Martha Nyambura Mwega
108 installments • 53%
My names are Martha Nyambura, I’ve gone to School up to form two(half way through secondary) and dropped out due to fees problem. I live in Kibaoni, Kilifi. I have three Children and are all school going. the first born has just started Medical Training at the Kenya Medical Training College. My business helps with her school fees.
Am a single Mom and live in a rental house paying Ksh1500.
My home is located twenty metres from Kwa Charo wa Mae Market. but my business markets all over the Coast of Kenya. I have always been able to pay my Zidisha loans but last time I had a motor cycle accident thus delayed in paying my last loan. I hope my lenders will forgive me on this and will loan me again. God bless you
My business involves selling Second hand clothes; I started in the year 2000. I was buying the clothes at Kongowea Market in Mombasa, and then when I attracted a lot more customers I started buying my clothes from far markets like Gikombaa in Nairobi, Taveta or Tanzania where I get better clothes to attract more customers. I love my business because it has no stress, when I buy the clothes in the Market I iron them then I sell them in different places since i don’t have a permanent place I do house to house selling or at markets in different market days around Kilifi County.
This business is what sustains my family and I manage to educate and feed my children. The biggest challenge in my business is when it rains because it hinders my movement and sometimes my goods don’t arrive in time at the market but all in all I strive for success.
It is a time of changing weather in Kilifi and getting colder. Now my customers want warm shirts and jackets. From the loan, I will add nice clothes to sell in local markets as well as my shop in Kilifi town. From this loan of about 400-dollars, I can make a profit of 600-dollars.
Jul 10, 2018
Cost to entrepreneur
Service fee: $16.86
Credit risk payment: $67.44