Restocking my beauty shop

Chelangat Sammary Bigen

Bomet, Kenya

100% repaid

Entrepreneur

Name

Chelangat Sammary Bigen

Member since

August 2015

On-time repayments

190 installments  •  76%

About Me

My name is Chelangat Sammary Bigen. I was born in 1972 in Kuresiet village, Chemaner location, Longisa division in Bomet County.We are a family of seven members where five of us are female and two are male.am the second born in my family, I went to Chemaner primary school at a tender age of five where I started class one in 1978 and continued to class eight in 1986 and sat my kcpe in the same year and later on joined Wareng high school for my O level education where I completed in 1990 having satisfactorily achieved my secondary school certificate.
My parents kept goats,sheep and cows for our upkeep.in additional they grew maize ,sorghum,and millet for food and surplus was sold to cater for our education. my siblings and I were of great help to our parents because we assisted so much in daily activities like cultivating farm,weeding and harvesting.am a married woman with two kids an elder daughter who is in a medical school and a younger son in class six. that's my story, thanks for reading.

My Business

I have a cosmetic shop in LITEIN town located Eastwards just a few kilometres from Kericho town. I started opening it August 2014.it's now sixteen months old and has been on up to date.I normally open at 8:am in the morning and close at 6:30 pm in the evening. so far so good am happy because my business is doing well and I have hired one person to assist me in making sales ,keeping records, making orders,stock taking ,communicating with customers among other duties. my business contains variety of hairstyles, rings,earrings, body lotions among other variety of things.I av been able to acquire reliable potent customers, and still looking for more and has enablee to run my business smoothly.u pay my kids fees as well as their upkeep.zidisha loan is of great help to me.
Thank you my lenders and zidisha team for your support and reading my story.

Loan Proposal

I will restock my beauty shop and open new opportunities by adding a saloon care this will increase my profit acustomers by serving as one stop shop.My budget is for $500 and if this is achieved I will increase my profit by 50%. This is a new opportunity in my town that we do all enterprise in a central point unlike when a client buy other products elswhere and get a service of salon sepperatly

