Entrepreneur
Name
Jane
Member since
July 2014
On-time repayments
346 installments • 92%
About Me
My name is Jane Wachu – born in Nyeri County in Central Kenya. I was born in a big family of 9 and I am the 3rd born. I come from an agriculturally rich region where the main activity is coffee farming.
My parents like most people in the area practised coffee farming and it is from this activity that they raised us up.
It was a hard life because the income was not enough to cater for even the basic needs of the family and we endured lack of many necessities. In spite of the odds, my parents took me to school for my primary and secondary school and I will forever be grateful to them for this.
I managed to get a clerical job at a local health center but the pay was very poor and I quit after a few months. I decided to relocate to Mombasa to live with a friend at the same time trying to get a job for my sustenance. While living there, I enrolled for a short computer course which took me about 6 months to complete.
I am very sound spiritually and I do evangelism work when time allows. I am married with a 3 year old son.
My Business
After my studies and with the help of my friend, I bought a second hand computer to further sharpen my IT skills. My neighbors got very excited at the sight of a computer because many of them had not used or even seen one before. I saw an opportunity of making some money by offering very basic computer training to this crowd. I lived in an area that is economically depressed and I could only charge the students some minimal amounts.
With serious savings and dedication, I bought a second computer after one year to cater for the growing number of students. I can handle about 10 students in a day using my two computers and this gives me a net income of about $200 per month. While this is a modest amount, the future is bright and I believe I can double this income if I get more machines.
Loan Proposal
Though I started another business of selling clothes, my main business is still computer training. I started with old second hand computers which are now not suitable for the training work since they cannot support the latest software.
My plan is to do a trade-off and replace them with new computers which will be able to run the latest software. Two new computers will cost me around $800 and this loan with what I am going to get in the trade off will be enough to do this transition.
This will enable to me to give my learners better quality training by offering them what the market is currently using.
Thanks.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$571.00
Date disbursed
Jun 27, 2017
Repayment status
On Time
Projected term
22 months
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Summary
Amount repaid
$570.84
Amount remaining
$0.00
Date repaid
Apr 2, 2019
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 8, 2017 | $5.93 | Jul 6, 2017 | $5.93 |
| Jul 15, 2017 | $5.93 | Jul 6, 2017 | $5.93 |
| Jul 22, 2017 | $5.93 | Jul 6, 2017 | $5.93 |
| Jul 29, 2017 | $5.93 | Jul 6, 2017 | $5.93 |
| Aug 5, 2017 | $5.93 | Aug 2, 2017 | $5.93 |
| Aug 12, 2017 | $5.93 | Aug 2, 2017 | $5.93 |
| Aug 19, 2017 | $5.93 | Aug 2, 2017 | $5.93 |
| Aug 26, 2017 | $5.93 | Aug 2, 2017 | $5.93 |
| Sep 2, 2017 | $5.93 | Sep 5, 2017 | $5.93 |
| Sep 9, 2017 | $5.93 | Sep 5, 2017 | $5.93 |
| Sep 16, 2017 | $5.93 | Sep 5, 2017 | $5.93 |
| Sep 23, 2017 | $5.93 | Sep 5, 2017 | $5.93 |
| Sep 30, 2017 | $5.93 | Sep 5, 2017 | $5.93 |
| Oct 7, 2017 | $5.93 | Oct 9, 2017 | $5.93 |
| Oct 14, 2017 | $5.93 | Oct 9, 2017 | $5.93 |
| Oct 21, 2017 | $5.93 | Oct 9, 2017 | $5.93 |
| Oct 28, 2017 | $5.93 | Oct 9, 2017 | $5.93 |
| Nov 4, 2017 | $5.93 | Nov 7, 2017 | $5.93 |
| Nov 11, 2017 | $5.93 | Nov 7, 2017 | $5.93 |
| Nov 18, 2017 | $5.93 | Nov 7, 2017 | $5.93 |
| Nov 25, 2017 | $5.93 | Nov 7, 2017 | $5.93 |
| Dec 2, 2017 | $5.93 | Nov 7, 2017 | $5.93 |
