Replenish my stock of women's and girls' clothing/shoes

Ruphence

Mombasa, Kenya

17% repaid

Entrepreneur

Name

Ruphence

Member since

December 2014

On-time repayments

154 installments  •  8%

About Me

I was born in Taita Taveta county in 1987 being the first born in a family of three siblings, one brother and one sister. I went to Werugha primary School in the same county up to standard eight. I joined Shimbo Secondary school in 2003 and after one year relocated to Mombasa county where I joined Mbaraki Girls Secondary in form two. I sat for my O-level exams in 2006 and then joined Today Computer college for a computer course. I got a certificate in computer packages including accounting package - quick books. I got a job and after working for two years I decided to try my hand in business. I started selling second hand women clothes like the one in my profile picture. I have two kids whom am educating but have not decided what they want to be when they grow up. My hobbies are, watching movies, reading and traveling.

My Business

Mt business deals in selling second hand women clothes although am planning to start selling new ones also. I sometimes sell women shoes also. I do sell my goods mostly to working women as I supply then to their offices.
The second hand clothes and shoes are in demand because comparatively they are cheaper than new ones and some of them are of quality and as good as new. I chose this kind of business since I know women like replenishing their wardrobes more often than men. In a good month I can make up to Ksh 40,000.
The money I get I use to educate my two children , clothe and provide food for them . I also use the same for my rent and payment of my bills. Above all I try to save the little I can and also expanding of the business.

Loan Proposal

Once given the loan i will buy the clothes and shoes for my business. I will use 80 dollars to buy clothes for women, another 80 dollars for women shoes, 40 dollars for girls clothes and the remaining amount to buy shoes for girls.

This will give my clients a wider choice to select from and in essence they can make more purchases. All this will increase my earnings and improve my life in general.
I will be able to lead an better life as my business will flourish due to the loan.

I expect my profits to soar and actually double in the event.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$231.00

Date disbursed

Apr 27, 2015

Repayment status

Late

Projected term

32 months

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Ask Ruphence a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Esther    Nov 12, 2015

    Dear lenders, I called Ruphence today but she did not pick the call. I will keep trying to reach her.

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  • Esther    Oct 6, 2015

    Dear lenders, I spoke to Ruphence today and she promised to clear her arrears by the end of this week. She also promised to be paying on time from now on wards. Thank you for your patience.

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  • Ruphence    Aug 18, 2015

    Due to business constraints at the moment i feel i cannot pay the earlier installments and wish to pay 150 KES till such a time when my financial situation improves.

    The business is down due to economic situation prevailing at the moment. but i am positive things will change pretty soon

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  • Esther    Jun 30, 2015

    I spoke to Ruphence today and she promised to pay her rescheduled amount tomorrow. Thank you for your patience.

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  • Ruphence    Jun 23, 2015

    Due to the prevailing economic situation in the country and more so the coastal region in kenya my business has slowed down. i believe Tourism will pick up soon and this will give a boost to the coast economy. In the eventmy business picks up then i will raise my installments.

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  • Ruphence    Apr 25, 2015

    Thanks lenders for funding my loan. I just checked and found that its fully funded. I assure you that i will make proper use of the loan as per my application.

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  • Ruphence    Apr 13, 2015

    Dear lenders, the loan i have just repaid helped me a great deal in that i managed to improve my business by buying more cloths and in so doing my sales increased.
    My clients were happy to get what they wanted and my profit went up. during Easter holidays i managed to buy my children new cloths thanks to the gains made from the loan.

    I believe your continued support to this course of funding borrowers will go a long way to uplift many a peoples life.

    My word to you is, keep it up and we borrowers wont let you down. Once more i say thank you.

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  • Ruphence    Apr 9, 2015

    I used the loan for the intended purpose , that is, to buy used clothes for sale.

    The loan has made a tremendous improvement to my business and life in general.

    I intend to finish repaying the loan and take a bigger one which i believe will take me to another level.

    I thank you lenders for your support and will always need it.

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  • Esther    Mar 23, 2015

    Dear lenders, I spoke to Ruphence today and she promised to make her overdue payments on Wednesday - 25th. Thank you for your patience.

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  • Ruphence    Feb 17, 2015

    I THANK ALL THE LENDERS AND ZIDISHA TEAM FOR THEIR GOOD RELATION ATLEAST FOR NOW THE BUSINESS HAS STARTED TO PICK-UP AFTER THE HOLIDAY. MAY GOD BLESS YOU ALL FOR THE GOOD SPIRIT OF ASSISTING PEOPLE SO THAT WE CAN REACH OUR GOALS.

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  • rjb    Dec 17, 2014

    Congratulations on the success of your loan application. Best wishes for your business!

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