Joseph
Juja-kalimoni, Kenya
3% repaid
Name
Joseph
Member since
October 2013
On-time repayments
271 installments • 6%
I am graduate from Jomo Kenyatta University of Agriculture and Technology. I'm a self esteemed person always eager to achieve my dreams. I have scooped several awards in academic performance as well as community development and mentor-ship programs.
I am a business oriented person and have achieved several diversified businesses. Upon completion I opened a IT retail shop based on selling computers and accessories as well as hardware/software maintenance. I continued with the business while still at college and it generated a good amount of money which enabled me move into rice farming which is quite profitable.
Food production is most important and highly recommended in any region. I therefore decided to venture into rice farming which is a highly profitable activity. The rice farming is normally one season per year and doesn't involve so much. I have a good management system through corresponding. I have so far managed to farm 1 acre and upon harvesting, it took me to the other business of rice supplies. I took my harvest to rice millers and after processing it, I started looking for market where I sold and went back to Mwea, purchased another stock and continued with the business of selling rice to the local market near my area of residence and established a good stable business. I now have a small well stocked shop located at a good strategic place near the entrance of the market. Zidisha first loan boosted me in registering a brand name, and added more stock which resulted to a good increase in sales and even worn several tenders to supply the product to local supermarkets, hotels and to other retailers. Due to my adequate experience in the rice production and sales, I normally get the best quality constantly, retaining my customer and attracting even more.
Dear lenders,
First of all I thank you all for the previous support you have offered me. I am so much pleased and appreciate you all for your kindness. The previous loan enabled me in registering a brand name of my product leading to huge increase in sales.
I now wish to introduce new packaging materials so as to make the product look more attractive and sell better in the market. I will also use part of the funds to increase my stock and reach more supermarkets. I will now be in a position to apply for more tenders even outside my location since I will have a reasonable quantity of stock to fit their requirements.
I welcome you all in funding my project and wish you all the best.
Thank you.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$920.00
Date disbursed
Apr 8, 2014
Repayment status
Late
Projected term
60 months
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