Renovating my house which has been taking years to complete

Charity

Ndola, Zambia

100% repaid

Entrepreneur

Name

Charity

Member since

June 2015

On-time repayments

76 installments  •  63%

About Me

Am Charity Kamfuti Mukenda a zambian lady aged 37 years, born on 29 march 1979 in ndola zambia. I did my primary school at kansenshi basic school from 1986 to 1992.I stayed two years before starting my grade eight due to financial challanges. In 1994 I started my junior level at chifubu secondary school and wrote my grade nine passed to go grade ten. From 1996 to 1998 did my senior level at masala secondary school and completed obtained my GCE.
After completing school I got married,
He passed away in 2008 I am a widow with three children; first born she's 18years completed her grade 12 last year, second born his s 14years doing grade nine and last born she's 10years doing grade seven.
In 2001 I did a marketing course with London Chamber of Commerce & Industry and obtained a group diploma which consists of marketing, selling,advertising and public relations.
After completing I worked for Colgate company as a market research personnel a contract of one year. In 2003 to 2005 worked for Zesco as a marketing officer under ddacc program also a contract ,in 2005 to 2008 worked for professional assurance company as a team leader under sales department.
Then I did my customer care course at Zambia Telecommunication college and attended a two weeks referrals course and obtained a certificate of attendance.
From 2008 to 2012 was out of employment was just doing my own small business, getting 50 kg bags of rice from Nakonde and repacking them in small packages, buying perfumes from Lusaka. Reselling them in Ndola also baking scones and cakes supplying schools.
From 2013 to date I am currently working for phoenix of zambia assurance as a marketing officer under Kitwe branch,I normally operate from Kalulushi,Chingola,Mufilira,kasumbalesa.the project am doing as at now is building a three bedroomed house in pamodzi a residence area which is almost done..

My Business

I started My business in 2008 when I was out of employment,and the kinds of Businesses that I ventured into really required time and hard work,

I Run a Food retail store just within the Copperbelt,Northern Zambia,
In My Outlet,I stock different varieties of Food stuffs Like; Rice, Beans and many other local produce, I also have some Ladies cosmetics on another store just within town where I stock,Perfumes,Hair Creams,shampoos, and Different ladies items...
These Businesses I have helped me and my family to survive and I want to expand my Business in Future,
The money for the Loan will be used to order stock for the Food outlet and later open another one with the town centre in Kitwe...

Loan Proposal

I charity mukenda am applying for my fifth loan with this organistion so that I can renovate my house.as I ealier explained in my introduction story I have a house I have been building after my husband past on its been a challenge to finish the house and time has passed some parts of the building needs renovation Once my lenders fund this loan I will immediately start to renovat my house which I have been building for the past few years,so that I can increase the rentals.

Show original English  

About Me

Am charity kamfuti mukenda a zambian lady aged 37yrs was born on 29 march 1979 in ndola zambia.I did my primary school at kansenshi basic school from 1986 to 1992.I stayed two years before starting my grade eight due to financial challanges.in 1994 I started my jnr level at chifubu secondary school and wrote my grade nine passed to go grade ten.from 1996 to 1998 did my snr level at masala secondary school and completed obtained my GCE.after completing school I got married,he passed away in 2008 am a widow with three children first born she's 18years completed her grade 12 last year,second born his s 14years doing grade nine and last born she s 10yrs doing grade seven..in 2001 did a marketing course with london chamber of commerce industry and obtained a group diploma which consists of marketing,selling,advertising and public relations.after completing I worked for colgate company as a market research personnel a contract of one year.in 2003 to 2005 worked for zesco as a marketing officer under ddacc program also a contract ,in 2005 to 2008 worked for proffessional assurance company as a team leader under sales department.then I did my customer care course at zambia telecommunication college and attended a two weeks referrals course and obtained a certificate of attendance.
From 2008 to 2012 was out of employment was just doing my own small business,getting 50 kg bags of rice from Nakonde and repacking them in small packages,buying perfumes from Lusaka. Reselling them in Ndola.,Also baking scones and cakes supplying schools.from 2013 to date am currently working for phoenix of zambia assurance as a marketing officer under Kitwe branch,I normally operate from Kalulushi,Chingola,Mufilira,kasumbalesa.the project am doing as at now is building a three bedroomed house in pamodzi a residence area which is almost done..

