Restocking for the festive season

Rosemary

Gilgil, Kenya

100% repaid

Entrepreneur

Name

Rosemary

Member since

January 2015

On-time repayments

309 installments  •  82%

About Me

my names are rosemary maina i was born on 24th august 1972 . i joined mount saint marys primary school molo in 1980 to 1987 .then i was admitted to othaya girls for my secondary education in 1988 to 1991 i did not further my education .later in the year after staying home for a period of 9 months i joined my mother in a small business of selling green grocers that went down a year later due to pressure of school fees for my younger brothers.i chose to look for job so that i could assist in educating my brothers . i did not get a job immediately so i was working as a laborer for a period of 5 years in different farms to sustain me and family. In 1999 i got married and was blessed with two children ,mean while i was staying home as a house wife until 2008 when we separated with my husband. Later i joined women groups that assisted me with funds to start a small business of selling cloths in Gilgil town that has assisted me to educate my children and meet their needs to date. I love it with all my heart since it is the only source of my income.

My Business

I own a shop in Gilgil town . business name i s Phelisma boutique.i sell new clothes and shoes it has a capital of a bout 300 000 Kenya shillings.in a day i make sales of 10 000 Kenya shillings. the profit margin on this sales is Kenya shillings 1500 if converted monthly ,it is 45000 .i pay my house rent Kenya shillings 10 000.i have employed two ladies and i pay them 6000 each that is 12000 per month. my family spend 15000 Kenya shillings in house rent and other basic needs .the total expenses is Kenya shilling 35000.L save 3000 every month to cater for the education of my children am left with 7000 Kenya shillings that i re- stock back to the business to grow it further . i love this business and i will work hard to achieve more.thank you

Loan Proposal

Dear lenders am very grateful today to let you know that am doing well in my business . We are heading towards festive Xmas season , and during this period business is good because every body in town and the surrounding buy new clothes and shoes for their families in preparations to usher in Christmas and new year . The season is good and am expecting a tremendous growth coming January. With your support lender i will achieve my goals . Thanks in advance.

