Replenish of stock

Alhajj Bilal

Agona Swedru, Ghana

40% repaid

Entrepreneur

Name

Alhajj Bilal

Member since

August 2017

On-time repayments

66 installments  •  33%

About Me

Smart guy from a poor family who strive to be an entrepreneur and holds Bsc Business Administration. I started by being courier at swedru main market and teaching rich people's wards at home to mobilise funds for my Small shop. with the help of my mother who assist me to run the business in my absence. I have a child who wants to establish An IT company to to help solve the problem of our due to technology advancement and which will make business in which i am easy to operates. The area i am have all year round business duties the festivites like christmas, easter , eids, Gomoa two Weeks, and Akwanbo etc. within this period people turn to buy more FMCGs which likely increase in sales and profits. my interest is reading business books and journals...............

My Business

The business is very good lucrative business in Swedru. Am into FMCG like toiletries, detergents and slippers etc..........
my daily sales ranges from Ghs 1500 to 2200 with a weekly purchases ranges Ghs 7200 to Ghs 9300. there are increased in demand because am into Fast Moving Consumers Goods which is all year round business. As courier at swedru Main Market i saw people a man whom i took as a role model who is into this venture. i try my best to imitate him. With hardwork, and perseverance, i was able to make it. From the profit made in the month, 70% goes into reinvestment in growing the business and the 30% goes into School of my ward, home improvements and others............

Loan Proposal

When the loan is granted i use it to replenish of stock because the Gomoa Two weeks festivities and easter which my sales will go up and will enable me get more profit as the Christmas seasons. i will use the Ghs 1500 to buy detergents and the rest for sandals. when i get profit will use it to buy a Plot of land where i will build a house for residence and renting

