Request for loan for business expansion

Bernice Agbenorwosi

Hwidiem, Ghana

100% repaid

Entrepreneur

Name

Bernice Agbenorwosi

Member since

January 2018

On-time repayments

68 installments  •  47%

About Me

My name is Bernice Abgenorwosi, I come from hwidiem in the Bron Ahafo region of Ghana.
My parents are traders by profession, my mother was selling clothes so I was working with her so through that I did some savings and after I completed school I establish my business. My hobby is playing dancing.
In my land we do celebrated Akwasidae festival, that is a special occasion to celebrate personal and community ancestors. We dedicate also special attention to make food offerings and donations for helping people.

My Business

After completed school I decided to go into selling of underwear for men and women.
No one was doing this type of business in my area, and I always seen people going to different areas to buy underwear items, so I decided to choose this business to help people in my area.

The demand over there is high, the avarage cost of one product is GHS 160.00 / 250.00 (men /woman).

I usually use my profits for basic needs of my family: pay my children school fees, take care of my house and I use an earning part to expand my business too.

Loan Proposal

I am requesting this loan purposely for the sale of ladies and men under wares, singlets, braziers and others. the loan would be used to purchase these items above for my shop. I promise to pay back as and when is due. Thank you for considering my proposal.

Show original English  

About Me

My name is Bernice Abgenorwosi, I come from hwidiem in the Bron Ahafo region. My parents are traders by profession, please my mother was selling clothes so I was working with her so through that I did some savings and after I completed school I established my business. Please in my land we do celebrated Akwasidae festival, please my hobby is playing dancing. Thanks

My Business

After completed school I decided to go into selling of under wear's for men and women, please no one was doing this type of business in my area, and I always seen people going to different areas to buy these under wear's, so decided to choose this business to help people in my area, and the demands over there is high, please the cost of men under Wear is GHS 160.00 and the women would cost me 250.00.please I used some of the profit to pay my children school fee's,I also used some to take care of the house and I used some to expand my business. Thanks

Loan Proposal

I am requesting this loan purposely for the sale of ladies and men under wares, singlets, braziers and others. the loan would be used to purchase these items above for my shop. I promise to pay back as and when is due. Thank you for considering my proposal.

Feedback

2

None

2

  • Margaret    May 30, 2021

    This was a large loan given to Bernice and in over two years very little effort was made to try to pay it back. She took advantage of the good faith Zidisha lenders placed in her disappointing all of us.

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  • Michael Thurm    Nov 23, 2019

    Didn't even start to pay back

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  • Margaret    Nov 4, 2019

    Perfect repayment!

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  • Ray    Sep 19, 2019

    Excellent repayments - highly recommended

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Loan Info

Project Type

Classic Loan

Disbursed amount

$239.75

Date disbursed

Jul 21, 2019

Repayment status

On Time

Projected term

8 weeks

Cost to entrepreneur

Service fee: $7.85

Credit risk payment: $25.45

Lenders

A

alfredo

Bremen, Germany

ytrio

Madrid, Spain

Winona

Yakima, United States

LJ

United States

Richard

Shrewsbury, United Kingdom

Jonathan Ely

Aldershot, United Kingdom

Ren

Minneapolis/StPaul, United States

BH

Barbara Hermann

United Kingdom

M

Margaret

United States

JT

Joanne Thompson

United Kingdom

petter

Finland

Katie

New Zealand

World Centric

Sonoma County, California, United States

Nico Robin

Osaka, Japan

Frosty

North Pole, United States

Sayuri

United Kingdom

E

Eduardo

Paraguay

Supatra Gill

Tooma, New South Wales, Australia

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