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Regina

Choma, Zambia

100% repaid

Entrepreneur

Name

Regina

Member since

September 2016

On-time repayments

41 installments  •  100%

About Me

I started my business with my first salary which kept me going until I managed to open a second shop through hard work, bringing different cloths from South Africa and Tanzania. I have been busy trying to grow my business with new and better ideas. I now have a contract with Darling hair which makes me a distributor for Choma, Namwala and all the small towns.

My Business

My business is mainly focused on clothing, cosmetics and household items, e.g., carpets, curtains and any household material that a client orders. I am trying to grow my other shop that has a number of services by bringing more commission- based business like banking and take away which has started on a slower ground but is attracting a number of investors like Zesco (one of the biggest companies in Zambia) using a company called Kazang which has a number of services on one machine. With the demand of product and services that we offer, we are forced to close at 20:00 hrs (8pm). Due to the demand I have with the partnering of Zidisha, my business will surely have a story to tell with proper investment of the loan that will be awarded to me which I promise to pay according to the given time. My business has a story to tell, indeed, from the time I got the loan; I have signed up two more contracts which is Express Online and Kazang money transfer.

Loan Proposal

i have an order of curtains which i intend to go and purchase with additional cash that i have which i have been keeping after every sale this will guaranty me a growth of my business and commitment to pay back within the shortest period of time.

Show original English  

About Me

I started my business with my first salary which kept me going until i managed to open a second shop through hard work ,bringing different cloths from south Africa and Tanzania . I have been busy trying to grow my business with new and better ideas , i now have a contract with Darling hair which makes me a Distributor for choma,namwala and all the small towns. The year 2017 has been a busy year which has increased my demands in the shop to a full time saloon and boutique which means we have to keep on updating the shop to new standards .

My Business

My business is mainly on clothing, cosmetic and household e.g carpets ,curtains and any household material that a client orders. I am trying to grow my other shop that has a number of services by bringing more commission based business like banking and take away which has started on a slower ground but attracting a number of investors like Zesco one of the biggest companies in zambia using a company called kazang which has a number of services on one machine. With the demand of product and services that we offer we are forced to close at 20:00hrs (8pm) due to the demand i have with the partnering of Zidisha my business will surely have a story to tell with proper investment of loan that will be awarded to me which i promise to pay according to the given time. My business has a story to tell indeed from the time i got the loan ,i have signed up two more contracts which is express online and kazang money transfer.

Loan Proposal

i have an order of curtains which i intend to go and purchase with additional cash that i have which i have been keeping after every sale this will guaranty me a growth of my business and commitment to pay back within the shortest period of time.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$179.00

Date disbursed

Sep 30, 2016

Repayment status

On Time

Projected term

3 months

Lenders

T

Tmann

Los Angeles, United States

ErikN

Stockholm, Sweden

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Treesforpeople

Oxfordshire, United Kingdom

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States

Matt B

Stratford Upon Avon, United Kingdom

PG

Paul Graham

United States

Taylor

Memphis, United States

Thomas

Sweden, Sweden

MC

Mark Cowburn

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Ask Regina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Regina    Feb 21, 2018

    You now qualify for a limited-time early repayment credit limit bonus: If you complete repayment of your loan before the bonus threshold date of December 28, you will receive an extra credit limit bonus of 1,882 ZMW for your next loan. This is in addition to any other credit limit increases and bonuses you have earned.

    Please note that this offer is unique to your account and is not transferrable to other members.

    Kind regards,

    The Zidisha Team
    above is the mail i got from zidisha team

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  • Regina    Jan 10, 2018

    its sad that i sent my loan application two weeks ago with the bonus that i hard earned only to be told that my loan has expired and i have lost the money that i hard earned after a good motivation , i hope someone explains to me what really happend

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  • Regina    Dec 15, 2017

    thank you so much to all the lenders for being patient with me

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  • Regina    Oct 5, 2017

    thank you so much i received the total of zmw 3800.00 which i will update you with photos when consignment come through.

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  • Regina    Sep 25, 2017

    thank you very much for funding my loan.im grateful

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  • Regina    Sep 16, 2017

    my previous loan worked well for me in such a way that my workers in the shop were working extra hard knowing for a fact that on every Friday a deposit of zmw 150 was to be deposited in the zedisha account which they did without any reminder this has really boosted my business hoping to be granted the third loan which i will still pay with same commitment.

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  • Regina    Jul 27, 2017

    Sorry for the delay i was out of the country but am back now.

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  • Regina    May 12, 2017

    Thank you so much to the lenders , i received the total amount of ZMW 2470 which i have collected from MTN thank you once more may God bless you all.

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  • Regina    May 10, 2017

    dear lenders.Thank you very much for funding my loan application.im so grateful and im looking forward to growing my business.Thank you.

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  • Regina    May 3, 2017

    i spoke to mark.he will settle his debt next week.he had some challenges here and there

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  • Regina    Apr 17, 2017

    Thank you for your quick response , will updated you all with my new Oder and new photos of my shop . God bless.

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  • Regina    Dec 15, 2016

    Thank you for giving me an opportunity to grow my business , i have a challenge with one of the clients i ref-fared they were funded zmw 238 kindly confirm if there is a problem with system my client has not withdrawn cash reason being they think its a wrong amount.

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    • Matt B    Dec 15, 2016

      Hi - you should send your query about the other borrower to the zidisha team by email:
      [email protected]
      Unfortunately they can't always monitor the loan discussion pages for technical queries.

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  • Regina    Nov 17, 2016

    Thank you Zidisha for accepting and funding Mr mwenjeleka on time .

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  • Regina    Oct 12, 2016

    Evening sorry for taking long to confirm my receipt of cash will forward photos to show my lenders what i have purchased with my loan. Thank you , God bless.

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  • Matt B    Sep 30, 2016

    Good luck with your business.

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  • Regina    Sep 29, 2016

    Thank you for the quick approval i will keep to my commitment and make sure to pay back within the shortest period of time thank you once more for considering me.

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