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$548.00

Date disbursed

Feb 14, 2018

Repayment status

Late

Projected term

11 months

Lenders

Pranjal

Noida, Kenya

V

vidarlil

Sandefjord, Norway

valentin

Stockholm, Sweden

investor

Candiac, Canada

Jakub

Velke Svatonovice, Czech Republic

A

ahnante

Yokohama, Japan

AdamP

Sunnyvale, United States

BelleStarr

Albuquerque, United States

A

Anonymous

United States

Straetman

Kaarst, Germany

BoazField

Belleville, United States

joselvelez

Dallas, United States

G

Gymeagary

Bangor, Australia

A

AJCortens

Boise, ID, United States

T

Tallago3

Munich, Germany

J

juhan6811

East Point, United States

T

ToddK

Indianapolis, IN, USA, United States

B

Bobby39

Savannah, United States

M

Monique

Raumati South, New Zealand

S

Shorty

London, United Kingdom

F

freewheelin

Perth, Australia

BJ

Brandon Joz

North Carolina, United States

N

ningli

Charlotte, NC, United States

Aggul

London, United Kingdom

E

Elisa

Espoo, Finland

A

Along

Tel Aviv, Israel

Apmay

Melbourne, Australia

D

dball

Karlsruhe, Germany

B

Becmo

Brisbane, Australia

MichaelR

Los Angeles, United States

M

mgeck

Munich, Germany

C

chrisherron

Chicago, United States

tasos

hove, United Kingdom

P

Pengetilafrika

Mårslet, Denmark

H

HildeK

Rogaland, Norway

Z

Zippo

Berlin, Germany

B

bgj21

Cambridge, United Kingdom

Cloudways

Malta, Malta

B

Bernhard75

Vienna, Austria

Matthew

New York, NY, United States

Namaste250

Pittsford, United States

McJulio

New Jersey, United States

J

jwharding

Hamburg, Germany

E

edgreig

Brixton, United Kingdom

A

Aaron

Zurich, Switzerland

D

darkpella

Correggio, Italy

G

glh25

Winooski, United States

Muslim

Riyadh, Saudi Arabia

nmatpt

Lisboa, Portugal

F

fundfinite

Wellington, New Zealand

melzisme

Kl, Malaysia

isabelv

Barcelona, Spain, Sweden

GarmdGriek

Oslo, Norway

Benz0

Reno, United States

U

urtica

Moscow, United States

R

RCHeying

Marietta, United States

F

Forfex

Zurich, Switzerland

andreatagliatti

Manchester, United Kingdom

MarshFamilyUK

Canterbury, United Kingdom

ibc123

Seattle, United States

B

BMcDermott

Washington, DC, United States

markpearson

Portsmouth, United Kingdom

C

Clben7

Cincinnati, United States

T

thebonseung

Republic of Korea

M

misaheat

United States

J

Jonas

Linköping, Sweden

L

lenders

United States

B

benlenarts

Netherlands

M

merk85

United States

A

ahgillett

United Kingdom

K

Kber9156

North Parramatta, Australia

D

Delok

Germany

J

jsbisa

New Orleans, Louisiana, United States

J

JimiK

Australia

L

luckiestmonkey

United States

B

bscent

Hong Kong

Leonardia

Waddinxveen, Netherlands

TheGoodData

London, United Kingdom

P

PaulC

Australia

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

K

Kristiina

All Countries

Eduardo

Sorocaba, Brazil

Sara

United Kingdom

Peter R

Fulda, Germany

Cassian Opara

London / Dubai, United Arab Emirates

W

Wade

United States

PP

Pasi Paajanen

Helsinki, Finland

PR

peter reibold

United States

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

Paul

Seattle, United States

George

Corvallis, Oregon, United States

Marcus M

San Antonio, Texas, United States

J

Jygge

Halmstad, Sweden

N

Nora

Germany

B

Brent

United States

AH

ajay hampapur

United States

E

eriklonnroth

United Kingdom

Diego

Monza, Italy

D

Daniel

United States

JO

Johan O

Borlänge, Sweden

MG

Michael Guthrie

United Kingdom

P

Phips

Switzerland

Andrew Outhwaite

Geraldton, Western Australia, Australia

L

Lucy

Australia

J

jan

United States

ES

Evan Simons

United States

MF

Mike Frawley

United States

Dave Magnan

Québec, Canada

C

Campbell

New Zealand

HCPSPIRIT

Helsinki, Finland

E

ericb321

Republic of Korea

TB

Tim Barrett

United States

KK

Kurt Kellner

United States

John Sercel

Florence, United States

Pakistan

Martha Fleury

Bethesda, MD, United States

Paul Buchheit

Mountain View, United States

SS

Sandi Smith

Pimpama. Queensland, Australia

Nethanel Kohen

NYC, United States

Jonathan Paugh

United States

D

Daniel

Hong Kong

sbdoc

Reno, United States

ML

Monty Lewis

United Kingdom

AD

Arthur Dent

United States

MB

MW Brown

United Kingdom

LW

Liz Wanjiku

United States

CL

Chris loera

United States

Metalfreund

Berlin, Germany

CP

Carina Paton

United States

FP

Fred Pratt

United States

WM

Will Martin

United States

JS

Joe Simmons

United States

Severin Zörgiebel

Frankfurt, Germany

T

Tineke

New Zealand

B

Ben

United States

F

Fox

United States

C

Cyril

Belgium

Laura Loos

Hilversum, Netherlands

J

julie

United States

Ask Alhajj Bilal a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Alhajj Bilal    Nov 1, 2018

    My business has collapse and finding it difficult to pay and am now starting a new business

    Log in to reply • Share
  • Alhajj Bilal    May 31, 2018

    slowing market due raining seasons

    Log in to reply • Share
  • George    May 22, 2018

    Dear Lenders, I spoke extensively with the borrower, he told me his business has been quite slow for the past two months, his capital is locked up with his business associates. That being said, he promised to pay off as soon as he receives his locked up cash possibly before the month of May ends.

    Log in to reply • Share
  • Bediako    Apr 23, 2018

    Hello lenders this borrower told me that he has a problem with his busniess because his business is going down and he needs little time to repay his loan.Thank you

    Log in to reply • Share
  • Alhajj Bilal    Mar 25, 2018

    the market is very slow and i can not afford as due

    Log in to reply • Share
  • Alhajj Bilal    Mar 1, 2018

    Today is a market day at Agona Swedru, hope God will help us. busy day waaaa

    Log in to reply • Share
  • Alhajj Bilal    Feb 16, 2018

    Thank you very much for lending me this facility of Ghs 2449.00 to enable replenish my stock of sandals and sanitary products

    Log in to reply • Share
  • Alhajj Bilal    Feb 11, 2018

    in front of my shop, god bless us all

    Log in to reply • Share
  • J    Feb 11, 2018

    Dear
Alhaij

    Please post a photo of *yourself* as the profile picture, at the very top of the screen. This is a Zidisha requirement. Please take care of this, as soon as possible. Thank you!

    The other photo that’s currently there, you can move to a lower spot on the Discussion page, with a note to your lenders. Thanks. :)

    Kind regards,
    Joost
    Team Zidisha

    Log in to reply • Share
  • Alhajj Bilal    Feb 11, 2018

    This facility will help my business and will enable me meet my increasing demand of goods due to festivities like Gomoa Two weeks and easter. therefore, increase in sales and revenue which will result in an increase profit. i will use this facility to buy stock of sandals and sanitary products. i will take this opportunity to thank all lenders for their help, May the almighty richly bless them .

    Log in to reply • Share
  • Alhajj Bilal    Jan 29, 2018

    Business gooooooo

    Log in to reply • Share
  • Alhajj Bilal    Jan 29, 2018

    waooooo

    Log in to reply • Share
  • Alhajj Bilal    Jan 16, 2018

    I would first all thanks my lenders for their opportunity and kindness show to me by funding my loan but unfortuately i travel to village where i cannot access internet during weekend and return back on tuesday. and i could not confirm and accept my loa. i would like to apologise my lender and it will not happen again

    Log in to reply • Share
  • Alhajj Bilal    Jan 2, 2018

    The previous loan i took for Christmas was very helpful for me and the business. The business was very good and sales were very high and everything well. And i thank God and My lenders for the opportunity given me

    Log in to reply • Share
  • Alhajj Bilal    Dec 13, 2017

    tomorow is a market at Agona swedru hope the sales will be big Lol..........................THank god

    Log in to reply • Share
  • Alhajj Bilal    Dec 6, 2017

    the sales are booming due to festives season and i thank God oooo and my lenders tooo

    Log in to reply • Share
  • Alhajj Bilal    Nov 28, 2017

    now that the christmas season has started sales has gone high and my profit as well due to this i need to pay off before sale will go down

    Log in to reply • Share
  • Alhajj Bilal    Sep 15, 2017

    gomoa 2 weeks festivals business is booming

    Log in to reply • Share
  • Alhajj Bilal    Aug 18, 2017

    i use the loan amount to buy sandals because of the akwambo festival which we have a call sandals day and people are buying

    Log in to reply • Share


Loading...

Loading...

Loading...