Antony
Nairobi Umoja Estate, Kenya
15% repaid
Name
Antony
Member since
August 2014
On-time repayments
282 installments • 17%
My current resindence place is umoja (innercore) plot no:229.i am married to Francisca gakii and a father to brucecollins muthomi our first born son.on 1st dec 2014, we were blessed with twin baby boys name Ken and Khan. having been born from a tea catchment area,i have grown to see many young men do not think outside tea farming.i started my first business in 2005 were i operated a computer services shop at kionyo market for up to 2010 when i opted out of the said business after several players enter into the said field thus leading to unhealthy competition.i went back to farming were i managed to plant over 2000 trees of tomarlilo (tree tomato) fruits plant.this was a good venture but it went down after the spread of unknown disease which destroyed the crop thus great losses followed.with the help of my elder sister funding, i moved to nairobi umoja estate were i stated jack shop on April 2014 as a ordinary household shop wereby i stocked items like sugar, cooking fat, salt, milk e.t.c.after one month of operation, i discovered an opportunity in in electronic money transfer i.e m-pesa and airtel money,with the cash i had from the shop,i applied for both and i was offered the agency which am operating under the same shop.I have a dream of transforming this shop to be
A wholesale outlet and by almighty grace a supplier outlet to server umoja community.
i respect my business because since i started,it has enabled me to provide for my family and pay rent. i know if i can raise more capital to fund the stocking of the shop,i can get more income from it because i have not managed to stock most of goods which my customer need.i also have a problem with m-pesa and airtel money because some time i can't make big transactions becuase i am operating with limited float.if i get any funding, i will invest it into my business because i know it will pay back.my first loan from zindisha was small but it has enabled me to stock several snack which sales have worked wonderfuly in terms of returns. I am also in a prosses of buying an airtime vending machine which I hope will he operational by the end of this week mainly because of customers who need airtime of high denominations.
1. Buy timber for construction of more selves in my shop and pay carpenters labour charge at a cost of $198.This will enhance display of goods in my shop for my customers.
2. Pay welding labour charge at a cost of $22. Currently, I serve customers inside the shop almost 10flts. I have noted this is note good that its not wise for security reasons.That's why I will reduce this space to round 2flts from the door. This will also help to create more space inside the shop.
3. I will spend $88 to buy electrical accessories and pay an electrician to instal and connect fridges, lighting systems and shop branding light.
4. I will buy different additional detergents worthy approximately $ 330 for the shop. This will improve my sale because different people tends to use different types of soap and so on.
5.I have discovered a window on phone accessories in this area. And I will invest $275 to add these products to my shop.
6. I will invest $385 to m-pesa float. This will be a great boost to my float and I am sure to win more customer's to transact at my shop hence high commission's.
7. I will invest $187 into stocking different types of juices and other soft drinks. This will make the shop more competitive hence raise my profit.
8. I will spend $90 to buy a room warmer to be use to heat my house in Meru. This will be a great investment for my children's expecualy the younger one who are currently admitted in hospital. Remember Meru is located in the slops of Mt Kenya slop and the place Is very cold.
Total investment is $11575.
I will invest a further $295 to the shop. This is amount I remained with from my divides payment.
With this investment, I hope to see the shop grow within this year to a higher level.
Thanks in advance as I humbly request you to lend me.
