Renovation of my greenhouse

Njuguna Waithaka

Muriricua Village, Kenya

100% repaid

Entrepreneur

Name

Njuguna Waithaka

Location

On-time repayments

153 weekly installments  •  100%

About Me

I live in Kiptangwany, Elementaita sub-location, Miti mingi location, Elementaita division of Gilgil district in Nakuru county. My family and I shifted to this area from Kiambu in 1990. We have five children aged between 31 and 39 years. We have all gone beyond high school and we are computer literate. I took up farming as an income generating activity. We grow crops and rear livestock. The income realized caters for domestic expenditure and school fees. The income mainly comes from surplus crop produce and surplus milk.The area is semi arid and rainfall reliability is low. Hence,food production is marginal. The only viable farming is livestock breeding and rearing. Greenhouse farming is now the in thing, though it requires a substantial amount as initial capital. I usually sell my livestock to other farmers and local butchers.I invest any surplus cash in stocks for a rainy day after ploughing back some money in the farm and livestock. I belong to a dairy farmers group where we meet and educate one another on livestock management. We normally invite guest speakers to talk to us on technical issues

My Business

I buy young cattle and rear them until they are old enough to be sold to butchers and other farmers. There is demand for meat and butchers are always looking for animals to slaughter. My animals are well fattened before they are sold and butchers are always ready to settle for a price favorable to each of us.The heifers I put up for sale are attractive and appealing to farmers.
I want to diversify to commercial milk production and therefore I intend to buy good milk producing breeds.In this are, unlike in the past, milk has a ready market. Brookside dairies are collecting milk from our area. Before this a lot of milk was going to waste due to lack of market. I am sure I can sell all the milk produced.
I intend to put up a zero-grazing unit so as to manage the animals properly. I also intend to build a bio-gas digester to produce fuel for the family and cut down on costs. I will then re-invest the money I get to expand on livestock rearing and breeding. This will necessitate employment of more farm hands. I also intend to grow grass four hay to feed my animals and sell the surplus to other farmers.

Loan Proposal

I intend to use the loan to replace the roof of my greenhouse(ksh. 30000), erect strong crop support in the greenhouse(ksh.40000) and to buy strawberry seedlings(ksh.30000). I am very grateful to lenders who funded my previous two loans and am appealing to them to join hands with other new lenders to make my dream come true.
I have always paid my loans promptly and I promiss to do the same thos time round.

Feedback

5

None

None

  • Sandi    Mar 21, 2015

    Repaid in full with reliable payments. Thank you.

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  • Sirko    Jan 19, 2015

    Thank you for your reliable repayments!

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  • CheapThrills    Apr 7, 2014

    Best of luck to you!!

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  • SHRFamily    Jan 11, 2014

    Repaid in regular instalments and then repaid three months early. I would happily lend again.

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  • eagle3    Jan 10, 2014

    Thanks for the prompt repayment of your loan. I'm glad to see you are accomplishing what you set out to do. The interest you paid on your loan will go to help others help themselves as well.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$943.87

