Restocking inventory

Martha Nyambura Mwega

Kibaoni, Kenya

100% repaid



Martha Nyambura Mwega

Member since

September 2012

On-time repayments

108 installments  •  53%

About Me

My names are Martha Nyambura, I’ve gone to School up to form two(half way through secondary) and dropped out due to fees problem. I live in Kibaoni, Kilifi. I have three Children and are all school going. the first born has just started Medical Training at the Kenya Medical Training College. My business helps with her school fees.
Am a single Mom and live in a rental house paying Ksh1500.
My home is located twenty metres from Kwa Charo wa Mae Market. but my business markets all over the Coast of Kenya. I have always been able to pay my Zidisha loans but last time I had a motor cycle accident thus delayed in paying my last loan. I hope my lenders will forgive me on this and will loan me again. God bless you

My Business

My business involves selling Second hand clothes; I started in the year 2000. I was buying the clothes at Kongowea Market in Mombasa, and then when I attracted a lot more customers I started buying my clothes from far markets like Gikombaa in Nairobi, Taveta or Tanzania where I get better clothes to attract more customers. I love my business because it has no stress, when I buy the clothes in the Market I iron them then I sell them in different places since i don’t have a permanent place I do house to house selling or at markets in different market days around Kilifi County.
This business is what sustains my family and I manage to educate and feed my children. The biggest challenge in my business is when it rains because it hinders my movement and sometimes my goods don’t arrive in time at the market but all in all I strive for success.

Loan Proposal

It is a time of changing weather in Kilifi and getting colder. Now my customers want warm shirts and jackets. From the loan, I will add nice clothes to sell in local markets as well as my shop in Kilifi town. From this loan of about 400-dollars, I can make a profit of 600-dollars.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 10, 2018

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $16.86

Credit risk payment: $67.44



Boston, United States



Bremen, Germany



Bethesda, United States


Mazatlan, Mexico


Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic


Craig Newmark

United States

Mark Rowlatt

Peterborough, UK, United Kingdom

Michael Bauschke

Dresden, Germany


Berlin, Germany

Ask Martha a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Martha Nyambura Mwega    Dec 5, 2018

    Hello Lenders, I have been applying for a loan after repaying my earlier loan but in vain. Please help in application of the same!

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  • Martha Nyambura Mwega    Sep 19, 2018

    First of all I would like to thank all my lenders for your support. My past loan came at a time i really needed it, I was able to add stock thus making me get good profit. I have been able to pay school fees for my girl in College(Kenya Medical Training College- Nyahururu) as well as subsistence cash.
    Thanks a lot!

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  • dave2319    Jul 10, 2018

    Hello Martha.
    Sorry to hear why you're in Nairobi, although it's great to see you've been fully funded this time!

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  • Martha Nyambura Mwega    Jul 10, 2018

    My dear lenders.
    I am full of thanks to you and to Zidisha for this loan. Today am in Nairobi for the burial of my sister's son coming in a few days. When I return to Kilifi will put the money to use for new stock. There are some good places to buy stock in Nairobi. Be blessed and thank you again

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  • David Walshe    Jul 9, 2018

    Good luck Martha

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  • alexalexalex    Jul 2, 2018

    Good luck Martha!

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  • Martha Nyambura Mwega    Jun 26, 2018

    This is my newest photo

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  • dave2319    Jun 25, 2018

    Hello Martha.
    There's now the option to upload a new photo via your dashboard. I'll keep checking to see if you're able to do that before the application expires, and if it then requires staff approval, the amount of time remaining should be reset when it's done.
    Sorry about the problem.

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  • Martha Nyambura Mwega    Jun 8, 2018

    Hello Zidisha lenders. This is a photo of the shop where I now sell clothes. It is in Kilifi town. Still I visit the markets . Praying for the loan to come through

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  • Martha Nyambura Mwega    Apr 5, 2018

    I want to thank you all for showing me love and funding my clothing project. I am doing very well and the past loan has really made a difference in my sales. I have been able to get a small place for my business.

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  • Martha Nyambura Mwega    May 20, 2017

    Thank you so much for granting me this loan, now I can by more stock for my business.
    This loan will help me expand my business in terms of capacity and help me venture into new clothes too.
    Again, thank you.

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  • Martha Nyambura Mwega    Apr 26, 2017

    Thank you my friends who so far are helping to finish the loan. Praying the final money will come very soon. Bless you

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  • Martha Nyambura Mwega    Apr 20, 2017

    If I get the loan I will be able to add stock and as I continue I will get a place/shop to sell my clothes from as sometimes its hard to sell in the market especially when it rains, with a shop i can always sell from the shop and the open market too.
    Thank you for your continued support; My first born is now in form four and doing very well in school.
    God bless.

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  • TomF925    Jan 20, 2016

    Happy New Year! Congratulations on the many payments so far in January! Perhaps you can restructure the remaining payments to be smaller and extend the due date and lower your interest. This could be easier for you and would improve your score on credit worthiness.

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  • Martha Nyambura Mwega    Dec 2, 2015

    Dear Zidisha lenders
    Forgive me kindly, I have been sick with ulcers but am better now. I plan to clear the balance in part next week, in full by end of December. God bless you for patience

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  • Martha Nyambura Mwega    Feb 24, 2015

    My lenders I thank you for funding the loan. I accepted the first payment of 1388 Kenyan shillings each week but it is putting too much pressure on my family and my business. It is my prayer that 1000 shillings each week will be good for you.
    Your kindness is appreciated. God bless you

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  • Martha Nyambura Mwega    Jan 29, 2015

    This is me the the middle with my daughter Esther and her daughter Lavine wishing you all the best

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  • Martha Nyambura Mwega    Jan 29, 2015

    Greetings to my lenders and asante sana for your help. Have repaid my loan and request again. This time I am going to Nairobi to buy new and old clothes for selling. Then some of them I'll put a kibanda and some I'll go to the market with them. Happy New Year and thank you from me and my family

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  • iggwag    Dec 30, 2014

    well done.

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  • iggwag    Sep 5, 2014

    Sorry to hear of your accident. Those Boda-Boda are very dangerous.

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