My Business

I started My business in 2008 when I was out of employment,and the kinds of Businesses that I ventured into really required time and hard work,
I Run a Food retail store just within the Copperbelt,Northern Zambia,
In My Outlet,I stock different varieties of Food stuffs Like; Rice,Beans and many other local produce,I also have some Ladies cosmetics on another store just within town where I stock,Perfumes,Hair Creams,shampoos, and Different ladies items...
These Businesses I have helped me and my family to survive and I want to expand my Business in Future,
The money for the Loan will be used to order stock for the Food outlet and later open another one with the town centre in Kitwe...

Loan Proposal

I charity mukenda am applying for my fifth loan with this organistion so that I can renovate my house.as I ealier explained in my introduction story I have a house I have been building after my husband past on its been a challenge to finish the house and time has passed some parts of the building needs renovation Once my lenders fund this loan I will immediately start to renovat my house which I have been building for the past few years,so that I can increase the rentals.

Feedback

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  • Will    Oct 12, 2017

    Charity was able to make the majority of her payments on time and she completed her loan nearly a month early. I would loan to her again.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$365.00

Date disbursed

May 28, 2017

Repayment status

On Time

Projected term

2 months

Lenders

N

nani

austin, United States

investor

Candiac, Canada

BelleStarr

Albuquerque, United States

jesuisneil

MATTESON, United States

DeanDropshot

Oslo, Norway

AndreaBravi

London, UK, Canada

Kjartan

Oslo, Norway

Y

Yoggs

Columbus, United States

A

anonymus

Moon, United States

Pere

Barcelona, Spain

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

JimVandegriff

Trinidad, California, United States

Tavin

Ottawa, Canada

beverly

Vancouver, Canada

HE

help each other

Glasgow, United Kingdom

indeh

London, United Kingdom

Cloudways

Malta, Malta

pentatonicscale

Niiza-shi, Japan

S

Scodeb123

Huntsville, United States

E

Edijac

Strombeek-Bever, Belgium

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

mojobob

Hayward, United States

H

Habroukema

Austin, United States

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

G

Gdrvasc

Frederick, United States

Evan Lamos

Brussels, Belgium

A

akshu71

Ottawa, Canada

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

M

Malibu

Westwood, United States

O

osubucks45

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

TyWee

Manila, Philippines

X

Xankari

Netherlands

Loungin

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

Robert

Sweden

SMOICE

Berlin, Germany

MW

Matt Willis

United States

PG

Paul Graham

United States

J

James

United States

J

jennie

Guatemala

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

Jan V

Port Dalhousie, Canada

CN

Craig Newmark

United States

Ask Charity a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$365.20

Amount remaining

$0.00

Date repaid

Aug 1, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jun 9, 2017 $32.22 Jun 13, 2017 $32.22
Jun 16, 2017 $32.22 Jun 20, 2017 $32.22
Jun 23, 2017 $32.22 Jun 20, 2017 $32.22
Jun 30, 2017 $32.22 Jul 1, 2017 $32.22
Jul 7, 2017 $32.22 Jul 14, 2017 $32.22
Jul 14, 2017 $32.22 Jul 20, 2017 $32.22
Jul 21, 2017 $32.22 Jul 21, 2017 $32.22
Jul 28, 2017 $32.22 Jul 24, 2017 $32.22
Aug 4, 2017 $32.22 Jul 25, 2017 $32.22
Aug 11, 2017 $42.96 Jul 26, 2017 $32.22
Aug 1, 2017 $10.74
Aug 18, 2017 $32.22 Aug 1, 2017 $32.22

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