Residential house construction

Paul

Kasarani, Nairobi, Kenya, Kenya

100% repaid

Entrepreneur

Name

Paul

Member since

August 2014

On-time repayments

372 installments  •  87%

About Me

I am a 37 years old, married with two children. Professionally i am a Realtor and proprietor at Scopah Enterprises Limited. I was born and raised by struggling parents but they gave all their efforts to ensure that me and everyone in the family could enjoy the basic needs and education. I studied up to high school level for my parents could not afford to get me passed that but I did not give up. I found my way to Nairobi through a friend who housed me for several months before introducing me to this grate man, the late Gordon Nyabande, who taught me through the essentials of Real Estate and gave me a chance of working under him in his firm. During this period he saw my interest in this field and encouraged me to start classes. I am now a proud Diploma holder in Real Estate but my boss and the person who introduced me in this field did not live long enough to see how far I could go, he sadly passed on in September 2015 through cancer. Now, with over 15 years experience in Real estate market, i have decided that am ready to venture in this market and I have had progressive meetings with a friend in the same field and are in the final stages of registering our own company. My friend and partner to be has over 20 years experience in the field and our aim is to combine our efforts in developing our young firm with a target to becoming one of the leading real estate firms in Kenya by the next 10 years. I am a big fan of business documentaries and also a soccer lover. Besides I love exercising and reading news papers and magazines. It has been a long journey so far but am not giving up till I see myself up there with the best entrepreneurs!

My Business

Scopah Enterprises is my business that has been in operation for about 10 years now. In this business i deal with the fast moving consumer goods. I chose this kind of business after conducting a feasibility study over a period of six months which led me to concluding that this are basic goods and people will need them in their homes day in day out. The business initially generated monthly profit of about $500 but your first loan saw my profit go up by 8%. Your second funding of my project enable my profits grow with another 12% and your third lending grew my profit with about 16%. I am currently enjoying monthly profits of about $10,000 of which I spend $136 for rent, $150 I pay myself a salary, $140 I pay my wife who runs the business, $60 takes care of utility bills, $150 goes for savings and the rest goes for reinvestment in growing the business. During this period we have been in operation we have seen tremendous growth most which is all because of your funding.

Loan Proposal

I will spend all the loan amount to buy roofing materials for my residential house. My aim is to finish construction of the house before the end of this year so as me and my family can do away with paying rent and concentrate on putting all our efforts in developing our business.