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Loan Info

Project Type

Classic Loan

Disbursed amount

$451.01

Date disbursed

May 5, 2016

Repayment status

On Time

Projected term

10 months

Cost to entrepreneur

Service fee: $18.57

Lenders

E

Errol

Bradenton, FL, United States

M

marvin24

Giessen, Germany

C

Christian

Saarbruecken, Germany

B

BRWorthington

San Francisco, United States

investor

Candiac, Canada

J

johan

Oslo, Norway

Elinor

Maple Lake, MN, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

COOPITALIST

Toronto, Canada

A

andyfletcher

I want my "My loans" page back, Qatar

AndreaBravi

London, UK, Canada

Raoul72

Naarden, Netherlands

H

howru

Toronto, Canada

Tjitser

The Hague, Netherlands

sarasofia

Stockholm, Sweden

A

Aloha

Cologne, Germany

Pere

Barcelona, Spain

T

TheAwakenOne

Sydney, Australia

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

S

Steveandson

Arlington, United States

quozl

Dublin, Ireland

C

cjmenchaca

Austin, United States

K

kingmark1

Calgary, Canada

B

blahblah

Nuernberg, Germany

J

jdhowa2

Louisville, KY, United States

M

matts

New York, United States

G D Export

Kolkata, India

EmilAsker

Lomma, Sweden

T

tmsaddress

Orlando, Florida, United States

A

anonymous123

United States

tasos

hove, United Kingdom

H

hanh352

Homosassa, United States

S

SeanWolfPack

Raleigh, United States

D

DamoA

Wollstonecraft, Australia

SeeMeeFi

Ontario, Canada

Moyeji

Australia

amovida

Central valley, ny, United States

W

wordelsue

MIDWEST, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

T

the0bauman

Hillsboro, United States

birtom

Ettlingen, Germany

A

Austin

Long Beach, United States

B

BClay

Campbell, United States

MichelD

Bangkok, Thailand

K

Katehar

Maple Valley, WA, United States

ads68

Melbourne, Australia

jimmycarterforever

Missoula, United States

H

hchsmicroloans

New York, United States

U

UmSaeed

Southfield, United States

A

Aaron

Zurich, Switzerland

Cadwah

Barcelona, Spain

E

erogers

Vancouver, Canada

M

mkellerman

Shanghai, China

basicus

Cairo, Egypt

chadgibbs

Loveliest Village, United States

A

alkemyst

Geneve, Switzerland

M

memorissima

milano, Italy

K

karit

Victoria, Canada

fairspirit

Utrecht, Netherlands

B

Britteva

Oslo, Norway

J

javifdezsainz

Madrid, Spain

A

amish

San Francisco, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

numbat

Perth, Australia

Erika

Calgary, Canada

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

3

381inc

Beverly HIlls, United States

gseletko

South Perth, Australia

W

wilma95

napa, United States

D

Dutch_lender

Leiderdorp, Netherlands

tonnyschonewille

Maastricht, Netherlands

L

Lolababalola

Ames, United States

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

xtrahardware

Cazenovia, United States

B

BMcDermott

Washington, DC, United States

D

DogFort1

Sydney, Australia

O

OrientExpress

Tokyo, Japan

E

E

Marin county, United States

M

mueba

Frankfurt, Germany

Evan Lamos

Brussels, Belgium

M

Mystery15

Winnipeg, Canada

mygueye

Montreal, Canada

G

GanSatya

United States

D

dj9812

United States

O

oonbug

United States

M

martyb

United States

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

D

drorm

United States

P

Peaches

United States

Paul Buchheit

Mountain View, United States

B

brianchicago

United States

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

A

ajayhk

San Jose, United States

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

E

edbean

United Kingdom

B

Bennphoto

United Kingdom

I

ident

Horsholm, Denmark

T

twm3823

United States

P

pnrjulius

United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

John R

Ponte Vedra Beach, United States

D

Daniel

Stuttgart, Germany

Gab

Singapore

Dave Bogard

New York, United States

B

Byron

United States

U

Ulrich

Switzerland

MW

Matt Willis

United States

V

Vanessa

Gold Coast, Australia

T

Tarik

Ludwigshafen, Germany

W

Wade

United States

MB

michael breen

United Kingdom

The Bayiates Family

Chicago, IL, United States

PR

peter reibold

United States

Kate Courteau

United States

E

erica

antwerpen, Belgium

Julia

United States

KL

Kevin Law

United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

John Prendiville

Portland, United States

ME

Manaal Eisa

Washington DC, United States

L

Laura

United States

GR

Gary Rimmer

United Kingdom

KM

Kelly Murphy

United States

Caroline Cress

Seattle, WA, United States

K

Kirouac

Augusta, Maine, United States

Framework Eyewear

Utrecht, Netherlands

C

chryddi

United States

B

Brent

United States

Chris OConnor

Atlanta, United States

Solon Brown

Singapore, Singapore

Martin Nielsen

Aarhus, Denmark

JA

Jonathan A.

United Kingdom

M

Mart

United Kingdom

KH

Kim Howard

United States

Sarah and Dave

Toronto, Canada, Czech Republic

Kavitha Amarnath

Sydney, Australia

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

SC

Scott Charter

United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Diego

Monza, Italy

Carlo Cruz

Cincinnati, OH, United States

Mary

Germany

Derek Anderson

Yankton, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JS

Jason Strauss

United States

VC

Victor Chong

United States

Ask Chelangat a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Chelangat Sammary Bigen    Nov 28, 2017

    Hello lenders. I would like to reduce my payment from ksh 5000 to ksh500.This will enable me to reorganise my business for long term profit marginalization,and repay the loan within the outcome of investment. Cheers lenders.

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  • Chelangat Sammary Bigen    Nov 19, 2017

    Hello my dear lenders and zidisha team.I have received the funds you lend to me.A total of 114760KES has been disbursed into my account. I will use the money into my business according to my loan project proposal.I hopefully my loan will yield good profit margin.Iam also confident to repay my loan.I thank you so much lenders.

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  • Chelangat Sammary Bigen    Nov 5, 2017

    Hello dear lenders.Thank you very much for funding me this loan.Your support is unending and so much happy for you.
    My previous loan helped me a lot to boost my business and for this loan am hopeful to put in my investment to grow further.
    I will use part of this loan to buy cosmetic products including human hair varieties,body lotions and ointments, jewelries and neglaces among other products in my shop outgoing first and running out of stock.I intend to buy these goods amounting to a total of £50(ksh 50,000).This is a major source of my income as I use some of the profit to pay school fees for my kids and shop rent as well.
    For the remaining £70(ksh 70,900) I would like to put in my M-pesa line as float.This will enable my mpesa business to realize more clients turnout hence more transactions and more profit. Its also a good part of my business and part of the profit I get,to pay one of my employee who is working with me in the shop.I also use some of this money as a payment of myself,my kids basic needs and to pay house rent.
    Having achieved all these I hope my business will grow much bigger and will be able to pay my loan on time.
    Iam thank you so much and am humbled for lending me loan.

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  • Dirk    Nov 3, 2017

    Good luck!

