396 installments • 87%
My names are Charles Wairagu and 26 year old and married with with two children. I started my primary school in the year 1993 and finished in the year 2001 where I got a certificate of primary education with a grade of C+ Then continued for my secondary school in a school called Thanchathi Secondary school where I did my O level and passed with a grade of C, After school I did not go to college because my parent could not afford the school fees and were taking care of my other brothers and sisters
After taking my O level examination I did not join any college due to lack of School fee. I decided to start my own business after working as casual laborer to raise enough capital to start a business of selling green grocer.. I started this business and operated for a period of one year, before starting another business of selling smokies, boiled eggs, Samose a long Mwiki Road opposite Njeri house. This business is doing well and through this am able to feed my family and pay for all of their basic goods and services. In a day I make a profit of Ksh 100 that is about ksh 30,000 a month the money I use to pay for my family needs and pay for house rent and save about 10 percent in my and account..
I wish to apply for a loan to expand my business by lending more and permanent business premisses which will cost Ksh 30,000 to pay for six month rent. the rest of the money I will use to buy furniture and fittings for my shop which will cost about Ksh 30,000 and the balance of Ksh 24,000 I will buy sausages and eggs on wholesale to stock my shop. This will help me to move from road side hawking to more permanent place and the authorities will stop harassing me because now my business will be in a secure place . Kindly help me achieve this goal.
Apr 28, 2015