Restocking ladies' shoes and handbags

Judy Karambu

Chogoria, Kenya

100% repaid

Entrepreneur

Name

Judy Karambu

Member since

April 2014

On-time repayments

207 installments  •  65%

About Me

I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.

I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.

My Business

I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.

My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.

My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.

Loan Proposal

Once again thank you zidisha family for your continued support. The loans services you have been offering has been of great help to many.I wish to apply for another loan in order to raise funds to add stock of shoes and handbags for ladies. Am targeting the market that is likely to grow since the schools are soon closing and many people will be around too for holidays .am looking forward to getting the loan fully funded and I will repay it on time .Thank you.Be blessed

Show original English  

About Me

I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed

My Business

I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.

Loan Proposal

Once again thank you zidisha family for your continued support. The loans services you have been offering has been of great help to many.I wish to apply for another loan in order to raise funds to add stock of shoes and handbags for ladies. Am targeting the market that is likely to grow since the schools are soon closing and many people will be around too for holidays .am looking forward to getting the loan fully funded and I will repay it on time .Thank you.Be blessed

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Loan Info

Project Type

Classic Loan

Disbursed amount

$680.27

Date disbursed

Oct 18, 2017

Repayment status

On Time

Projected term

11 months

Cost to entrepreneur

Service fee: $30.00

Optional expediting fee: $60.00

Lenders

Marcus

Germany

Madeleine

Switzerland

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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