| Dec 9, 2017 | $5.93 | Dec 7, 2017 | $5.93 |
| Dec 16, 2017 | $5.93 | Dec 7, 2017 | $5.93 |
| Dec 23, 2017 | $5.93 | Dec 7, 2017 | $5.93 |
| Dec 30, 2017 | $5.93 | Dec 7, 2017 | $5.93 |
| Jan 6, 2018 | $5.93 | Dec 7, 2017 | $0.99 |
| Jan 10, 2018 | $4.94 | ||
| Jan 13, 2018 | $5.93 | Jan 10, 2018 | $5.93 |
| Jan 20, 2018 | $5.93 | Jan 10, 2018 | $5.93 |
| Jan 27, 2018 | $5.93 | Jan 10, 2018 | $5.93 |
| Feb 3, 2018 | $5.93 | Jan 10, 2018 | $5.93 |
| Feb 10, 2018 | $5.93 | Jan 10, 2018 | $0.99 |
| Feb 5, 2018 | $4.94 | ||
| Feb 17, 2018 | $5.93 | Feb 5, 2018 | $5.93 |
| Feb 24, 2018 | $5.93 | Feb 5, 2018 | $5.93 |
| Mar 3, 2018 | $5.93 | Feb 5, 2018 | $5.93 |
| Mar 10, 2018 | $5.93 | Feb 5, 2018 | $1.98 |
| Mar 6, 2018 | $3.95 | ||
| Mar 17, 2018 | $5.93 | Mar 6, 2018 | $5.93 |
| Mar 24, 2018 | $5.93 | Mar 6, 2018 | $5.93 |
| Mar 31, 2018 | $5.93 | Mar 6, 2018 | $5.93 |
| Apr 7, 2018 | $5.93 | Mar 6, 2018 | $1.98 |
| Apr 5, 2018 | $3.95 | ||
| Apr 14, 2018 | $5.93 | Apr 5, 2018 | $5.93 |
| Apr 21, 2018 | $5.93 | Apr 5, 2018 | $5.93 |
| Apr 28, 2018 | $5.93 | Apr 5, 2018 | $3.95 |
| May 8, 2018 | $1.98 | ||
| May 5, 2018 | $5.93 | May 8, 2018 | $5.93 |
| May 12, 2018 | $5.93 | May 8, 2018 | $5.93 |
| May 19, 2018 | $5.93 | May 8, 2018 | $5.93 |
| May 26, 2018 | $5.93 | May 8, 2018 | $5.93 |
| Jun 2, 2018 | $5.93 | May 8, 2018 | $3.95 |
| Jun 4, 2018 | $1.98 | ||
| Jun 9, 2018 | $5.93 | Jun 4, 2018 | $5.93 |
| Jun 16, 2018 | $5.93 | Jun 4, 2018 | $5.93 |
| Jun 23, 2018 | $5.93 | Jun 4, 2018 | $5.93 |
| Jun 30, 2018 | $5.93 | Jun 4, 2018 | $3.95 |
| Jul 2, 2018 | $1.98 | ||
| Jul 7, 2018 | $5.93 | Jul 2, 2018 | $5.93 |
| Jul 14, 2018 | $5.93 | Jul 2, 2018 | $5.93 |
| Jul 21, 2018 | $5.93 | Jul 2, 2018 | $5.93 |
| Jul 28, 2018 | $5.93 | Jul 2, 2018 | $5.93 |
| Aug 4, 2018 | $5.93 | Aug 5, 2018 | $5.93 |
| Aug 11, 2018 | $5.93 | Aug 5, 2018 | $5.93 |
| Aug 18, 2018 | $5.93 | Aug 5, 2018 | $5.93 |
| Aug 25, 2018 | $5.93 | Aug 5, 2018 | $5.93 |
| Sep 1, 2018 | $5.93 | Sep 3, 2018 | $5.93 |
| Sep 8, 2018 | $5.93 | Sep 3, 2018 | $5.93 |
| Sep 15, 2018 | $5.93 | Sep 3, 2018 | $5.93 |
| Sep 22, 2018 | $5.93 | Sep 3, 2018 | $5.93 |
| Sep 29, 2018 | $5.93 | Sep 3, 2018 | $5.93 |
| Oct 6, 2018 | $5.93 | Oct 7, 2018 | $5.93 |
| Oct 13, 2018 | $5.93 | Oct 7, 2018 | $5.93 |
| Oct 20, 2018 | $5.93 | Oct 7, 2018 | $5.93 |
| Oct 27, 2018 | $5.93 | Oct 7, 2018 | $5.93 |
| Nov 3, 2018 | $5.93 | Oct 7, 2018 | $5.93 |
| Nov 10, 2018 | $5.93 | Nov 5, 2018 | $5.93 |
| Nov 17, 2018 | $5.93 | Nov 5, 2018 | $5.93 |
| Nov 24, 2018 | $5.93 | Nov 5, 2018 | $5.93 |
| Dec 1, 2018 | $5.93 | Dec 1, 2018 | $5.93 |
| Dec 8, 2018 | $5.93 | Dec 1, 2018 | $5.93 |
| Dec 15, 2018 | $5.93 | Dec 1, 2018 | $5.93 |
| Dec 22, 2018 | $5.93 | Dec 1, 2018 | $5.93 |
| Dec 29, 2018 | $5.93 | Dec 1, 2018 | $0.99 |
| Jan 7, 2019 | $4.94 | ||
| Jan 5, 2019 | $5.93 | Jan 7, 2019 | $5.93 |
| Jan 12, 2019 | $5.93 | Jan 7, 2019 | $5.93 |
| Jan 19, 2019 | $5.93 | Jan 7, 2019 | $5.93 |
| Jan 26, 2019 | $5.93 | Jan 7, 2019 | $5.93 |
| Feb 2, 2019 | $5.93 | Jan 7, 2019 | $0.99 |
| Feb 4, 2019 | $4.94 | ||
| Feb 9, 2019 | $5.93 | Feb 4, 2019 | $5.93 |
| Feb 16, 2019 | $5.93 | Feb 4, 2019 | $5.93 |
| Feb 23, 2019 | $5.93 | Feb 4, 2019 | $3.07 |
| Feb 24, 2019 | $2.85 | ||
| Mar 2, 2019 | $5.93 | Feb 24, 2019 | $2.08 |
| Mar 4, 2019 | $3.84 | ||
| Mar 9, 2019 | $5.93 | Mar 4, 2019 | $5.93 |
| Mar 16, 2019 | $5.93 | Mar 4, 2019 | $5.93 |
| Mar 23, 2019 | $5.93 | Mar 4, 2019 | $5.93 |
| Mar 30, 2019 | $5.93 | Mar 4, 2019 | $5.93 |
| Apr 6, 2019 | $5.93 | Mar 4, 2019 | $2.08 |
| Apr 2, 2019 | $3.84 | ||
| Apr 13, 2019 | $5.93 | Apr 2, 2019 | $5.93 |
| Apr 20, 2019 | $5.93 | Apr 2, 2019 | $5.93 |
| Apr 27, 2019 | $5.93 | Apr 2, 2019 | $5.93 |
| May 4, 2019 | $5.93 | Apr 2, 2019 | $5.93 |
| May 11, 2019 | $1.86 | Apr 2, 2019 | $1.86 |
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