May almighty bless you all.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,285.00
Date disbursed
Feb 23, 2015
Repayment status
Late
Projected term
81 months
Other loans
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Amount repaid
$265.44
Amount remaining
$1,447.94
Expected completion
Apr 26, 2020
Status
Repaying late
Installment amount
$65.90
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 8, 2015 | $24.03 | Mar 8, 2015 | $24.03 |
Mar 15, 2015 | $2.08 | Mar 8, 2015 | $2.08 |
Mar 22, 2015 | $8.89 | Mar 22, 2015 | $8.89 |
Mar 29, 2015 | $8.89 | Mar 22, 2015 | $2.22 |
Mar 29, 2015 | $6.67 | ||
Apr 5, 2015 | $8.89 | Mar 29, 2015 | $4.44 |
Apr 5, 2015 | $4.44 | ||
Apr 12, 2015 | $8.89 | Apr 5, 2015 | $6.67 |
Apr 13, 2015 | $2.22 | ||
Apr 19, 2015 | $8.89 | Apr 13, 2015 | $8.89 |
Apr 26, 2015 | $8.89 | Apr 19, 2015 | $8.89 |
May 3, 2015 | $8.89 | Apr 19, 2015 | $2.22 |
May 5, 2015 | $6.67 | ||
May 10, 2015 | $8.89 | May 5, 2015 | $4.39 |
May 10, 2015 | $4.50 | ||
May 17, 2015 | $8.89 | May 10, 2015 | $6.61 |
May 17, 2015 | $2.28 | ||
May 24, 2015 | $8.89 | May 17, 2015 | $8.89 |
May 31, 2015 | $8.89 | May 17, 2015 | $4.89 |
Jun 7, 2015 | $4.00 | ||
Jun 7, 2015 | $8.89 | Jun 7, 2015 | $8.89 |
Jun 14, 2015 | $2.67 | Jun 7, 2015 | $2.67 |
Jun 21, 2015 | $11.11 | Jun 22, 2015 | $11.11 |
Jun 28, 2015 | $11.11 | Jun 28, 2015 | $11.11 |
Jul 5, 2015 | $0.00 | ||
Jul 12, 2015 | $5.56 | Jul 12, 2015 | $5.56 |
Jul 19, 2015 | $5.56 | Jul 12, 2015 | $5.56 |
Jul 26, 2015 | $5.56 | Jul 26, 2015 | $5.56 |
Aug 2, 2015 | $5.56 | Jul 26, 2015 | $5.56 |
Aug 9, 2015 | $5.56 | Aug 9, 2015 | $5.56 |
Aug 16, 2015 | $5.56 | Aug 9, 2015 | $5.56 |
Aug 23, 2015 | $5.56 | Aug 30, 2015 | $5.56 |
Aug 30, 2015 | $5.56 | Aug 30, 2015 | $5.56 |
Sep 6, 2015 | $5.56 | Sep 16, 2015 | $5.56 |
Sep 13, 2015 | $5.56 | Sep 16, 2015 | $5.56 |
Sep 20, 2015 | $5.56 | Sep 21, 2015 | $5.56 |
Sep 27, 2015 | $5.56 | Sep 21, 2015 | $5.56 |
Oct 4, 2015 | $5.56 | Oct 4, 2015 | $5.56 |
Oct 11, 2015 | $5.56 | Oct 4, 2015 | $5.56 |
Oct 18, 2015 | $5.56 | Nov 11, 2015 | $5.56 |
Oct 25, 2015 | $5.56 | Nov 11, 2015 | $5.56 |
Nov 1, 2015 | $5.56 | Nov 11, 2015 | $5.56 |
Nov 8, 2015 | $5.56 | Nov 11, 2015 | $5.56 |
Nov 15, 2015 | $5.56 | Nov 22, 2019 | $5.56 |
Nov 22, 2015 | $0.00 | ||
Nov 29, 2015 | $0.00 | ||
Dec 6, 2015 | $0.00 | ||
Dec 13, 2015 | $0.00 | ||
Dec 20, 2015 | $0.00 | ||
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $0.00 | ||
Jan 10, 2016 | $0.00 | ||
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $0.00 | ||
Jan 31, 2016 | $0.00 | ||
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $0.00 | ||
Feb 21, 2016 | $0.00 | ||