Feedback

6

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,132.00

Date disbursed

May 19, 2016

Repayment status

Late

Projected term

67 months

Lenders

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

J

Jason

New Jersey, United States

thepaddy

Essen, Germany

C

Christian

Saarbruecken, Germany

arnljot

Oslo, Norway

B

BRWorthington

San Francisco, United States

Irvin

Vancouver, Canada

investor

Candiac, Canada

J

johan

Oslo, Norway

Elinor

Maple Lake, MN, United States

S

SovTempest

Toronto, Canada

mbunifu

San Jose, United States

D

dkapplerb

Toronto, Canada

J

jkats1988

New York, United States

BelleStarr

Albuquerque, United States

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

G

Gastao

Covilhã, Portugal

snapcore

--, United States

COOPITALIST

Toronto, Canada

Johnny

shanghai, China

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

lorrymac

Killough, United Kingdom

M

minynlca

San Diego, United States

C

CanadianBiker

Peterborough, Canada

ErikN

Stockholm, Sweden

J

jozua

Delft, Netherlands

F

Fiodal

Helsinki, Finland

I

Interfree

Dubai, United Arab Emirates

F

faical

Cologne, Germany

Scott

Oregon, United States

F

FHult

Stockholm, Sweden

D

danielske

Branford, United States

A

Aloha

Cologne, Germany

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

mattebe

Pittsburgh, United States

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

C

cjmenchaca

Austin, United States

B

Buchbinder

Berlin, Germany

Joseph P. Edd

Seoul, Republic of Korea

Jeff and Marcie

Portland, OR, United States

B

blahblah

Nuernberg, Germany

J

jjiffer

Seattle, United States

N

NancyG

Victoria, Canada

D

danny

Karlsruhe, Germany

M

Marny

Melbourne, Australia

M

matts

New York, United States

B

briansedz

Canton, Ohio, United States

G

gabarone

Rochester, United States

S

SelvaMarcus

Green Cove Springs, United States

beverly

Vancouver, Canada

G D Export

Kolkata, India

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

Karilynn

Mountain View, United States

AlexPalavas

Palavas les Flots, France

cattlebaron

Pierre, SD, United States

HE

help each other

Glasgow, United Kingdom

C

chrisherron

Chicago, United States

F

fisaire

Ithaca, United States

H

hanh352

Homosassa, United States

pbosakov

Sofia, Bulgaria

dajawein

Gladstone, Australia

indeh

London, United Kingdom

athomas

Chevy Chase, United States

T

TokyoBliss

Tokyo, Japan

F

fourstarsfamily

Melbourne, Australia

D

DamoA

Wollstonecraft, Australia

M

missjoyy

Munich, Germany

M

MarcAndreD

Saguenay, Québec, Canada

MadsNissen

Oslo, Norway

SeeMeeFi

Ontario, Canada

Myrar

Aarau, Switzerland

Z

Zippo

Berlin, Germany

D

duckdork

De Forest, United States

W

wordelsue

MIDWEST, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

clemenchiang

Singapore, Singapore

D

doinggood

Missoula, United States

A

Austrian

Graz, Austria

birtom

Ettlingen, Germany

Matthew

New York, NY, United States

S

samiT

Brussels, Belgium

S

smilesandlove

mount horeb, United States

C

cczapp

Hilliard, United States

H

Hello

Salisbury, United Kingdom

J

JoeSolar

Virginia, United States

V

Va_Ce_Jo

Egham, United Kingdom

L

loistf

Madrid, Spain

M

mrsdshomestead

ash fork, United States

A

argos

Zurich, Switzerland

mtnsailor

Harrisonburg, United States

J

jwharding

Hamburg, Germany

ads68

Melbourne, Australia

P

pellm

Ashland, United States

N

NoelC

Chelmsford, United Kingdom

J

janharg

Garland, Tx, United States

jimmycarterforever

Missoula, United States

O

Oktober

North Kingstown, United States

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

E

edgreig

Brixton, United Kingdom

M

mwkelley2

Columbus, OH, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

A

Aaron

Zurich, Switzerland

W

WellingtonPFClass

Columbus, Oh, United States

Andreas Kiss

Vienna, Austria, Austria

D

djschin

Heber City, United States

C

cescotet

Needham, United States

RandyPetersen1

Colorado Springs, United States

ButterfieldFamily

Heber City, United States

D

DearbornJackson

Rockville, United States

H

hivervan

watou, Belgium

A

Alisa

from, Japan

S

stillc

Nashville, United States

J

jackblack

Zurich, Switzerland

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

J

jerryq

Redding, United States

T

Taiwan

San Gabriel, United States

U

UsefulDrivel

Fort Worth, United States

M

mkellerman

Shanghai, China

L

lilbsedz

Raleigh, United States

Tania

Antwerpen, Belgium

HMS_5th_Grade

Honolulu, United States

D

dannimw

Victoria BC, United Kingdom

Vla911

Milan, Italy

jhealy87

Silver Spring, United States

MikaL

Helsinki, Finland

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

N

Norin

Germany

davidt

San Francisco, United States

GH

Gav H

Langley, Canada

G

gerd87

Haar, Germany

J

JoeOmundson

Portland, OR, United States

B

BassClef

Bozeman, United States

Richard100

Santa Ana, United States

nmatpt

Lisboa, Portugal

M

MarkGallagher

Glasgow, United Kingdom

W

Winniether

Rochester, United States

A

amish

San Francisco, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

U

UTLonghorn

Lincoln, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Marod

Edmonton, Canada

E

erlingre

Sør-Fron, Norway

1staidgirl

Surrey, Canada

K

Krish

Dubai, United Arab Emirates

isabelv

Barcelona, Spain, Sweden

I

icmoonchild

Haddon Heights, United States

O

ommthree

Egg, Switzerland

Zal0m0n

Atlantis!!!! x), Mauritania

H

hokyplyr

Lincoln, United States

A

AndrewC

London, United Kingdom

P

Paleomagick

Eldred, United States

R

RCHeying

Marietta, United States

lemonadestand

Brisbane, Australia

FriendinOregon

Hillsboro, Oregon, United States

Sappetta

Bolzano, Italy

P

Pavane

Kungsbacka, Sweden

W

wilma95