Date disbursed

Feb 1, 2018

Repayment status

On Time

Projected term

11 months

Cost to entrepreneur

Service fee: 5% of $943.87 = $42.43

Lenders

T

Tmann

Los Angeles, United States

B

bgalon

London, United Kingdom

H

Hilke

Bremen, Germany

D

Delph007

Den Haag, Netherlands

Elinor

Maple Lake, MN, United States

jesuisneil

MATTESON, United States

M

Meckel

Boulder, United States

cyrus0302

San Francisco, United States

macmartin

Berlin, Germany, Germany

W

Withnail

Reading, United Kingdom

Kjartan

Oslo, Norway

T

Tallago3

Munich, Germany

A

ashtanga99

Newport, United States

tmisch

San Jose, California, United States

Y

Yasha

Beer Sheva, Israel

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

G D Export

Kolkata, India

C

chrisherron

Chicago, United States

G

grahamfamily

Guildford, United Kingdom

dajawein

Gladstone, Australia

V

vaglio

Vaglio, Switzerland

Mannysgirl

Surrey, Canada

R

RichardH

Manchester, United Kingdom

K

KDeath

Dublin, Ireland

W

wordelsue

MIDWEST, United States

Cloudways

Malta, Malta

P

PhilACK

Brampton, Canada

D

davide

Vallentuna, Sweden

L

loistf

Madrid, Spain

MichelD

Bangkok, Thailand

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

M

michaelangers

Toronto, Canada

Christopher

Copenhagen, Denmark

dhulsterwim

LIER, Belgium

Ingela

Falun, Sweden

HMS_5th_Grade

Honolulu, United States

G

gamblyjoe

Spain, Spain

nakamura

United States

A

alkemyst

Geneve, Switzerland

fairspirit

Utrecht, Netherlands

J

javifdezsainz

Madrid, Spain

nmatpt

Lisboa, Portugal

M

maxep06

Fairfax, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

D

Don100

Wilton, United States

Anto82

Eraclea, Italy

W

wally

Torino, Italy

paulclinton

malaga, Spain

O

ocnis

Seattle, United States

H

HobbyCollector

Beach City, United States

N

NickLuder

London, United Kingdom

JOKer

Weisendorf, Germany

Matthieu

Switzerland, France

Sirko

Brandenburg An Der Havel, Germany

B

Badass78camaro

Mohnton, Pa, United States

NedRyerson

Munroe Falls, United States

M

Michiel

Zoetermeer, Netherlands

M

Margi

Littleton, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

mole333

Brooklyn, United States

sderickson

Berkeley, CA, United States

H

HoseB

San Francisco, United States

G

guiambros

United States

C

chrishol

United States

T

tlbtlbtlb

United States

A

adiipienaar

South Africa

S

spivurno

United States

C

CNazira

Melbourne, Australia

N

NOWfund

Tokyo, Japan

bb4dogs

United States

joshuacollinson

Vienna, Austria

B

bigMo

United States

A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

E

ewaters1

Australia

B

bscent

Hong Kong

W

wesbh89

United States

J

JonAlec

United States

TyrynyRed

United States

Grant Xavier Storer

Seattle, Wa, United States

H

Heath

United States

N

Nicolaas

Doha, Qatar

H

hayek

Stuttgart, Germany

C

Crainster

Chapel Hill, United States

K

Kristiina

All Countries

KM

Kirsty M

United Kingdom

Michelle

Sydney, Australia

Helmut Bachmayr

Munich, Germany

A

Andreas

Munich, Germany

W

Wade

United States

JA

Jared Anthony

CT, United States

JC

JD Conley

United States

S

Selloman

Hamburg, Germany

ME

Manaal Eisa

Washington DC, United States

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

G

GS2

Germany

Brad Schilling

Bunbury, Australia

Cyrus Santiago

Calapan City, Philippines

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

Eszti

Budapest, Hungary

P

Peter

Bratislava, Slovakia

CR

Christine Randall

Brisbane, Australia

JM

Jo McDonnell

United Kingdom

Shawn Stice

Kansas City, Missouri, Central Region, United States

NR

Nina Roth

United Kingdom

AO

Ahana Ogle

United Kingdom

SH

Steven Huntington

London, United Kingdom

T

tonym

Australia

RC

Rudi Chen

United States

MS

Marcus Siegel

San Francisco, United States

K

Kraig

United Kingdom

J

Jo

United States

RT

Rob Torti

United States

United States

AL

Aaron Larkin

Minneapolis, Minnesota, United States

Bill Ballew

Kansas City, Missouri, United States

JA

Jan Andresen

Hamburg, Germany

ZA

Ziyad Alsufyani

Jeddah, Saudi Arabia

Sinan Taifour

Munich, Germany, Germany

MP

Matt Patton

United States

L

Lucy

Australia

Benjamin Kniaz

Boston, United States

ES

Evan Simons

United States

Cora and Andi

Frankfurt, Germany

Donald

United States

VC

Victor Chong

United States

Simon

Perth, Australia

AD

Amy Dinh

United States

HCPSPIRIT

Helsinki, Finland

AV

Andrew van der Watt

Johannesburg, South Africa, United States

The X2AI Team

San Francisco, United States

Betsy

United States

The Weltys

Averill Park, NY, United States

D

David

United States

MM

Mike McGary

United States

Mike

Indianapolis, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

S

Sandi

Ocean Shores, Australia

BS

Brooke Schreier Ganz

Mill Valley, California, United States

A

Anne

United Kingdom

BL

Bill Lowery

United States

B

bburritt

San Diego, California, United States

Darren Jeppson

Denver, Colorado, United States

M

Mark

United States

DH

Don Hammond

United States

H

Haley

United States

JN

Julie Noel

United States

N

Nicholas

Australia

SB

Sanda Balaban

United States

JF

Jon Freach

United States

Daniel Toke Hansen

Copenhagen, Denmark

Adam Öhman

Norrköping, Sweden

D

Daniel

Hong Kong

Y

Yvonne

United Kingdom

sbdoc

Reno, United States

MW

Matt Wade

Switzerland

SC

Shane Coughlan

Takamatsu, Japan, Japan

Metalfreund

Berlin, Germany

EE

Erin E Zamzow

United States

James Douglass

Sydney, Australia

CJ

Clarissa joshua

United Kingdom

FP

Fred Pratt

United States

JM

Joseph Moore

United States

Severin Zörgiebel

Frankfurt, Germany

R

Richard

United Kingdom

T

Tineke

New Zealand

DY

David Yang

Vancouver, Canada

A

Andy

United States

Rob Williams

Halifax, Canada

Jim Murray

United States

JK

Janardan Kelkar

Atlanta, United States

PP

Peter Prïx

United States

R

Renee

United States

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

F

Fox

United States

VD

Van Duong

United States

Laura Loos

Hilversum, Netherlands

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