Hair arrangements for my shop

Regina

Choma, Zambia

100% repaid

Entrepreneur

Name

Regina

Member since

September 2016

On-time repayments

41 installments  •  100%

About Me

I started my business with my first salary which kept me going until I managed to open a second shop through hard work, bringing different cloths from South Africa and Tanzania. I have been busy trying to grow my business with new and better ideas. I now have a contract with Darling hair which makes me a distributor for Choma, Namwala and all the small towns.

My Business

My business is mainly focused on clothing, cosmetics and household items, e.g., carpets, curtains and any household material that a client orders. I am trying to grow my other shop that has a number of services by bringing more commission- based business like banking and take away which has started on a slower ground but is attracting a number of investors like Zesco (one of the biggest companies in Zambia) using a company called Kazang which has a number of services on one machine. With the demand of product and services that we offer, we are forced to close at 20:00 hrs (8pm). Due to the demand I have with the partnering of Zidisha, my business will surely have a story to tell with proper investment of the loan that will be awarded to me which I promise to pay according to the given time. My business has a story to tell, indeed, from the time I got the loan; I have signed up two more contracts which is Express Online and Kazang money transfer.

Loan Proposal

I will get more hair arrangements for my new business which I have signed up with Darling Zambia which I will update to my lenders as soon as I receive my loan. The other shop has been stable from the time I pumped in the first loan that I was given by Zidisha. It has been really helpful and I thank the lenders for the trust that was shown to me. I am working hard to try and pay back this second loan, which I hope the lenders will consider, within the short period of time. My kind of business is really busy -- at no particular season, it's all seasons. As for me, I see Zidisha taking me to greater heights. Thanking you in advance.

Show original English  

About Me

I started my business with my first salary which kept me going until i managed to open a second shop through hard work ,bringing different cloths from south Africa and Tanzania . I have been busy trying to grow my business with new and better ideas , i now have a contract with Darling hair which makes me a Distributor for choma,namwala and all the small towns. The year 2017 has been a busy year which has increased my demands in the shop to a full time saloon and boutique which means we have to keep on updating the shop to new standards .

My Business

My business is mainly on clothing, cosmetic and household e.g carpets ,curtains and any household material that a client orders. I am trying to grow my other shop that has a number of services by bringing more commission based business like banking and take away which has started on a slower ground but attracting a number of investors like Zesco one of the biggest companies in zambia using a company called kazang which has a number of services on one machine. With the demand of product and services that we offer we are forced to close at 20:00hrs (8pm) due to the demand i have with the partnering of Zidisha my business will surely have a story to tell with proper investment of loan that will be awarded to me which i promise to pay according to the given time. My business has a story to tell indeed from the time i got the loan ,i have signed up two more contracts which is express online and kazang money transfer.

Loan Proposal

i will get more hair range for my new business which i have signed up with darling Zambia which i will soon update to my lenders as soon as i receive my loan. The other shop has been stable from the time i pumped in the first loan that i was given by Zidisha it has been really helpful and i than the lenders for the trust that was shown to me ; i am working hard to try and pay back this second loan hope the lenders will consider within the short period of time. my kind of business is really busy at No particular season its all season ;as for me i see zidisha taking me to greater heights thanking you in advance .