napa, United States

W

WidoStar

Bad Karlshafen, Germany

L

LenoMetus

Perth, Australia

JonB

London, United Kingdom

D

doublehelix

Philadelphia, United States

D

Draka

South park, United States

N

nglogic

Warszawa, Poland

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

Svetlana3k

Harvard, United States

M

MHarrison

Bristol, United Kingdom

xtrahardware

Cazenovia, United States

S

Sjors

Eindhoven, Netherlands

E

Esseni

Cincinnati, United States

B

BMcDermott

Washington, DC, United States

D

doroncoh

Tel Aviv, Israel

barthez

Hamm, Germany

C

Catch22

The Colony, United States

B

Budgie81

Norwalk, United States

R

rosebo

Bend, United States

E

E

Marin county, United States

C

Clben7

Cincinnati, United States

Namulanda

nairobi, Kenya

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

M

Mystery15

Winnipeg, Canada

S

SanderBeckers

Brussel, Belgium

G

GanSatya

United States

D

dj9812

United States

A

aulona

United States

M

Morgan1301

United States

B

BobHope

United States

sderickson

Berkeley, CA, United States

G

grogzoid

United States

M

martyb

United States

J

janakan

Hong Kong, Hong Kong

pvilliger

Zurich, Switzerland

M

Malibu

Westwood, United States

D

drorm

United States

C

chrishol

United States

D

DCLending

United States

D

Dan

United States

T

Trooperdan

United States

M

misaheat

United States

J

Jonas

Linköping, Sweden

J

juniormint

United States

D

dcktdjc

United States

G

geoff

United States

S

spivurno

United States

V

vkodai

United States

DavidHS

United Kingdom

jonnyhj

Stockholm, Sweden

M

Michi

Switzerland

J

jay12

Germany

J

jdallatezza

United States

R

richardbrewster

United Kingdom

poorinvest

Sandefjord, Norway

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

M

mitchmk84

United States

S

salonasante

United States

AltruismUSA

Los Angeles, Ca, United States

R

RosieWatrs

United States

J

jbhernan

United States

mepster

San Francisco, Ca, United States

G

GMB2014

United States

S

Sophia20450

United States

P

Panda6689

United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

B

bscent

Hong Kong

Taylor Hanna

United States

B

blambert

United States

V

vbud

United States

M

Manley

Windermere, United States

J

JonAlec

United States

S

SaraNT

United States

H

HLCharityFund

United Kingdom

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

J

jdelaporte

United States

M

Marielle

United States

M

Medagan

San Franciso, United States

dpollard

United States

S

SCHAC

Switzerland

B

Bennphoto

United Kingdom

M

Millie_and_Babs

United Kingdom

I

ident

Horsholm, Denmark

Y

Yanque

Madrid, Spain

K

Kebrenagast

New York, United States

R

rokbe

Netherlands

L

laurahjones

United States

E

ErinL

United States

Kyle Hoback

Omaha, United States

R

Ruj-ura

Thailand

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

TW

Tony Walters

United Kingdom

RJ

Ryan J Cotton

United States

KM

Kirsty M

United Kingdom

Michelle

Sydney, Australia

Shen Ge

Houston, United States

D

Doug

Baltimore, United States

Dave Bogard

New York, United States

Veeti

Helsinki, Finland

Villa Maria Outliers

Montreal, Canada

Family Mueller

Petershagen, Germany

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

DN

Don Nichols

United States

Elly

Woudrichem, United Kingdom

jtreyes

United States

H

Hakon

Drammen, Norway

Francoise Kuenzi

Neuchâtel, Switzerland

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

TG

Terry Godier

United States

HN

Hai Nguyen

Switzerland

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

KD

Kent Don

United States

TB

Taylor Brown

United States

Sandi Kaucic

Stow, Ohio, United States

Paul

Seattle, United States

JD

Jeff DePree

United States

Oliver Hasenberg

Iserlohn, Germany

ME

Manaal Eisa

Washington DC, United States

DC

Dan Crosby

United States

Martin Nielsen

Aarhus, Denmark

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

PG

Paul Graham

United States

JW

John Walsh

Alicante, Spain

Robin Padberg

Pétion-Ville, Haiti

LD

Laura Dobroth

United States

MJ

Monika Jelic

United States

Steven Hill

Barcelona, United Kingdom

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Diego

Monza, Italy

DB

Doug Brower

United States

Christopher Hey

Sudbury, Canada

D

Donna

United States

MT

Marco Tietz

United States

SH

Steven Huntington

London, United Kingdom

Bill Glover

United States

Max B

Saint Louis, United States

JC

Justin cohan

United States

S

stevensau

United States

A

Ashley

United Kingdom

B

Boris

Bern, Switzerland

Carla

United States

HPK

Switzerland, Switzerland

Kevin

United States

B

Brett

Australia

JS

johnny smithson

United Kingdom

RG

Ravi Gadad

United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

Rick

United States

DP

Doug Pennock

United States

JM

Jane Mattoon

United States

AH

Amy Hammond

United States

RK

Robin Kline

United States

E

El

United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

J

Jon

United States

K

Katharina

Germany, Germany

LR

Laetitia Rocha

United Kingdom

J

jennie

Guatemala

Craig Newmark

United States

ML

Macaulay Luty

United Kingdom

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

SM

Sue MacFarlane

United Kingdom

K

keithlaycock

United Kingdom

BR

Brandon Ross

United States

Thomas Naimoli

United States

Day Family

Melbourne, Australia

A

Ari

United Kingdom

AB

Andrew Bent

United States

LW

Lillie Wertz

United States

Gail

United States

TB

Tom Bishop

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

M

Mika

Switzerland

Ask Paul a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Paul    Mar 14, 2024

    Dear lenders, kindly allow me to reduce my repayments as above.

