Renovate house

Charity

Ndola, Zambia

11% repaid

Entrepreneur

Name

Charity

Member since

June 2015

On-time repayments

76 installments  •  63%

About Me

Am Charity Kamfuti Mukenda a zambian lady aged 37 years, born on 29 march 1979 in ndola zambia. I did my primary school at kansenshi basic school from 1986 to 1992.I stayed two years before starting my grade eight due to financial challanges. In 1994 I started my junior level at chifubu secondary school and wrote my grade nine passed to go grade ten. From 1996 to 1998 did my senior level at masala secondary school and completed obtained my GCE.
After completing school I got married,
He passed away in 2008 I am a widow with three children; first born she's 18years completed her grade 12 last year, second born his s 14years doing grade nine and last born she's 10years doing grade seven.
In 2001 I did a marketing course with London Chamber of Commerce & Industry and obtained a group diploma which consists of marketing, selling,advertising and public relations.
After completing I worked for Colgate company as a market research personnel a contract of one year. In 2003 to 2005 worked for Zesco as a marketing officer under ddacc program also a contract ,in 2005 to 2008 worked for professional assurance company as a team leader under sales department.
Then I did my customer care course at Zambia Telecommunication college and attended a two weeks referrals course and obtained a certificate of attendance.
From 2008 to 2012 was out of employment was just doing my own small business, getting 50 kg bags of rice from Nakonde and repacking them in small packages, buying perfumes from Lusaka. Reselling them in Ndola also baking scones and cakes supplying schools.
From 2013 to date I am currently working for phoenix of zambia assurance as a marketing officer under Kitwe branch,I normally operate from Kalulushi,Chingola,Mufilira,kasumbalesa.the project am doing as at now is building a three bedroomed house in pamodzi a residence area which is almost done..

My Business

I started My business in 2008 when I was out of employment,and the kinds of Businesses that I ventured into really required time and hard work,

I Run a Food retail store just within the Copperbelt,Northern Zambia,
In My Outlet,I stock different varieties of Food stuffs Like; Rice, Beans and many other local produce, I also have some Ladies cosmetics on another store just within town where I stock,Perfumes,Hair Creams,shampoos, and Different ladies items...
These Businesses I have helped me and my family to survive and I want to expand my Business in Future,
The money for the Loan will be used to order stock for the Food outlet and later open another one with the town centre in Kitwe...

Loan Proposal

Am would to inform my lenders that this next that you shall find shall help to renovate the house so that I can increase the rentals and have more income to meet my family needs and also help orphans in my family and community where stay.

Show original English  

About Me

Am charity kamfuti mukenda a zambian lady aged 37yrs was born on 29 march 1979 in ndola zambia.I did my primary school at kansenshi basic school from 1986 to 1992.I stayed two years before starting my grade eight due to financial challanges.in 1994 I started my jnr level at chifubu secondary school and wrote my grade nine passed to go grade ten.from 1996 to 1998 did my snr level at masala secondary school and completed obtained my GCE.after completing school I got married,he passed away in 2008 am a widow with three children first born she's 18years completed her grade 12 last year,second born his s 14years doing grade nine and last born she s 10yrs doing grade seven..in 2001 did a marketing course with london chamber of commerce industry and obtained a group diploma which consists of marketing,selling,advertising and public relations.after completing I worked for colgate company as a market research personnel a contract of one year.in 2003 to 2005 worked for zesco as a marketing officer under ddacc program also a contract ,in 2005 to 2008 worked for proffessional assurance company as a team leader under sales department.then I did my customer care course at zambia telecommunication college and attended a two weeks referrals course and obtained a certificate of attendance.
From 2008 to 2012 was out of employment was just doing my own small business,getting 50 kg bags of rice from Nakonde and repacking them in small packages,buying perfumes from Lusaka. Reselling them in Ndola.,Also baking scones and cakes supplying schools.from 2013 to date am currently working for phoenix of zambia assurance as a marketing officer under Kitwe branch,I normally operate from Kalulushi,Chingola,Mufilira,kasumbalesa.the project am doing as at now is building a three bedroomed house in pamodzi a residence area which is almost done..

My Business

I started My business in 2008 when I was out of employment,and the kinds of Businesses that I ventured into really required time and hard work,
I Run a Food retail store just within the Copperbelt,Northern Zambia,
In My Outlet,I stock different varieties of Food stuffs Like; Rice,Beans and many other local produce,I also have some Ladies cosmetics on another store just within town where I stock,Perfumes,Hair Creams,shampoos, and Different ladies items...
These Businesses I have helped me and my family to survive and I want to expand my Business in Future,
The money for the Loan will be used to order stock for the Food outlet and later open another one with the town centre in Kitwe...