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $0.00 | ||
Mar 13, 2016 | $0.00 | ||
Mar 20, 2016 | $0.00 | ||
Mar 27, 2016 | $0.00 | ||
Apr 3, 2016 | $0.00 | ||
Apr 10, 2016 | $0.00 | ||
Apr 17, 2016 | $0.00 | ||
Apr 24, 2016 | $0.00 | ||
May 1, 2016 | $0.00 | ||
May 8, 2016 | $0.00 | ||
May 15, 2016 | $0.00 | ||
May 22, 2016 | $0.00 | ||
May 29, 2016 | $0.00 | ||
Jun 5, 2016 | $0.00 | ||
Jun 12, 2016 | $0.00 | ||
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $0.00 | ||
Sep 11, 2016 | $0.00 | ||
Sep 18, 2016 | $0.00 | ||
Sep 25, 2016 | $0.00 | ||
Oct 2, 2016 | $0.00 | ||
Oct 9, 2016 | $0.00 | ||
Oct 16, 2016 | $0.00 | ||
Oct 23, 2016 | $0.00 | ||
Oct 30, 2016 | $0.00 | ||
Nov 6, 2016 | $0.00 | ||
Nov 13, 2016 | $0.00 | ||
Nov 20, 2016 | $0.00 | ||
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $0.00 | ||
Feb 5, 2017 | $0.00 | ||
Feb 12, 2017 | $0.00 | ||
Feb 19, 2017 | $0.00 | ||
Feb 26, 2017 | $0.00 | ||
Mar 5, 2017 | $0.00 | ||
Mar 12, 2017 | $0.00 | ||
Mar 19, 2017 | $0.00 | ||
Mar 26, 2017 | $0.00 | ||
Apr 2, 2017 | $0.00 | ||
Apr 9, 2017 | $0.00 | ||
Apr 16, 2017 | $0.00 | ||
Apr 23, 2017 | $0.00 | ||
Apr 30, 2017 | $0.00 | ||
May 7, 2017 | $0.00 | ||
May 14, 2017 | $0.00 | ||
May 21, 2017 | $0.00 | ||
May 28, 2017 | $0.00 | ||
Jun 4, 2017 | $0.00 | ||
Jun 11, 2017 | $0.00 | ||
Jun 18, 2017 | $0.00 | ||
Jun 25, 2017 | $0.00 | ||
Jul 2, 2017 | $0.00 | ||
Jul 9, 2017 | $0.00 | ||
Jul 16, 2017 | $0.00 | ||
Jul 23, 2017 | $0.00 | ||
Jul 30, 2017 | $0.00 | ||
Aug 6, 2017 | $0.00 | ||
Aug 13, 2017 | $0.00 | ||
Aug 20, 2017 | $0.00 | ||
Aug 27, 2017 | $0.00 | ||
Sep 3, 2017 | $0.00 | ||
Sep 10, 2017 | $0.00 | ||
Sep 17, 2017 | $0.00 | ||
Sep 24, 2017 | $0.00 | ||
Oct 1, 2017 | $0.00 | ||
Oct 8, 2017 | $0.00 | ||
Oct 15, 2017 | $0.00 | ||
Oct 22, 2017 | $0.00 | ||
Oct 29, 2017 | $0.00 | ||
Nov 5, 2017 | $0.00 | ||
Nov 12, 2017 | $0.00 | ||
Nov 19, 2017 | $0.00 | ||
Nov 26, 2017 | $0.00 | ||
Dec 3, 2017 | $0.00 | ||
Dec 10, 2017 | $0.00 | ||
Dec 17, 2017 | $0.00 | ||
Dec 24, 2017 | $0.00 | ||
Dec 31, 2017 | $0.00 | ||
Jan 7, 2018 | $0.00 | ||
Jan 14, 2018 | $0.00 | ||
Jan 21, 2018 | $0.00 | ||
Jan 28, 2018 | $0.00 | ||
Feb 4, 2018 | $0.00 | ||
Feb 11, 2018 | $0.00 | ||
Feb 18, 2018 | $0.00 | ||
Feb 25, 2018 | $0.00 | ||
Mar 4, 2018 | $0.00 | ||
Mar 11, 2018 | $0.00 | ||
Mar 18, 2018 | $0.00 | ||
Mar 25, 2018 | $0.00 | ||
Apr 1, 2018 | $0.00 | ||
Apr 8, 2018 | $0.00 | ||
Apr 15, 2018 | $0.00 | ||
Apr 22, 2018 | $0.00 | ||
Apr 29, 2018 | $0.00 | ||
May 6, 2018 | $0.00 | ||
May 13, 2018 | $0.00 | ||
May 20, 2018 | $0.00 | ||
May 27, 2018 | $0.00 | ||
Jun 3, 2018 | $0.00 | ||