    Log in to reply • Share
  • Paul    Jan 12, 2024

    Dear lenders,

    I hope you are doing good in this new year 2024. A kind request to please allow me reduce my repayment instructions as follows!

    Thanks you

    Log in to reply • Share
  • Paul    Nov 14, 2023

    Dear lenders, kindly allow me to revise my repayment instalments as follows so as I do not miss on my repayments.

    Regards,

    Paul

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  • Paul    Sep 13, 2023

    Dear lenders,

    Please allow me to reduce my repayment [instalments as stated. Thank you!

    Log in to reply • Share
  • Paul    Jul 13, 2023

    Dear lenders,

    I wish to request you to allow me change my instalments as indicated because of some financial constraints.

    Regards,
    Paul Mutie

    Log in to reply • Share
  • Paul    May 15, 2023

    Dear lenders, kindly allow me to adjust my repayment instalments as above. Thank you!

    Log in to reply • Share
  • Paul    Mar 14, 2023

    Dear lenders,
    Kindly allow me to readjust my repayment downwards as above. I am financially constraint at the moment but am working on getting things back to normal.

    Log in to reply • Share
  • Paul    Dec 14, 2022

    Dear lenders, thank you for lending to my project. However, please allow me to reduce my repayments as above as I continue to strategize.

    Regards,

    Paul

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  • Paul    Nov 22, 2022

    Thank you all for accepting to fund my project. I need this loan to enable me connect electricity to my residential house and also do the kitchen cupboards and bedrooms wardrobes fittings. My intention is to complete the house soonest possible so as we can do away with paying rent which is consuming most of the family income. After moving into the house the amount we have been paying as rent will be released to grow the family business which will intern generate more income to the family helping us plan for a family vacation at least once or twice in a year.

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  • Paul    Nov 7, 2022

    Dear lenders,
    I would like to take this opportunity to thank you for standing with me and lending towards my last project. I managed to buy and fix floor tiles for the family residential house which is now almost complete. The next phase is to connect electricity to the house and also do the kitchen and bedrooms fittings. Thank you and i request you to continue standing with me as i purpose to provide a permanent shelter to my family.

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  • Paul    May 16, 2022

    Dear lenders,

    Thank you for accepting to fund my residential house project. I will use the funds to buy and fix floor tiles for my residential house. I received a total of Kshs. 44,669/=.

    Log in to reply • Share
  • Paul    May 13, 2022

    Dear lenders,

    Thank your for funding my project.
    I will utilize the loan proceeds to buy floor tiles for my residential house and also pay for the labor to get them fixed. My intention is to complete the house soonest possible so as we can do away with paying rent which is consuming most of the family income. After moving into the house the amount we have been paying as rent will be released to grow the family business which will intern generate more income to the family helping us plan for a family vacation at least once or twice in a year.

    Log in to reply • Share
  • Antony    May 8, 2022

    Investment wisely

    Log in to reply • Share
  • Paul    May 1, 2022

    Dear backers,

    Receive much greetings and appreciation for lending me your funds in my last project and also for being patient with me as i struggled to make the repayment despite the hard times. I used the funds to buy roofing materials for my house and though the house is not yet fully complete, my family is happy for we have a place we can call home. God willing very soon we are going to complete the remaining bit and then i will move my family there. This will be a huge boost to the family for it will do away with the rent bill, releasing this funds to other functions like improving our business.

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  • Paul    Apr 11, 2022

    Dear lenders,

    Let me begin by apologizing for taking long to repay your loan. Things went south for me in many ways but thank God they are slowly now getting better.
    Despite the rough time that I have had, I struggled to repay whatever little I could get and I am happy because have just cleared your loan.
    Please accept my apologies and I request you to stand by me in my next project.

    Regards,

    Paul Mutie

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  • Paul    Dec 15, 2021

    Kindly allow me to adjust my repayments as above

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  • Shellemiah    Dec 8, 2021

    dear team
    the client has on the truck and his payment is to be submitted tomorrow

    Log in to reply • Share
  • Paul    Dec 2, 2021

    Please allow me to reduce my instalments as above

    Log in to reply • Share
  • Paul    Nov 9, 2021

    Please allow me to reduce my repayments as above.

    Log in to reply • Share
  • Daniel    Oct 28, 2021

    Dear Lenders,
    Have spoke to Mr Mutie and he will be making the payment in the course of next week

    Log in to reply • Share


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