Renovations for my new mega salon premise

Janet Malinda

Tasia, Kenya

100% repaid

Entrepreneur

Name

Janet Malinda

Member since

January 2015

On-time repayments

231 installments  •  30%

About Me

I was born in the Kiungwani Ukambani area of Makueni County 22 years ago, where I also grew up. I am married with one daughter.

I started my studies for primary school at a local school called Kiungwani Primary School. While in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the government of the day back then. This really brought a lot of miseries, as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263 marks.

I joined a nearby Kiungwani High school where I completed my form four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.

My Business

I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I do salon work, sell beauty cosmetics, and perform hair dressing in my area of residence. I started this kind of business because my husband promised to help me with some small capital to start with, and hence I developed a passion for it.

I currently get at least 7 customers a day for hairdressing and earn 400 Kes ($4 USD) per client multiplied by seven, which is not bad to save and buy other materials. I also sell cosmetics, which brings in some cash. The total daily earnings from this business is around 7,000 Kes ($71 USD), so it's a worthy business.

Loan Proposal

Dear lenders,
I must first of all thank you for the previous loans that have enabled me to be who I am today.
My salon is doing well, and am also doing well and about to finish my advanced course in Beauty Therapy.
Basically all this money that am set to fund raise from you will help me to pay for three months rent, do renovations, and add some new products for my new salon that am set to launch in September. Here are the estimates:
Three month Rent...........5000x 3= 15, 000Kes
Renovation and partitioning..........15, 000Kes
Electricity and other electronics......8, 000Kes
Total...................................................................38, 000Kes
Dear Lenders, kindly support me and I wont let you down in my repayments.

Show original English  

About Me

I was born in Kiungwani Ukambani area of Makueni County 22 years ago, where I grew up. Am married with one daughter.I started my studies for primary school at a local school called Kiungwani Primary school in ukambani. while in class four at the same school, my father retired at an early age due the retrenchment programme that was being carried out by the Government of the day by then. This really brought a lot of miseries as I had to transfer to another school where I could get low fees. Remember, by then there was nothing like free primary Education like now. But I thank God I managed to complete my Kenya Certificate of Primary Education and garnered 263Marks.I joined a nearby Kiungwani High school where I completed my form Four level and attained a Kenya Certificate of Secondary Education with a C Plain. Due to lack of money as I mentioned above, I could not manage to go to college but resolved to become an entrepreneur.

My Business

I trained in beauty therapy and therefore started a business that deals with beauty and cosmetics. I don saloon work, sell beauty cosmetics and hair dressing in my area of residence. I started this kind of business because my husband promised to help me with small capital to start with and hence developed a passion for it.I currently get at least 7 customers a day for hair dressing and earn 400Kes per client multiplied by seven which is not bad to save and buy other materials. I also sell cosmetics which brings in some cash. total daily earnings from this business is around 7000Kes. so its a worthy business.

Loan Proposal

Dear lenders,
I must first of all thank you for the previous loans that have enabled me to be who I am today.
My salon is doing well, and am also doing well and about to finish my advanced course in Beauty Therapy.
Basically all this money that am set to fund raise from you will help me to pay for three months rent, do renovations, and add some new products for my new salon that am set to launch in September. Here are the estimates:
Three month Rent...........5000x 3= 15, 000Kes
Renovation and partitioning..........15, 000Kes
Electricity and other electronics......8, 000Kes
Total...................................................................38, 000Kes
Dear Lenders, kindly support me and I wont let you down in my repayments.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$385.14

Date disbursed

Aug 19, 2015

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $15.99

Lenders

C

Christian

Saarbruecken, Germany

Elinor

Maple Lake, MN, United States

COOPITALIST

Toronto, Canada

E

Emerald

Pompano Beach, United States

LadyofHats

Hamburg, Germany

Zidisha

Sterling, United States

andreas

St. Georgen / Gusen, Austria

B

blahblah

Nuernberg, Germany

H

hanh352

Homosassa, United States

S

SlyDoh

Tomball, Tx, United States

Myrar

Aarau, Switzerland

S

SvenWaage

Stavanger, Norway

Namaste250

Pittsford, United States

C

ckd25n

san francisco, United States

M

mhalme

Uusimaa, Finland

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

B

BlackWolf

Lappeenranta, Finland

A

Andrii

Kiev, Ukraine

Hedwich

Gorssel, Netherlands

D

Dutch_lender

Leiderdorp, Netherlands

J

jumpfunky

Dortmund, Germany

P

Purplejeep

Moravia, United States

M

Mystery15

Winnipeg, Canada

T

thebonseung

Republic of Korea

M

martyb

United States

A

axienjii

Amsterdam, United Kingdom

M

misaheat

United States

Justin

Connecticut, United States

Paul Buchheit

Mountain View, United States

P

plhughes

United States

N

NOWfund

Tokyo, Japan

M

Microfinance

United States

S

sarahb

United States

E

Erika

Buffalo, United States

B

Bennphoto

United Kingdom

Jessosix

Perth, Australia

Matthias Schulz

Berlin, Germany, Germany

Kyle Hoback

Jersey City, NJ, United States

R

ross22

United States

K

Kelly729

United States

LL

Bulgaria

SK

Sebastian Krohn

Amsterdam, Netherlands

A

Aaron

United States

Peter R

Fulda, Germany

D

Daniel

Stuttgart, Germany

M

Malte

Munich, Germany

Villa Maria Outliers

Montreal, Canada

M

monty

Australia

Torsten Schreiber

Frankfurt, Germany

AA

Adam Atlas

Montreal, QC, Canada, Canada

WH

Walter Hill

United States

T

Tarik

Ludwigshafen, Germany

PR

peter reibold

United States

Kate Courteau

United States

L

linda

United States

Max Lettenberger

Madison, WI, United States

KP

Kelly Partyke

United States

Jani

Finland

JT

JW Tabacchi

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

KD

Kent Don

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

TP

Ted Power

United States

Jennifer Weber

Canandaigua, Ny, United States

A

Anthony

United States

J

Joris

Lithuania

Mouhamed

United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

A

albert

United States

YM

Yelka Mikolji

United States

N

Nikhil

United States

Marcus M

San Antonio, Texas, United States

Cristina Huesch

Canberra, Australia, Australia

RM

Robert Mulley

United States

AH

Adam Hill

United States

BB

Ben Bellows

United States

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