327 installments • 19%
I am Zephania Osida.I live in Elburgon Nakuru county.I was born in the year 1990.I completed my form four three years ago.Due to lack of funds i did not manage to proceed with education,so i started a small business to be able to earn a living.I also play football in a local small club on weekends.Last year year we played played agaist Nakuru young stars to raise fund to go to ophan children at Imani children home.I love helping ophans because my life i grew up as an ophan.Despite all i thank God my business is small but it serves people i dint expect simply because i have been known as a good and honest man in the area.
I have been in the business for more than two years now.I mainly make "chips" from irish potatoe and sell to the local,small fish "omena",avocados,vegetables and tomatoes.I sell chips mostly at lunch time to the timsales workers where i earn alot as compared to other products which i sell only in the evening.If i am offered this loan i will use it to renovate my structure(kibanda) so that i may attract more and more customer to add revenue.This is where i get my daily bread and hope with good capital i will expand.
Hello lenders and Zidisha as a whole,i thank you for your last of which i have successfully repaid without problem.Now i come before again to lend me,and this is how am going to use the loan.
-$150 and going to use to renovate and expand my 'kibanda' shop.That's buying ten iron sheets,timber,nails and pay the work labour.This will have inpact on my business in that many customers will have enough space when they are eating chips.This will add my profit by atleast 20%.
-$200 i will used to stock 15 bags of irice potatoes.Because this my main raw material which i should have always have in store.Thank will be enough for me to make chips for one month.This will have big benefit because will buy in bulk hence given discount.With discount the profit will increase by atleast 30%
-$50 i will use to buy cooking oil,tomatoe and chilly source.Cooking oil is essential in making chips while tomatoe and chilly source are used in serving.
Last $50 i will use to bring 'omena' small fish from Kisumu then sell it here at a relatively higher price increasing profit by 15%.
Kindly lend me because by doing so you will add my frofit by 70% hence my living standard will be improved.Thank you
Aug 21, 2014