Request for loan for business expansion

Bernice

Hwidiem, Ghana

100% repaid

Entrepreneur

Name

Bernice

Member since

January 2018

On-time repayments

68 installments  •  47%

About Me

My name is Bernice Abgenorwosi, I come from hwidiem in the Bron Ahafo region of Ghana.
My parents are traders by profession, my mother was selling clothes so I was working with her so through that I did some savings and after I completed school I establish my business. My hobby is playing dancing.
In my land we do celebrated Akwasidae festival, that is a special occasion to celebrate personal and community ancestors. We dedicate also special attention to make food offerings and donations for helping people.

My Business

After completed school I decided to go into selling of underwear for men and women.
No one was doing this type of business in my area, and I always seen people going to different areas to buy underwear items, so I decided to choose this business to help people in my area.

The demand over there is high, the avarage cost of one product is GHS 160.00 / 250.00 (men /woman).

I usually use my profits for basic needs of my family: pay my children school fees, take care of my house and I use an earning part to expand my business too.

Loan Proposal

I am requesting this loan purposely for the sale of ladies and men under wares, singlets, braziers and others. the loan would be used to purchase these items above for my shop. I promise to pay back as and when is due. Thank you for considering my proposal.

Show original English  

About Me

My name is Bernice Abgenorwosi, I come from hwidiem in the Bron Ahafo region. My parents are traders by profession, please my mother was selling clothes so I was working with her so through that I did some savings and after I completed school I established my business. Please in my land we do celebrated Akwasidae festival, please my hobby is playing dancing. Thanks

My Business

After completed school I decided to go into selling of under wear's for men and women, please no one was doing this type of business in my area, and I always seen people going to different areas to buy these under wear's, so decided to choose this business to help people in my area, and the demands over there is high, please the cost of men under Wear is GHS 160.00 and the women would cost me 250.00.please I used some of the profit to pay my children school fee's,I also used some to take care of the house and I used some to expand my business. Thanks

Loan Proposal

I am requesting this loan purposely for the sale of ladies and men under wares, singlets, braziers and others. the loan would be used to purchase these items above for my shop. I promise to pay back as and when is due. Thank you for considering my proposal.

Feedback

2

None

2

  • Margaret    May 30, 2021

    This was a large loan given to Bernice and in over two years very little effort was made to try to pay it back. She took advantage of the good faith Zidisha lenders placed in her disappointing all of us.

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  • Michael Thurm    Nov 23, 2019

    Didn't even start to pay back

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  • Margaret    Nov 4, 2019

    Perfect repayment!

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  • Ray    Sep 19, 2019

    Excellent repayments - highly recommended

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Loan Info

Project Type

Classic Loan

Disbursed amount

$239.00

Date disbursed

Jul 21, 2019

Repayment status

On Time

Projected term

8 weeks

Lenders

A

alfredo

Bremen, Germany

Winona

Yakima, United States

Lotus Flower

United States

Richard

Shrewsbury, United Kingdom

Jonathan Ely

Aldershot, United Kingdom

Ren

Minneapolis/StPaul, United States

BH

Barbara Hermann

United Kingdom

M

Margaret

United States

JT

Joanne Thompson

United Kingdom

petter

Finland

Katie

New Zealand

World Centric

Sonoma County, California, United States

Nico Robin

Osaka, Japan

Frosty

North Pole, United States

Sayuri

United Kingdom

E

Eduardo

Paraguay

Supatra Gill

Tooma, New South Wales, Australia

Ask Bernice a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Margaret    May 30, 2021

    This was a large loan funded by many Zidisha lenders, Bernice hasn’t paid it back in over two years.

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  • Christian    Sep 30, 2020

    Able to speak with Bernice Agbenorwosi he agreed and promised me she would resume payment of her loan.

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  • Monica    Aug 29, 2020

    I have spoke to one reference he told me he will speak to Bernice

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  • Agnes    Aug 3, 2020

    I call Bernice she couldn't answer my calls so I talk to one reference and told me to informed Bernice to paid

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  • Agnes    Jul 3, 2020

    I have explained things to Bernice and this time she has promised to adjust the repayment and start the payment soon

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  • Agnes    Jun 2, 2020

    Bernice said she will pay it soon

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  • Bernice    May 2, 2020

    Business is very slow and I'm facing alot of challenges now.

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  • Agnes    May 2, 2020

    Bernice told me she had a problem on her phone that's why she couldn't make the payment but promise to pay

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  • Bernice    Mar 31, 2020

    Business is not doing well

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  • Agnes    Mar 31, 2020

    I called Bernice but she didn't answer my calls but I spoke to one reference and told me she will pay

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  • Agnes    Feb 29, 2020

    I spoke to Bernice and told me her business is slow but she will adjust her loan repayment in order to run her business smoothly

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  • Agnes    Jan 28, 2020

    I couldn't spoke to the applicant but able to spoke to the applicant reference and told me he will inform her

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  • Joshi    Jan 19, 2020

    Bernice,
    can you provide update about the loan? You had very good repayment record but for this loan, you have not made any repayment at all.

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  • Bernice    Oct 5, 2019

    Lenders thank you very much for funding my loan. I will use to buy the items stated in my loan proposal. Thanks for helping me growing my business.

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  • Margaret    Oct 3, 2019

    Good luck Bernice with your new loan!

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  • Joshi    Oct 2, 2019

    Hello Bernice,
    Continue to communicate with lenders on Discussions board. Wish you all the best in your undergarment business.

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  • Bernice    Sep 19, 2019

    Thank you lenders my previous loan helps me to increase my profit margin.

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  • Bernice    Sep 16, 2019

    My loan has been received and used to purchase goods as intended, it has really helped me a lot. Thank you lenders, I almost finish paying. Am grateful to you all, God bless you.

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  • Bernice    Jul 21, 2019

    Thank you lenders for funding my loan, I will use it to buy clothings as stated in my loan proposal.

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  • Euge    Jul 17, 2019

    Good luck Berenice, Eugenia from Argentina

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