Loan Proposal

Am would to inform my lenders that this next that you shall find shall help to renovate the house so that I can increase the rentals and have more income to meet my family needs and also help orphans in my family and community where stay.

Feedback

1

None

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  • Will    Oct 12, 2017

    Charity was able to make the majority of her payments on time and she completed her loan nearly a month early. I would loan to her again.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$349.00

Date disbursed

Mar 16, 2018

Repayment status

Late

Projected term

2 months

Lenders

artnking

College Place, United States

Kjartan

Oslo, Norway

Ambrose

Calgary, Canada

ZlataRoy

Cheltenham, United Kingdom

Pere

Barcelona, Spain

BJ

Brandon Joz

North Carolina, United States

N

NancyG

Victoria, Canada

C

chrisherron

Chicago, United States

mauroandmichelle

Montreal, Canada

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

Ingela

Falun, Sweden

nmatpt

Lisboa, Portugal

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

D

drorm

United States

M

Mullagh

United Kingdom

bcortazar

Peckville, United States

joshuacollinson

Vienna, Austria

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

K

Keith

Luxembourg

Jamal Hamou

Cascadia, Canada

JL

Joao Leal

United Kingdom

Veeti

Helsinki, Finland

W

Wade

United States

JC

JD Conley

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

PR

Paul Rausch

United States

G

GS2

Germany

J

Jason

United States

Aran Dunlop

United States

Joe Lamantia

Reston, Virginia, United States

MG

Mike G

United States

WM

William Madden

Berlin, Germany

Surya Setiyaputra

Sydney, Australia

M

Maggie

Australia

P

Phips

Switzerland

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Ask Charity a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Charity    Oct 8, 2020

    Good morning
    The passed two years it's been rough I was financially handcapped but now am back on my foot. I will start to repay on 16 October 2020 amount of k375 then adjust to k250. Sorry for the inconveniences caused to your business.. blessed day

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  • Jesper    Jun 9, 2018

    I have spoken to Charity. She is having troubles with network however, she has promised to make a payment early this week. Thank you

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  • Jesper    May 9, 2018

    I managed to speak to Charity and she has promised to post a comment the lenders on her. She also promised to resume paying by Friday thin week.

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  • Charity    Mar 26, 2018

    Thank you so much to all my lenders I received the loan.

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  • Charity    Mar 16, 2018

    Have received k2890 thank you so much to all my lenders.

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  • Charity    Mar 16, 2018

    Thank you so to all my lenders for the quick response to my application..thank so much

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  • Charity    Mar 13, 2018

    Am happy to inform my lenders that the previous loan helped to restock my shops and enabled me to pay school fees for kids

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  • Charity    Feb 26, 2018

    Thank you to all my lenders I received the partly funded loan.

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  • Charity    Dec 30, 2017

    I would like to thank all my lenders and inform them that am progressing in my finances because of you.looking forward to continue receiving financial aid from you.wishing you all a prosperous new year.

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  • Charity    Dec 28, 2017

    I have finally paid the long overdue pending payment today. I apologize to all my lenders for late repayment due to unforeseen circumstance .l hope and pray this will never happen in the near future..wishing all my lenders a prosperous new year ..

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  • Charity    Aug 8, 2017

    Thank you so much to all my lenders for funding loan and trusting me again.this will really help me to work on the house

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  • Charity    Aug 1, 2017

    With the last loan managed to buy new roofing sheets.thankyou to all my lenders for your support.

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  • Charity    Jul 26, 2017

    Am doing well in my business my current instalment too small.

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  • Charity    Jun 6, 2017

    Good morning,
    I received the loan amount of k3230,thank you lenders once more for trusting me again. Blessed day

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  • Charity    May 28, 2017

    I have received my funded loan of K3,230 today,thankyou once more to all my lenders.I will now start to renovate my house..

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  • Charity    May 26, 2017

    A goodmorning to all my lenders,thankyou for funding my loan once again.This will help me to renovate my house and increase my standard of living with my children.Thankyou so much wishing my lenders a blessed weekend.

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  • Charity    May 23, 2017

    Am very greatful to all my lenders for the assistance I have received so far and it has really helped my business to grow as the loan I got managed to purchase a bigger fridge for my shop.

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  • Charity    Feb 7, 2017

    i received my loan k 3,230.00 and i have managed to buy the fridge i needed for my business.am thanking all my lenders for funding my loan once again.wishing you all a fruitful year in all your business endeavors.

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  • Charity    Feb 3, 2017

    I have finally received my fourth loan,I will now be able to buy the big fridge I needed for my business.once more thankyou so much to all my lenders may God prosper your businesses too..

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  • Charity    Feb 2, 2017

    Thank you so much for trusting me again with my fourth to buy a big fridge to store more food stuff.this will enable me to meet my customers needs.I want to thank all my lenders for funding my loan.

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