Repair roasting machine and legal permits for peanut butter production

Grace

Nairobi, Kenya

6% repaid

Entrepreneur

Name

Grace

Member since

January 2015

On-time repayments

189 installments  •  15%

About Me

My name is Grace Dawo from Nyanza province. I was born in a small town called Thika in Kiambu county. I come from a very humble family and am the second born in a family of eight, five girls and three boys. I started my primary education in Muslim primary school and later joined a girls school in Murang'a County. After my O levels i was not able to join university because my other siblings were also in school and so my parents could not afford my fees.
For this reason i started looking for casual jobs in Thika town in order to support my parents. it was not easy though but all in all my contribution towards my family could be felt. This also contributed to an early marriage where i have five children. The unfortunate thing happened three years ago when I lost my husband and was left with a heavy task of educating our children. The good thing is that while was doing the casual jobs i happened to land in a firm which was manufacturing peanut butter. I got a lot of interest so when my husband died I Bought a grinding machine. I have been in this business today .
Luos in Kenya are known to have unique cultures especially when i passes on or when construction your home.
My first born would like to be business lady in future thought she is pursuing her degree course , the second one would like to be a hotelier, the third an engineer ,the fourth an artist and the last born would like to be a teacher.
I like reading novels and swimming.

My Business

I am a peanut butter manufacturer. I process the nuts into butter with a special machine i bought some years back. The nuts are first roasted until when they turn brownish in color is when the grinding starts.
This product is very useful and in demand because it is a natural product with no many addictive and preservatives. It is also very good for children because it does not have chemical so many parents prefer it instead of blue band.
I chose this kind of business because i had worked in a peanut butter manufacturing firm and had known how to process the product.
What i need for the production on peanut butter are nuts, containers of different gram mes and charcoal for roasting the nuts. These is because i have not been able to buy an electric roaster. When the Zidisha organization gives me a loan i will make sure a buy one to make my work easier and make the product in large quantity.An affordable roaster will go for US Dollars 200. i will make sure i have one very soon.
The profits i get from my business has enabled me to pay school fees for my children, reinvest in my business and pay all my bills e.g house rent, electricity and water. And therefore I am confident that i will be able to pay my loans without any problem.

Loan Proposal

When i get my third loan i intend to repair my roasting machine which broke down a few weeks again and the pay for the remaining documentation which are underway. And then the remaining amount will be used to add stock for my business.
My customers will have the product whenever they need it and my profit will also increase.
I expect to get more than fifty percent profit.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$413.00

