Entrepreneur
Name
Alhajj Bilal
Member since
August 2017
On-time repayments
66 installments • 33%
About Me
Smart guy from a poor family who strive to be an entrepreneur and holds Bsc Business Administration. I started by being courier at swedru main market and teaching rich people's wards at home to mobilise funds for my Small shop. with the help of my mother who assist me to run the business in my absence. I have a child who wants to establish An IT company to to help solve the problem of our due to technology advancement and which will make business in which i am easy to operates. The area i am have all year round business duties the festivites like christmas, easter , eids, Gomoa two Weeks, and Akwanbo etc. within this period people turn to buy more FMCGs which likely increase in sales and profits. my interest is reading business books and journals...............
My Business
The business is very good lucrative business in Swedru. Am into FMCG like toiletries, detergents and slippers etc..........
my daily sales ranges from Ghs 1500 to 2200 with a weekly purchases ranges Ghs 7200 to Ghs 9300. there are increased in demand because am into Fast Moving Consumers Goods which is all year round business. As courier at swedru Main Market i saw people a man whom i took as a role model who is into this venture. i try my best to imitate him. With hardwork, and perseverance, i was able to make it. From the profit made in the month, 70% goes into reinvestment in growing the business and the 30% goes into School of my ward, home improvements and others............
Loan Proposal
When the loan is granted i use it to replenish of stock because the Gomoa Two weeks festivities and easter which my sales will go up and will enable me get more profit as the Christmas seasons. i will use the Ghs 1500 to buy detergents and the rest for sandals. when i get profit will use it to buy a Plot of land where i will build a house for residence and renting
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$548.00
Date disbursed
Feb 14, 2018
Repayment status
Late
Projected term
11 months
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Summary
Amount repaid
$221.90
Amount remaining
$327.02
Expected completion
Jan 28, 2019
Status
Repaying late
Installment amount
$42.14
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 26, 2018 | $42.14 | Feb 26, 2018 | $42.14 |
| Mar 5, 2018 | $42.14 | Mar 7, 2018 | $42.14 |
| Mar 12, 2018 | $42.14 | Mar 12, 2018 | $42.14 |
| Mar 19, 2018 | $42.14 | Mar 22, 2018 | $42.14 |
| Mar 26, 2018 | $11.21 | Mar 26, 2018 | $11.21 |
| Apr 2, 2018 | $0.00 | ||
| Apr 9, 2018 | $0.00 | ||
| Apr 16, 2018 | $0.00 | ||
| Apr 23, 2018 | $0.00 | ||
| Apr 30, 2018 | $0.00 | ||
| May 7, 2018 | $0.00 | ||
| May 14, 2018 | $0.00 | ||
| May 21, 2018 | $0.00 | ||
| May 28, 2018 | $0.00 | ||
| Jun 4, 2018 | $22.41 | Oct 31, 2018 | $22.41 |
| Jun 11, 2018 | $19.72 | Oct 31, 2018 | $19.72 |
| Jun 18, 2018 | $0.00 | ||
| Jun 25, 2018 | $0.00 | ||
| Jul 2, 2018 | $0.00 | ||
| Jul 9, 2018 | $0.00 | ||
| Jul 16, 2018 | $0.00 | ||
| Jul 23, 2018 | $0.00 | ||
| Jul 30, 2018 | $0.00 | ||
| Aug 6, 2018 | $0.00 | ||
| Aug 13, 2018 | $0.00 | ||
| Aug 20, 2018 | $0.00 | ||
| Aug 27, 2018 | $0.00 | ||
| Sep 3, 2018 | $0.00 | ||
| Sep 10, 2018 | $0.00 | ||
| Sep 17, 2018 | $0.00 | ||
| Sep 24, 2018 | $0.00 | ||
| Oct 1, 2018 | $0.00 | ||
| Oct 8, 2018 | $0.00 | ||
| Oct 15, 2018 | $0.00 | ||
| Oct 22, 2018 | $0.00 | ||
| Oct 29, 2018 | $0.00 | ||
| Nov 5, 2018 | $0.00 | ||
| Nov 12, 2018 | $0.00 | ||
| Nov 19, 2018 | $0.00 | ||
| Nov 26, 2018 | $0.00 | ||
| Dec 3, 2018 | $0.00 | ||
| Dec 10, 2018 | $42.14 | ||
| Dec 17, 2018 | $42.14 | ||
| Dec 24, 2018 | $42.14 | ||
| Dec 31, 2018 | $42.14 | ||
| Jan 7, 2019 | $42.14 | ||
| Jan 14, 2019 | $42.14 | ||
| Jan 21, 2019 | $42.14 | ||
| Jan 28, 2019 | $32.05 | ||
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