Jun 10, 2018 | $0.00 | ||
Jun 17, 2018 | $0.00 | ||
Jun 24, 2018 | $0.00 | ||
Jul 1, 2018 | $0.00 | ||
Jul 8, 2018 | $0.00 | ||
Jul 15, 2018 | $0.00 | ||
Jul 22, 2018 | $0.00 | ||
Jul 29, 2018 | $0.00 | ||
Aug 5, 2018 | $0.00 | ||
Aug 12, 2018 | $0.00 | ||
Aug 19, 2018 | $0.00 | ||
Aug 26, 2018 | $0.00 | ||
Sep 2, 2018 | $0.00 | ||
Sep 9, 2018 | $0.00 | ||
Sep 16, 2018 | $0.00 | ||
Sep 23, 2018 | $0.00 | ||
Sep 30, 2018 | $0.00 | ||
Oct 7, 2018 | $0.00 | ||
Oct 14, 2018 | $0.00 | ||
Oct 21, 2018 | $0.00 | ||
Oct 28, 2018 | $0.00 | ||
Nov 4, 2018 | $0.00 | ||
Nov 11, 2018 | $0.00 | ||
Nov 18, 2018 | $0.00 | ||
Nov 25, 2018 | $0.00 | ||
Dec 2, 2018 | $0.00 | ||
Dec 9, 2018 | $0.00 | ||
Dec 16, 2018 | $0.00 | ||
Dec 23, 2018 | $0.00 | ||
Dec 30, 2018 | $0.00 | ||
Jan 6, 2019 | $0.00 | ||
Jan 13, 2019 | $0.00 | ||
Jan 20, 2019 | $0.00 | ||
Jan 27, 2019 | $0.00 | ||
Feb 3, 2019 | $0.00 | ||
Feb 10, 2019 | $0.00 | ||
Feb 17, 2019 | $0.00 | ||
Feb 24, 2019 | $0.00 | ||
Mar 3, 2019 | $0.00 | ||
Mar 10, 2019 | $0.00 | ||
Mar 17, 2019 | $0.00 | ||
Mar 24, 2019 | $0.00 | ||
Mar 31, 2019 | $0.00 | ||
Apr 7, 2019 | $0.00 | ||
Apr 14, 2019 | $0.00 | ||
Apr 21, 2019 | $0.00 | ||
Apr 28, 2019 | $0.00 | ||
May 5, 2019 | $0.00 | ||
May 12, 2019 | $0.00 | ||
May 19, 2019 | $0.00 | ||
May 26, 2019 | $0.00 | ||
Jun 2, 2019 | $0.00 | ||
Jun 9, 2019 | $0.00 | ||
Jun 16, 2019 | $0.00 | ||
Jun 23, 2019 | $0.00 | ||
Jun 30, 2019 | $0.00 | ||
Jul 7, 2019 | $0.00 | ||
Jul 14, 2019 | $0.00 | ||
Jul 21, 2019 | $0.00 | ||
Jul 28, 2019 | $0.00 | ||
Aug 4, 2019 | $0.00 | ||
Aug 11, 2019 | $0.00 | ||
Aug 18, 2019 | $0.00 | ||
Aug 25, 2019 | $0.00 | ||
Sep 1, 2019 | $0.00 | ||
Sep 8, 2019 | $0.00 | ||
Sep 15, 2019 | $0.00 | ||
Sep 22, 2019 | $0.00 | ||
Sep 29, 2019 | $0.00 | ||
Oct 6, 2019 | $0.00 | ||
Oct 13, 2019 | $0.00 | ||
Oct 20, 2019 | $0.00 | ||
Oct 27, 2019 | $0.00 | ||
Nov 3, 2019 | $0.00 | ||
Nov 10, 2019 | $0.00 | ||
Nov 17, 2019 | $0.00 | ||
Nov 24, 2019 | $2.22 | Nov 26, 2019 | $2.22 |
Dec 1, 2019 | $65.90 | ||
Dec 8, 2019 | $65.90 | ||
Dec 15, 2019 | $65.90 | ||
Dec 22, 2019 | $65.90 | ||
Dec 29, 2019 | $65.90 | ||
Jan 5, 2020 | $65.90 | ||
Jan 12, 2020 | $65.90 | ||
Jan 19, 2020 | $65.90 | ||
Jan 26, 2020 | $65.90 | ||
Feb 2, 2020 | $65.90 | ||
Feb 9, 2020 | $65.90 | ||
Feb 16, 2020 | $65.90 | ||
Feb 23, 2020 | $65.90 | ||
Mar 1, 2020 | $65.90 | ||
Mar 8, 2020 | $65.90 | ||
Mar 15, 2020 | $65.90 | ||
Mar 22, 2020 | $65.90 | ||
Mar 29, 2020 | $65.90 | ||
Apr 5, 2020 | $65.90 | ||
Apr 12, 2020 | $65.90 | ||
Apr 19, 2020 | $65.90 | ||
Apr 26, 2020 | $64.04 |
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