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$279.00

Date disbursed

May 12, 2017

Repayment status

On Time

Projected term

4 months

Lenders

V

vidarlil

Sandefjord, Norway

A

aaronmcmurray

SLC, UT, United States

J

Jason

New Jersey, United States

davelowe100

Perryville, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

S

SeeBiscuit

Reston, United States

Pere

Barcelona, Spain

RebeccaNie

Palo Alto, United States

M

mason243

Denver Colorado, United States

B

briansedz

Canton, Ohio, United States

J

jasonbronowitz

Tempe, United States

G

graememoss

Amsterdam, Netherlands

J

JoycaLeplae

Gent, Belgium

Cloudways

Malta, Malta

J

Joyful4

Plano, United States

J

JoeSolar

Virginia, United States

D

diza2722

NSW, Australia

Zal0m0n

Atlantis!!!! x), Mauritania

B

Bokolo

Leeds, United Kingdom

L

LenoMetus

Perth, Australia

D

Draka

South park, United States

somuchjackson

Boston, United States

Y

yunfangjuan

Palo Alto, United States

A

Andrea

Berlin, Germany

C

Catch22

The Colony, United States

M

More-Like-Them

orange, United States

Parkmobile

Fort Bragg, United States

H

happytrailsjpd

South Bend, United States

A

andy.gayton

San Francisco, United States

D

daylin

Chicago, IL, United States

M

mibrahim51

Mountain View, United States

M

mueba

Frankfurt, Germany

dlpringle

Denver, United States

G

GreenMoney

Lahr, Germany

A

anson

Alexandria, United States

S

SanderBeckers

Brussel, Belgium

A

akshu71

Ottawa, Canada

D

dj9812

United States

M

Morgan1301

United States

L

liseman

United States

C

cindywu

United States

sderickson

Berkeley, CA, United States

T

toanvphan

United States

S

scotchval

United States

E

elhh82

Petaling Jaya, Malaysia

OP

Old People

Corona Del Mar, United States

T

tomcat14

Brussels, Belgium

G

gbelote

United States

P

Peaches

United States

S

SenseOfAdventure

United Kingdom

O

osubucks45

United States

R

roozbeh

United States

T

tlbtlbtlb

United States

M

Mcohan21

United States

R

Russell81

United States

K

karthich

Austin, United States

A

ATMiller

United States

E

eliastheroux

United States

AltruismUSA

Los Angeles, Ca, United States

J

Jrung

United States

mepster

San Francisco, Ca, United States

S

simonthompson99

United Kingdom

AndrewNeu

Ho Chi Minh, Vietnam

belvi

Hoogeveen, Netherlands

J

JonAlec

United States

K

Keith

Luxembourg

R

Rajendra

Jamkhed 413201 Maharashtr, India

D

dh1423

United States

SV

sven vdk

Twickenham, United Kingdom

M

Millie_and_Babs

United Kingdom

N

NickiW

United Kingdom

K

Kebrenagast

New York, United States

Voscke

Utrecht, Netherlands

S

SuzanneD

United States

S

Stephan

Netherlands

Martin Ward

Leicester, United Kingdom

V

VGV

Netherlands

P

Patty

Colorado Springs, United States

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

DN

Don Nichols

United States

Nicholas Corbett

Toronto, Canada

EB

Erica Brescia

United States

AF

Alysn Ford

United States

RW

Roger Wang

United States

Marcus

Germany

RM

Robert Mulley

United States

TH

tom hd

United Kingdom

AH

Adam Hill

United States

PG

Paul Graham

United States

J

Jason

United States

KJ

Kevin Jones

United States

N

Nino

Switzerland

A

Adam

United Kingdom

CR

Christine Randall

Brisbane, Australia

MP

Minah Park

Republic of Korea

NR

Nick Rioux

United States

K

Kaleb

United States

EthicalHost

Toronto, Canada

S

Stephanie

Zurich, Switzerland

RC

Rudi Chen

United States

M

Magnus

Switzerland

Carla

United States

GA

Giovanni and Yelena

New York, Ny, United States

The Zinc Team

San Francisco, United States

MO

Mark Owens

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

D

Dalton

San Francisco, United States

France

Christian

Vienna, Austria

R

RMIM

United States

DW

Dan Winetsky

United States

Paul Buchheit

Mountain View, United States

J

James

Los Angeles, United States

Tyler Metcalf

Utah, United States

A

Adriaan

Netherlands

A

Anonymous

United States

Greg DeKoenigsberg

Durham NC, United States

K

Khoa

United States

Ask Regina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Regina    Feb 21, 2018

    You now qualify for a limited-time early repayment credit limit bonus: If you complete repayment of your loan before the bonus threshold date of December 28, you will receive an extra credit limit bonus of 1,882 ZMW for your next loan. This is in addition to any other credit limit increases and bonuses you have earned.

    Please note that this offer is unique to your account and is not transferrable to other members.

    Kind regards,

    The Zidisha Team
    above is the mail i got from zidisha team

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  • Regina    Jan 10, 2018

    its sad that i sent my loan application two weeks ago with the bonus that i hard earned only to be told that my loan has expired and i have lost the money that i hard earned after a good motivation , i hope someone explains to me what really happend

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  • Regina    Dec 15, 2017

    thank you so much to all the lenders for being patient with me

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  • Regina    Oct 5, 2017

    thank you so much i received the total of zmw 3800.00 which i will update you with photos when consignment come through.

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  • Regina    Sep 25, 2017

    thank you very much for funding my loan.im grateful

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  • Regina    Sep 16, 2017

    my previous loan worked well for me in such a way that my workers in the shop were working extra hard knowing for a fact that on every Friday a deposit of zmw 150 was to be deposited in the zedisha account which they did without any reminder this has really boosted my business hoping to be granted the third loan which i will still pay with same commitment.

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  • Regina    Jul 27, 2017

    Sorry for the delay i was out of the country but am back now.

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  • Regina    May 12, 2017

    Thank you so much to the lenders , i received the total amount of ZMW 2470 which i have collected from MTN thank you once more may God bless you all.

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  • Regina    May 10, 2017

    dear lenders.Thank you very much for funding my loan application.im so grateful and im looking forward to growing my business.Thank you.

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  • Regina    May 3, 2017

    i spoke to mark.he will settle his debt next week.he had some challenges here and there

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  • Regina    Apr 17, 2017

    Thank you for your quick response , will updated you all with my new Oder and new photos of my shop . God bless.

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  • Regina    Dec 15, 2016

    Thank you for giving me an opportunity to grow my business , i have a challenge with one of the clients i ref-fared they were funded zmw 238 kindly confirm if there is a problem with system my client has not withdrawn cash reason being they think its a wrong amount.

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    • Matt B    Dec 15, 2016

      Hi - you should send your query about the other borrower to the zidisha team by email:
      [email protected]
      Unfortunately they can't always monitor the loan discussion pages for technical queries.

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  • Regina    Nov 17, 2016

    Thank you Zidisha for accepting and funding Mr mwenjeleka on time .

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  • Regina    Oct 12, 2016

    Evening sorry for taking long to confirm my receipt of cash will forward photos to show my lenders what i have purchased with my loan. Thank you , God bless.

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  • Matt B    Sep 30, 2016

    Good luck with your business.

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  • Regina    Sep 29, 2016

    Thank you for the quick approval i will keep to my commitment and make sure to pay back within the shortest period of time thank you once more for considering me.

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