Repair and maintenance

About Me

Am born in as family of three. Being the 1st i have had to make sacrifices for in order for my other siblings to have a chance to study since my parents do casual job which are not soo reliable.
After my O-levels i worked in a clothing store, there after in a phone & accessories shop where i used to sell phones and operate m-pesa.
After there i was employed as a cyber attendant, where i gained passion in cyber business. I started small in the cyber business and has grown gradually in the business.

My Business

My business involves printing, type setting, writing people’s projects and solving other business printing issues, photocopying, laminating and scanning of documents. I also help people in making online job applications and accessing various government services like applying KRA PIN, driving license, good conduct, passport and visa, vehicle search and registration among many others.
Even though the use of smart phones is on the rise cyber services are still on high demand because not all people are able to maneuver the internet and get services they need. In the cyber i am able to give personalized services and followups on clients works.
My costs in the business are internet connection, offices space, electricity, printing materials and various stationary.
I normally use my profits to cater for my family basic needs as well as salary for one assistant that i have employed. It's also through this this business that i've been able to pay part of my school fees for my diploma that i finished recently and i will be graduating by the end of the year.

Loan Proposal

I intend to utilized this loan by repairing some of my computers were recently damaged by power interruption, add stock of printing materials, carry out some maintenance work on all computer and old work stations.
My budget is $320 plus $208 being my top up contribution to the MLF, total loan request is $528. The details for the $320 is detailed as follows;
1. Repairing 5 damaged monitors at a cost of $ 20 each total cost $100.
2. Buy a power surge protector at a cost of $40.
3. Upgrade the speed of five computers by increasing their RAM size at a cost of
$12 each total cost $60 .
4. Repair to old workstations $70.
5. Additional stock of printing materials $50.
These repair and maintenance works will increase my profit margins because the ideal computers will now start being utilized as well as the old work stations will look more presentable to the customers. In addition, by adding the RAM size of the computers, customers will also stop complaining that the computers are hanging .