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  • Chelangat Sammary Bigen    Oct 25, 2017

    Hello dear lenders and members of zidisha team.We've come along way together. This is my third loan and am glad to have finished my payment on time.
    This loan helped me a lot this year.I have been able to grow my business bigger.I was able to stock my shop fully and towards the mid of the year,the number of clients increased and I was able to realize a good margin of sales.
    I have also been able to pay my childrens school fees for the whole year.I have had any difficult in paying fees and stayed and learnt in school all along well. Thanks so much and God bless you all.

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  • Chelangat Sammary Bigen    Oct 15, 2017

    Hii my dear lenders and zidisha team iam very happy with your much support my business has help me to opened EQUITY Agent and M PESA iam happy with you all God add you more and more

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  • Chelangat Sammary Bigen    Oct 3, 2017

    Hello dear lenders and zidisha team,i would like to increase my loan limit in order to finish payment by this month.My income now has arise a bit due to more items i have recently added to the stock.Due to also a credit loan increase limit it will also enable me enable me to have a higher limit of my future loan application.Thanks a lot and be blessed.

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  • Chelangat Sammary Bigen    Sep 26, 2017

    hii my lenders and zidisha team iam happy with you all with me iam happy going on with my bussiness nicely thanks ny people

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  • Chelangat Sammary Bigen    Sep 8, 2017

    Hi dear lenders ,i hope you're all fine,am also doing well.Am carrying on well with my business.i have cleared payment for my children's' school fees for third term and final term of the year.I will venture into my business for the rest of my income and also for my other children's needs.i intend to clear my loan repayments by early next month. Thank you so much zidisha team and lenders.

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  • Chelangat Sammary Bigen    Jul 13, 2017

    Hi dear lenders,i hope you're well.My business is doing well and am thankful to you .Am also going on well with my loan repayment,however i would like to reduce my loan limit amount .I have used some of my money to pay school fees for my daughter in the third year of her medical study.Thanks a lot and am grateful for your support.

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  • Chelangat Sammary Bigen    Jun 5, 2017

    Hi dear lenders and zidisha members.your support in my business has helped me a lot.My previous loans has helped me a lot.i bought items for my beauty shop including earrings,necklaces,weaves ,bangles among other goods in the shop.My daily income has slightly increased for the past two months.
    with your support and also God,s grace am in the process of opening an equity agent business for equity bank alongside my beauty shop.this will promote more customer service by easing their cashless transaction of buying goods.
    I am grateful to you and be blessed so much.

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  • Chelangat Sammary Bigen    May 23, 2017

    Hallo lenders and zidisha team,I would like to increase my loan repayment amount.my income from my business has slightly increased for this month due to more stock I purchased from this loan,it will also help me to finish my repayment on time.thanks so much and God bless you all.

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  • Chelangat Sammary Bigen    Mar 17, 2017

    the loan i recieve today at 17_3_2017 10:;40 am.I will go right away to buy goods immediately thankyou so so much lenders and zidisha team i will pay on time

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  • Chelangat Sammary Bigen    Mar 14, 2017

    Hii my dear lenders and zidisha team iam happy for the support your are doing to me in my business iam still waiting the loan pending patience pay God bless you all

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  • Chelangat Sammary Bigen    Mar 1, 2017

    Wonderful!am glad you funded me yet again. I will restock my beauty shop. Be blessed.

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  • Chelangat Sammary Bigen    Feb 28, 2017

    Lenders

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  • Chelangat Sammary Bigen    Feb 28, 2017

    Still waiting upon u my lender

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  • Chelangat Sammary Bigen    Feb 22, 2017

    Though it wasn't easy paying my previous loan,I made sure that I struggled to made on time payment. The loan helped me make great changes in terms of restocking my beauty products thus making a lot of profit.

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  • Chelangat Sammary Bigen    Feb 15, 2017

    Business has been going on well and I feel am willing to pay a larger amount now.
    Looking forward to a better working relationship.

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  • Chelangat Sammary Bigen    Jan 28, 2017

    Dear my lenders and zidisha team in general,I once again want to thank you for the much support you have been giving me since I joined you late last year in fact my life has changed a lot and I have learnt new things concerning my cosmetic and saloon shop.
    To highlight few i have learnt how to manage my business, how to handle my customers and to maximize profit, I have also learnt how to select my product according to customers needs and demand.
    This year i plan to get more customers by traveling and delivering my products to their destinations so that my customers get humble time to work and also to know their demands.
    I also plan to increase more stock so that my customers get what need at a right time and at good price.
    My future plan about my business is to open more branches and this still need more capital and so iam planning to complete my loan in few weeks and apply for another.
    Thankyou my lenders and may God bless you all.

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