Restocking

Francis Omongoluk

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Francis Omongoluk

Member since

April 2017

On-time repayments

117 installments  •  54%

About Me

my name is francis itengo omongoluk and i am interested in your services. I went to kakapel primary school in western Kenya where i completed my primary education. Life was not so easy that time whereby i used to walk several kilometers every morning to school. you can imagine walking that long bear foot with too much cold in my mountain location. My focus in life and hard work propelled me to completing my primary education. I managed to pass well and emerged the first in my school and i went to kolanya boys high school for my secondary education. I worked hard and also managed to complete secondary education. After high school i never wanted to stay idle after lacking money to go to college. I had to look for some job to do to earn a living. I landed a small job in a private security firm and that is what i have been depending upon to support me financially. i saved some money monthly till it was enough to buy some groceries for sale and that is how my small business came up.

My Business

I sell groceries to the people around my locality. I decided to sell groceries because i came to learn that they are the ones on daily use in many households. i chose to deal with these goods because they are readily available all year long in the market. I use some of the profits other house needs and i spare some for business growth.
From the grocery business I have been doing I am glad to say that I discovered a new business opportunity and that is beekeeping. I decided to spare some cash from my business in addition to the loan I received from zidisha and managed to purchase some beehives. I currently have ten beehives in my apiary. With the harvest coming from the beehives I am sure my revenue will increase.

Loan Proposal

with this loan i intend to purchase a sack of beans to add to my business. One bag of beans is 35 dollars. I expect my profit to rise to Kshs 1000.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$13.59

Date disbursed

Oct 3, 2018

Repayment status

On Time

Projected term

1 week

Cost to entrepreneur

Service fee: $0.56

Credit risk payment: $1.71

Lenders

RC

Rudi Chen

United States

Ask Francis a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Francis Omongoluk    Nov 7, 2022

    I am changing instalment amount because of state of my income that is still not stable. I am still committed to completing repaying the remaining amount. Thank you.

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  • Francis Omongoluk    Oct 25, 2022

    I am changing the instalment amount so that I can complete my repayment comfortably. My income has not been stable as I expected. I am expecting to harvest my honey in a few weeks time. This will enable me clear the remaining balance. Once again thank you you Zidisha.

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  • Francis Omongoluk    Oct 2, 2022

    There has been too much rain since July and I was not able to make any honey harvest. This is the only source of income I am relying upon. Luckily the rain has reduced and I am expecting good harvest. I expect to finish repaying my loan after the sale of the honey. I remain committed to completing repaying as soon as possible. Thanks so much for your help.

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  • Francis Omongoluk    Jul 30, 2022

    With this loan loan I will purchase 5 beehives at a cost of 5000/50USD. This will increase my revenue once they are colonised. Thanks so much for your support.

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  • BienesDar    Jul 27, 2022

    Greetings from BienesDar.org in Spain. We have contributed to this project as we believe will provide jobs and well being for others too. Keep up the good work, Francis!

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  • Richard Nti    Jul 27, 2022

    Pay your loan fast in other to get another loan

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  • Francis Omongoluk    Jul 19, 2022

    The loan i have just finished repaying was of great help to me because assisted me secure my apiary. I have no problem with any intruders coming to harm my beehives.

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  • Francis Omongoluk    Apr 11, 2022

    I received ksh 23,458 and I used it to buy 2 rolls of barbed wire for fencing my farm to protect my apiary from intruders. I take this opportunity to thank you for funding my project. Thank you.

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  • Francis Omongoluk    Apr 7, 2022

    I received ksh 23,558 and I will use it to buy 2 rolls of barbed wire to fence my farm to protect my apiary from intruders. Thanks so much for the funds

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  • Francis Omongoluk    Apr 7, 2022

    With the loan I will buy two rolls of barbed wire for fencing my farm to protect my apiary from intruders.
    Thanks so much for the loan.

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  • Francis Omongoluk    Sep 23, 2021

    With the loan i just finished repaying i managed to increase the number of my beehives by five. This purchase has made a big difference in my business whereby my income has increased. The additional hives once colonized will give me an increase of up to USD100 every month. I will use the increase in earning to continue restocking my apiary.

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  • Daniel Malului    Sep 17, 2021

    Dear Lenders,
    Have treid to reach Mr Omongoluk but his cell phone is not going through,however i tried reaching other refferee but no one answered,i will try to call him again and advise

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  • Francis Omongoluk    Aug 31, 2021

    I am making this adjustment because the business is not performing as per m expectation. The level of revenue is low currently. I remain committed to completing repaying the loan as soon as possible. Thank you for understanding me.

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  • Francis Omongoluk    Jul 14, 2021

    I appreciate you all for the fund. This is making my dream project come true. I will go ahead and purchase honey harvesting equipment for my project. This is going to improve my income base. Once again thank you for making my project possible.

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  • Francis Omongoluk    Jun 20, 2021

    With the loan i just concluded repaying, i managed to purchase beehives and used the remainder for fencing the apiary area. this has made a difference because my income base has kept on increasing. In the next few months when the harvest matures i will have more money flowing in. My earning currently has increased by close to 2%. I still use the increased earning to improve the condition of my apiary.

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  • Francis Omongoluk    Apr 30, 2021

    I am changing the instalment amount so that I will be able to comfortably complete the instalments. Businesses is not doing well as I expected but I am still committed to completing repayng. Thanks so much for supporting me.

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  • Francis Omongoluk    Apr 4, 2021

    Thank you so much for the loan. With this loan, I will purchase three beehives and some of it will go to the fencing of the apiary to prevent intruders for safety. I will also use it for logistics such as transportation and installation of the beehives.
    Once again thank you for the loan offer.

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  • Ukulele Cheri    Apr 3, 2021

    My family raises bees. You will do well in this!

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  • Francis Omongoluk    Apr 2, 2021

    With the loan that I have just finished paying, I managed to purchase some beehives for my newfound business opportunity. This has had an impact on my business such that my revenue flow is increasing due to the sale of honey.
    I can say that my earnings have increased by up to 10% and I am optimistic that it will continue to increase even more.

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  • Francis Omongoluk    Mar 27, 2021

    I deposited Kshs 2,634 yesterday 25/03/2019 but the amount has not reflected up to date. What might be the problem?

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