicolaas

Doha, Qatar

M

M.Umar

Pakistan

A

adamdreaming

United States

Matthias Schulz

Berlin, Germany, Germany

K

Kelly729

United States

Jansa

Oulu, Finland

TF

Timothy Fitz

United States

KM

Kirsty M

United Kingdom

Becky Thompson

Leeds, United Kingdom

Peter R

Fulda, Germany

Gab

Singapore

Veeti

Helsinki, Finland

PV

Patrick van der Meer

MANTGUM, Netherlands

AA

Adam Atlas

Montreal, QC, Canada, Canada

Robert

Sweden

Cassian Opara

London / Dubai, United Arab Emirates

WH

Walter Hill

United States

Matt B

Stratford Upon Avon, United Kingdom

jtreyes

United States

JM

John Meserve

United States

Kate Courteau

United States

MA

Mary Art Hunt

United States

B

Beth

United States

JJ

Jacob Jones

United States

V

Vantine

United States

R

Ryan

United States

ME

Mike Engsberg

United States

T

Till

A small town in southwest of Germany., Germany

JT

JW Tabacchi

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

Crystal

Ohio, United States

KD

Kent Don

United States

EB

Erica Brescia

United States

C

cota

United States

JD

Jeff DePree

United States

WL

Wil Lazo

United States

M

Mahmood

South Africa

ME

Manaal Eisa

Washington DC, United States

SS

Sue Smith

United States

V

vincent

Switzerland

NW

Nelson Wong

United States

O

Olivia

United States

M

Mike

United States

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