Emmah
Nairobi, Kenya
100% repaid
Name
Emmah
Member since
May 2014
On-time repayments
185 installments • 72%
I am a married Kenyan with two children.My home county is Siaya,Siaya District,North Gem division,Maliera sub location, Am a teacher by profession. I started my primary education at Usingo primary school and did my KCPE in 1987 and attained 425 marks out of 700 marks i then joined Nyanganga secondary school and did my KCSE in the year 1992 and attained grade C+ (plus).I later ECDE college in the 2006 - 2007 and attained Certificate in ECDE. In 2009 - 2010 I did Diploma in ECDE from a government college. My hobby is interacting with needy children in the community to be able to assist them where i can
I currently run a small community school with a population of 300 pupils.I will use the loan to construct two more toilets. I will pay back the loan with school fees collected from the parents.Members of the community prefer our school because of the basic quality education that we offer to the children compared to our competitors.I chose this kind of business to enable me earn income and most importantly improve the life of future generation by providing quality and accessible education to members of the community. My business is profitable since we offer services in exchange for money.My business faces the risk of some parents failure to pay school fees due to financial challenges that they encounter. My typical monthly income is currently USD 1700 and my monthly expenses is USD 1000. My current monthly net profit also is 700 USD. I always use my profit to buy more learning materials at school and to pay my bills at home which include educating my two children who are currently in university.
When I get this loan, I will use it to renovate two toilets in the new school site which doesn't have any usable toilet. This has been unhealthy and unhygienic since children do strain alot as their basic need for elimination seems to be neglected. I would use the money to purchase the following: cement US $ 110 . sand 53 US $, gravel 51 US $, toilet bowl 37 US $ . Paints 48 US $, labour 50 US $. total 349 US $.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$398.00
Date disbursed
Jul 2, 2015
Repayment status
On Time
Projected term
7 months
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