My Videos

May 26, 2021: Gilfarm

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$379.00

Date disbursed

Dec 3, 2015

Repayment status

On Time

Projected term

9 months

Lenders

S

snowcrystal86

New York, United States

mbunifu

San Jose, United States

eagle3

Grand Ledge, United States

lorrymac

Killough, United Kingdom

M

mogensh

København V, Denmark

B

briansedz

Canton, Ohio, United States

J

jasonbronowitz

Tempe, United States

C

chrisherron

Chicago, United States

H

hanso

Arendal, Norway

S

stevetanner

Geneva, Switzerland

J

JandC

Watsonville, United States

DLarson

Morris, United States

Z

Zippo

Berlin, Germany

D

duckdork

De Forest, United States

C

Colesmiths

Sevenoaks, United Kingdom

D

danderson1953

Plainsboro, United States

D

davide

Vallentuna, Sweden

S

SvenWaage

Stavanger, Norway

T

tuttifrutti

tulare, United States

V

Valis

Singapore, Singapore

D

dannimw

Victoria BC, United Kingdom

hugomesser

Blokker, Netherlands

A

Andrew22

Hopewell PA, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

D

dpvidal

Eindhoven, Netherlands

B

bagheera

Vienna, Austria

lemonadestand

Brisbane, Australia

L

LenoMetus

Perth, Australia

T

TodaRaba

Tacoma, United States

ibc123

Seattle, United States

M

magnaculpa

Silver Spring, United States

E

Esseni

Cincinnati, United States

J

jaaron

Auburn, United States

R

rosebo

Bend, United States

Parkmobile

Fort Bragg, United States

S

skohli

san francisco, United States

H

happytrailsjpd

South Bend, United States

A

andy.gayton

San Francisco, United States

C

Clben7

Cincinnati, United States

J

JudoGlenn

North Olmsted, United States

G

GreenMoney

Lahr, Germany

S

SanderBeckers

Brussel, Belgium

A

akshu71

Ottawa, Canada

D

dbuksh

United States

L

liseman

United States

C

Csquared

United States

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

P

Peaches

United States

C

chrishol

United States

D

DCLending

United States

B

bovine

United States

GiselleF

United Kingdom

I

ianmc

United States

A

adiipienaar

South Africa

Paul Buchheit

Mountain View, United States

R

Reiners

Australia

T

tomspalla

United States

B

bvirlet

United States

A

ATMiller

United States

R

richardbrewster

United Kingdom

M

mitchmk84

United States

AltruismUSA

Los Angeles, Ca, United States

E

EKuras

United States

R

RosieWatrs

United States

R

ruth11

United Kingdom

C

cathyu2crazy

United States

smastermind

Jerusalem, Israel

E

ewaters1

Australia

alrisha11

United States

E

expatri

United States

C

CraigInCo

United States

mepster

San Francisco, Ca, United States

VK

Vasily Kudrin

Moscow, Russia

S

simonthompson99

United Kingdom

S

Sophia20450

United States

L

luckiestmonkey

United States

AndrewNeu

Ho Chi Minh, Vietnam

T

timnj

United States

M

Mkaput926

United States

J

JonAlec

United States

T

tehmle

United States

Grant Xavier Storer

Seattle, Wa, United States

S

shivasj

United States

R

reganbrian

United States

M

Marielle

United States

A

aajmp

United States

S

satheajay

United States

adrianz

United States

M

michael0921

Fairmont, United States

K

Kebrenagast

New York, United States

Andrew267

Birmingham, United Kingdom

S

seanos

Nottingham, United Kingdom

reluck

Marseille, France, France

alecors

Mexico, Mexico

A

andreab

United States

JP

James Parker

Sacramento, United States

RJ

Ryan J Cotton

United States

PH

Phil H

United States

F

Falk

Germany

D

Doug

Baltimore, United States

MJ

Matt Jenkins

United Kingdom

HW

Hans Weiss

Kiel, in the very north of Germany, Germany

Jerome

Switzerland

U

Ulrich

Switzerland

MW

Matt Willis

United States

Thomas

Basel, Switzerland

JD

Jo Dane

Melbourne, Australia

DN

Don Nichols

United States

Elly

Woudrichem, United Kingdom

Haroldo Ramthun Junior

Pomerode - Santa Catarina - Brazil, Brazil

Jason Ogg

New Zealand

jtreyes

United States

Kristina Speed

Seattle, WA, United States

BS

Bart Sturm

Amsterdam, Brazil

Francoise Kuenzi

Neuchâtel, Switzerland

Christopher Hey

Sudbury, Canada

metab

Estados Unidos, Hong Kong

John Barnett

United States

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Rosemary    Jan 26, 2021

    More comfortable with me

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  • Rosemary    Jan 26, 2021

    Hi, I wish to thank you for your support, though I have not been able to pay on time due to low business trend, my aim is to clear the remaining balance since the money I received from you helped me. Am hopeful that all will be well.
    I also wish to request you to check payments made using this mobile no. 0757043872 which is also my number. Hope to hear from you

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  • Eric    Jan 25, 2021

    she will make payments soon

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  • Eric    Jan 25, 2021

    Rosemary promised to make

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  • Rosemary    Jan 18, 2021

    Sorry for the inconveniences. Am really trying to send the remaining balance though my business was affected by the Corona wave. If all goes well I intend to clear the balance

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  • Rosemary    Jan 18, 2021

    Hi, I have sent two instalment of 1000 each to a wrong number 0720839601 on 18/1/2021.
    MPESA transaction no.PA18QVKL6
    and PA16QWKVZW

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  • Eric    Dec 25, 2020

    She has experienced low incomes and promised to adjust instalment

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  • Nelson    Dec 24, 2020

    I have talked to Rosemary she responded to me that she will adjust his payment that she is able to pay every installment.

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  • Rosemary    Mar 26, 2020

    Business is so low

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  • Rosemary    Aug 17, 2017

    Am down financially and my business isn't good but am hoping that all will be well. Sorry for the inconvenience

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  • Victor    Aug 10, 2017

    Rosemary has been experiencing difficulties in her business flow but have encouraged her to try and embark on repayment which she will do

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  • Victor    May 4, 2017

    rosemary will embark on repayment of her loan her business has been down off late

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  • Rosemary    May 1, 2017

    Sorry for the late payments which have been affected by low turn out for customers due to rain shortage whereby customers prefer buying foods rather than new clothes and shoes. I intend to normalize my payments immediately the business returns to normal since there is signs of rainfall and there will be enough food and my customers will be able to go back to their usual business. Otherwise am also looking for cash elsewhere apart from the business. Once again bear with me

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  • Rosemary    Oct 3, 2016

    Thank you once again, am really grateful for the money you funded. I have received the cash and planing to add stock and also clear my son's school fees since this the end term whereby we are advised to clear with the school at the end of each year. Thank you

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  • Rosemary    Sep 30, 2016

    I wish to thank you once again for your trust in funding me. I have received funds today 30th September 2016 and am so grateful.

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  • Rosemary    Sep 29, 2016

    Thank you lenders for finding me worth of being funded. With the money will add more stock and part of it i will clear my son's school fees balance. This will ease my work and also give my customers their preferences. Thanks in deed.

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  • Rosemary    Sep 29, 2016

    My son at the shoe display

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  • Rosemary    Sep 19, 2016

    Hello lenders, your support has been truly grateful and has been of grate help to me and to all who have been close to me.
    The loan has helped me upgrade my business and also add stock to it; have been able to add a variety of stock for both men and women which help me get a number of satisfied and happy customers.
    From the sale and loan support, business has been great,hence, it has truly helped increased my revenue /profit to.Ksh 50,000 monthly which is a great step. From this, i have been to support my younger son's education, helped my parent, done some personal effects and upgraded my sons playing area so that they can enjoy playing fully with the neighbours kids.

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  • Rosemary    Apr 21, 2016

    Hi lenders, just wish to inform you that we are doing fine with my family and my business too. I also wish to inform you that i have included an Mpesa and Equity agent outlet in line with the other business. Customers have been requesting to deposit and withdraw cash from their accounts when they buy or when they have extra cash to deposit in their accounts. This have been made possible by the funds i get from you. I really appreciate your support and hope to expand my business further. THANKS

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  • Rosemary    Feb 19, 2016

    Hellow lenders , i greet u all in the name of the lord my family and i are doing fine . My business is doing great in fact the computer have improved the efficiency in my business .i have a plan of enlarging my business in a few months time .thank you very much for your support i really appreciate.

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