Date disbursed

Aug 1, 2015

Repayment status

Late

Projected term

39 months

Lenders

R

Raabo

Rungsted, Denmark

P

phangsang

Seattle, United States

A

andyfletcher

I want my "My loans" page back, Qatar

Zidisha

Sterling, United States

T

ToddK

Indianapolis, IN, USA, United States

Susanne

Freising, Germany

F

florian

Mettmenstetten, Switzerland

ads68

Melbourne, Australia

S

Scodeb123

Huntsville, United States

fairspirit

Utrecht, Netherlands

F

flaguy999

Tampa, United States

Bobrm2k3

Charleston, United States

Kristrun Tinna

Reykjavik, Iceland

lizandsteve

guelph, Canada

Freewolf

Salt Lake City, United States

lyalljellyman

Wellington, New Zealand

M

merk85

United States

T

thenwhen

United States

mepster

San Francisco, Ca, United States

WiscoHorndog

United States

Jamal Hamou

Cascadia, Canada

SuperMario28

Cudahy, United States

MW

Matt Willis

United States

W

Wade

United States

H

Hakon

Drammen, Norway

HB

Hana B

United Kingdom

Donna Manton

Australia, Australia

E

Eyad

Saudi Arabia

wissam

Jeddah, Saudi Arabia

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Summary

Amount repaid

$25.77

Amount remaining

$405.77

Expected completion

Oct 28, 2018

Status

Repaying late

Installment amount

$2.58

Repayment History

Expected Payments Actual Payments
Aug 9, 2015 $5.15 Aug 27, 2015 $5.15
Aug 16, 2015 $0.00
Aug 23, 2015 $0.00
Aug 30, 2015 $2.58 Aug 30, 2015 $2.58
Sep 6, 2015 $2.58 Sep 8, 2015 $2.58
Sep 13, 2015 $2.58 Sep 18, 2015 $2.58
Sep 20, 2015 $2.58 Sep 18, 2015 $2.58
Sep 27, 2015 $2.58 Oct 5, 2015 $2.58
Oct 4, 2015 $2.58 Oct 5, 2015 $2.58
Oct 11, 2015 $2.58 Oct 12, 2015 $2.58
Oct 18, 2015 $2.58 Oct 28, 2015 $2.58
Oct 25, 2015 $2.58
Nov 1, 2015 $2.58
Nov 8, 2015 $2.58
Nov 15, 2015 $2.58
Nov 22, 2015 $2.58
Nov 29, 2015 $2.58
Dec 6, 2015 $2.58
Dec 13, 2015 $2.58
Dec 20, 2015 $2.58
Dec 27, 2015 $2.58
Jan 3, 2016 $2.58
Jan 10, 2016 $2.58
Jan 17, 2016 $2.58
Jan 24, 2016 $2.58
Jan 31, 2016 $2.58
Feb 7, 2016 $2.58
Feb 14, 2016 $2.58
Feb 21, 2016 $2.58
Feb 28, 2016 $2.58
Mar 6, 2016 $2.58
Mar 13, 2016 $2.58
Mar 20, 2016 $2.58
Mar 27, 2016 $2.58
Apr 3, 2016 $2.58
Apr 10, 2016 $2.58
Apr 17, 2016 $2.58
Apr 24, 2016 $2.58
May 1, 2016 $2.58
May 8, 2016 $2.58
May 15, 2016 $2.58
May 22, 2016 $2.58
May 29, 2016 $2.58
Jun 5, 2016 $2.58
Jun 12, 2016 $2.58
Jun 19, 2016 $2.58
Jun 26, 2016 $2.58
Jul 3, 2016 $2.58
Jul 10, 2016 $2.58
Jul 17, 2016 $2.58
Jul 24, 2016 $2.58
Jul 31, 2016 $2.58
Aug 7, 2016 $2.58
Aug 14, 2016 $2.58
Aug 21, 2016 $2.58
Aug 28, 2016 $2.58
Sep 4, 2016 $2.58
Sep 11, 2016 $2.58
Sep 18, 2016 $2.58
Sep 25, 2016 $2.58
Oct 2, 2016 $2.58
Oct 9, 2016 $2.58
Oct 16, 2016 $2.58
Oct 23, 2016 $2.58
Oct 30, 2016 $2.58
Nov 6, 2016 $2.58
Nov 13, 2016 $2.58
Nov 20, 2016 $2.58
Nov 27, 2016 $2.58
Dec 4, 2016 $2.58
Dec 11, 2016 $2.58
Dec 18, 2016 $2.58
Dec 25, 2016 $2.58
Jan 1, 2017 $2.58
Jan 8, 2017 $2.58
Jan 15, 2017 $2.58
Jan 22, 2017 $2.58
Jan 29, 2017 $2.58
Feb 5, 2017 $2.58
Feb 12, 2017 $2.58
Feb 19, 2017 $2.58
Feb 26, 2017 $2.58
Mar 5, 2017 $2.58
Mar 12, 2017 $2.58
Mar 19, 2017 $2.58
Mar 26, 2017 $2.58
Apr 2, 2017 $2.58
Apr 9, 2017 $2.58
Apr 16, 2017 $2.58
Apr 23, 2017 $2.58
Apr 30, 2017 $2.58
May 7, 2017 $2.58
May 14, 2017 $2.58
May 21, 2017 $2.58
May 28, 2017 $2.58
Jun 4, 2017 $2.58
Jun 11, 2017 $2.58
Jun 18, 2017 $2.58
Jun 25, 2017 $2.58
Jul 2, 2017 $2.58
Jul 9, 2017 $2.58
Jul 16, 2017 $2.58
Jul 23, 2017 $2.58
Jul 30, 2017 $2.58
Aug 6, 2017 $2.58
Aug 13, 2017 $2.58
Aug 20, 2017 $2.58
Aug 27, 2017 $2.58
Sep 3, 2017 $2.58
Sep 10, 2017 $2.58
Sep 17, 2017 $2.58
Sep 24, 2017 $2.58
Oct 1, 2017 $2.58
Oct 8, 2017 $2.58
Oct 15, 2017 $2.58
Oct 22, 2017 $2.58
Oct 29, 2017 $2.58
Nov 5, 2017 $2.58
Nov 12, 2017 $2.58
Nov 19, 2017 $2.58
Nov 26, 2017 $2.58
Dec 3, 2017 $2.58
Dec 10, 2017 $2.58
Dec 17, 2017 $2.58
Dec 24, 2017 $2.58
Dec 31, 2017 $2.58
Jan 7, 2018 $2.58
Jan 14, 2018 $2.58
Jan 21, 2018 $2.58
Jan 28, 2018 $2.58
Feb 4, 2018 $2.58
Feb 11, 2018 $2.58
Feb 18, 2018 $2.58
Feb 25, 2018 $2.58
Mar 4, 2018 $2.58
Mar 11, 2018 $2.58
Mar 18, 2018 $2.58
Mar 25, 2018 $2.58
Apr 1, 2018 $2.58
Apr 8, 2018 $2.58
Apr 15, 2018 $2.58
Apr 22, 2018 $2.58
Apr 29, 2018 $2.58
May 6, 2018 $2.58
May 13, 2018 $2.58
May 20, 2018 $2.58
May 27, 2018 $2.58
Jun 3, 2018 $2.58
Jun 10, 2018 $2.58
Jun 17, 2018 $2.58
Jun 24, 2018 $2.58
Jul 1, 2018 $2.58
Jul 8, 2018 $2.58
Jul 15, 2018 $2.58
Jul 22, 2018 $2.58
Jul 29, 2018 $2.58
Aug 5, 2018 $2.58
Aug 12, 2018 $2.58
Aug 19, 2018 $2.58
Aug 26, 2018 $2.58
Sep 2, 2018 $2.58
Sep 9, 2018 $2.58
Sep 16, 2018 $2.58
Sep 23, 2018 $2.58
Sep 30, 2018 $2.58
Oct 7, 2018 $2.58
Oct 14, 2018 $2.58
Oct 21, 2018 $2.58
Oct 28, 2018 $1.13

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