Repair roasting machine and legal permits for peanut butter production

Grace

Nairobi, Kenya

6% repaid

Entrepreneur

Name

Grace

Member since

January 2015

On-time repayments

189 installments  •  15%

About Me

My name is Grace Dawo from Nyanza province. I was born in a small town called Thika in Kiambu county. I come from a very humble family and am the second born in a family of eight, five girls and three boys. I started my primary education in Muslim primary school and later joined a girls school in Murang'a County. After my O levels i was not able to join university because my other siblings were also in school and so my parents could not afford my fees.
For this reason i started looking for casual jobs in Thika town in order to support my parents. it was not easy though but all in all my contribution towards my family could be felt. This also contributed to an early marriage where i have five children. The unfortunate thing happened three years ago when I lost my husband and was left with a heavy task of educating our children. The good thing is that while was doing the casual jobs i happened to land in a firm which was manufacturing peanut butter. I got a lot of interest so when my husband died I Bought a grinding machine. I have been in this business today .
Luos in Kenya are known to have unique cultures especially when i passes on or when construction your home.
My first born would like to be business lady in future thought she is pursuing her degree course , the second one would like to be a hotelier, the third an engineer ,the fourth an artist and the last born would like to be a teacher.
I like reading novels and swimming.

My Business

I am a peanut butter manufacturer. I process the nuts into butter with a special machine i bought some years back. The nuts are first roasted until when they turn brownish in color is when the grinding starts.
This product is very useful and in demand because it is a natural product with no many addictive and preservatives. It is also very good for children because it does not have chemical so many parents prefer it instead of blue band.
I chose this kind of business because i had worked in a peanut butter manufacturing firm and had known how to process the product.
What i need for the production on peanut butter are nuts, containers of different gram mes and charcoal for roasting the nuts. These is because i have not been able to buy an electric roaster. When the Zidisha organization gives me a loan i will make sure a buy one to make my work easier and make the product in large quantity.An affordable roaster will go for US Dollars 200. i will make sure i have one very soon.
The profits i get from my business has enabled me to pay school fees for my children, reinvest in my business and pay all my bills e.g house rent, electricity and water. And therefore I am confident that i will be able to pay my loans without any problem.

Loan Proposal

When i get my third loan i intend to repair my roasting machine which broke down a few weeks again and the pay for the remaining documentation which are underway. And then the remaining amount will be used to add stock for my business.
My customers will have the product whenever they need it and my profit will also increase.
I expect to get more than fifty percent profit.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$413.00

Date disbursed

Aug 1, 2015

Repayment status

Late

Projected term

39 months

Lenders

R

Raabo

Rungsted, Denmark

P

phangsang

Seattle, United States

A

andyfletcher

I want my "My loans" page back, Qatar

Zidisha

Sterling, United States

T

ToddK

Indianapolis, IN, USA, United States

Susanne

Freising, Germany

F

florian

Mettmenstetten, Switzerland

ads68

Melbourne, Australia

S

Scodeb123

Huntsville, United States

fairspirit

Utrecht, Netherlands

F

flaguy999

Tampa, United States

Bobrm2k3

Charleston, United States

Kristrun Tinna

Reykjavik, Iceland

lizandsteve

guelph, Canada

Freewolf

Salt Lake City, United States

lyalljellyman

Wellington, New Zealand

M

merk85

United States

T

thenwhen

United States

mepster

San Francisco, Ca, United States

WiscoHorndog

United States

Jamal Hamou

Cascadia, Canada

SuperMario28

Cudahy, United States

MW

Matt Willis

United States

W

Wade

United States

H

Hakon

Drammen, Norway

HB

Hana B

United Kingdom

Donna Manton

Australia, Australia

E

Eyad

Saudi Arabia

wissam

Jeddah, Saudi Arabia

Ask Grace a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Donna Manton    Aug 1, 2016

    Grace
    whats happening ?

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  • Donna Manton    May 9, 2016

    Disappointing that there have been no repayments since October 2015. I understand things don't always go to plan but you need to talk to your investors about whats going on. Unfortunately as you are not repaying it makes it more difficult for you to get another loan. is your roasting machine fixed ????

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  • Bernard    Mar 22, 2016

    Hi lenders, one of her references will remind her to pay

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    • Donna Manton    Aug 1, 2016

      Bernard can you please follow up on Grace and see where she is at with making repayments and if her machine is fixed? I think October 2015 was her last repayment. is she OK ?

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  • Charles    Feb 11, 2016

    Hey can some one help get in touch with Grace Dawo.I need some information on peanut butter making and where to get the machines for a women project for widows in my village.I am submitting a request somewhere and a quotation for the machines is urgently needed.She can reach me on 0727319278.

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  • Bernard    Jan 27, 2016

    She will be reminded by her neighbor

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  • Donna Manton    Dec 23, 2015

    Hi Grace

    How are things with you ?

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  • Bernard    Dec 17, 2015

    Hello lenders, the community leader will remind this borrower to pay the amount past due.

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  • Bernard    Nov 17, 2015

    Grace has said she will send the amount over due on 18th Nov 2015

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  • Grace    Nov 9, 2015

    Dear zidisha,
    IT is unfortunate that i have not been able to pay my loans for the last three weeks just because my machine broke down.But today im will adjust my payment and deposit some money.

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  • andyfletcher    Oct 8, 2015

    Hello Grace,
    I hope your business has been improving. Do you have any news of Boaz Walimbwa, a borrower you are mentoring?

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  • Grace    Oct 1, 2015

    Hey Donna,
    My business has been down this time. What have really affected us is the teachers strike which has keep the children for too long at home. But i believe and trust that things will be all right.

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    • Donna Manton    Oct 5, 2015

      I hope the teachers are no longer striking and your business has increased.

      Good Luck
      Donna

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  • Donna Manton    Sep 24, 2015

    Dear Grace

    How is the peanut butter business going ?

    Donna Manton

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  • Grace    Aug 29, 2015

    Hallo lenders,
    I would like to adjust my payment schedule because the business was down during this August holiday and at the same time schools are opening and so i have saved some money for my children's fees and after they are back to school i hope i will regulate my payments again.

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  • Grace    Aug 28, 2015

    Hallo lenders,
    I submitted my payment yesterday but it has not been updated.

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  • YP    Aug 24, 2015

    Hello Grace,
    Do you have any news of Catherine Mainya yet?

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  • Bernard    Aug 20, 2015

    Hi lenders, Grace has assured me that she will deliver of her promise/commitment to repay the loan. Thanks.

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  • Grace    Aug 3, 2015

    Hallo zidisha,
    Am glad i got the disbursement over the weekend and an trust and believe that it will help me in my business

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  • Donna Manton    Aug 1, 2015

    Grace.
    So glad to hear you Loan has been disbursed. Wishing you all the best. Donna Manton

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  • Grace    Jul 31, 2015

    Hallo lenders,
    I am still waiting for the money to be disbursed.

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  • Grace    Jul 29, 2015

    Dear lenders,
    I want to repair my roasting machine and finalize preparation of the legal documents and then add stock.

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